Meritrust Credit Union Wichita KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Meritrust, your trusted partner in financial growth and community support. Located at 4510 E 19th St, Wichita, KS 67208, our branch has been serving members since 1935 with a commitment to delivering personalized banking solutions. With over 118,905 members and total assets exceeding $1.97 billion, we pride ourselves on being a cornerstone of the Wichita community. At Meritrust, we understand that every member's financial journey is unique. Our dedicated team of 369 employees, led by CEO James Nastars and Board President Steve Dunn, is here to guide you through your financial needs whether it's opening a checking account, securing an auto loan, or exploring mortgage options. Our financial strength is evident with a net worth of $180,863,265 and total deposits amounting to $151,234,795. We also offer various services tailored to meet your needs, including personal loans, credit cards with rewards, and business banking solutions. With a total of 70,895 loans and leases issued, we are committed to helping our members achieve their financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 4510 E 19th St, Ste 105, Wichita, KS 67208-1654. We invite you to experience the difference at Meritrust. For more information about our services or to speak with one of our friendly representatives, don't hesitate to call us at 316-651-5191 or visit our website at meritrustcu.org. Join us in building a brighter financial future together!

Branch History & Mission

At Meritrust, we take pride in our rich history and unwavering commitment to serving our members in Wichita, KS. Established in 1935, our branch has grown from humble beginnings into a thriving financial institution that now proudly supports over 118,000 members. Located at 4510 E 19th St, our branch is easily accessible and surrounded by a vibrant community that we are proud to be a part of. Over the years, Meritrust has continuously evolved to meet the changing needs of our members. From our initial focus on savings accounts and loans, we have expanded our services to include personal banking, auto loans, mortgage financing, business banking, and more. With total assets reaching an impressive $1,971,043,933, we have solidified our position as a trusted partner in financial growth for individuals and families alike. Our mission at Meritrust is clear: we strive to enhance the financial well-being of our members and the communities we serve. We believe in providing accessible financial services while also giving back through community outreach initiatives. Our dedicated team works tirelessly to ensure that every member receives personalized service that meets their unique needs. While members can visit us at 4510 E 19th St, official correspondence should be sent to 4510 E 19th St, Ste 105, Wichita, KS 67208-1654. We are open during convenient hours to accommodate your busy schedule, with ATM availability ensuring easy access to your funds at any time. Meritrust remains committed to embracing technology that enhances your banking experience. Our digital offerings include online and mobile banking services that allow you to manage your finances on the go. We prioritize accessibility with ADA-compliant facilities and strive to make banking as user-friendly as possible. As part of our mission, we actively engage in partnerships within the community. Through various outreach programs and events, we aim to make a positive impact on those around us. We invite you to join us at Meritrust and experience firsthand how we can help you achieve your financial goals. Together, let's build a brighter future for you and our community! For more information or assistance, please call us at 316-651-5191 or visit our website at meritrustcu.org.

Branch Location & Accessibility

A Welcoming Space

At our Meritrust branch, we prioritize accessibility for everyone. Our location is fully ADA compliant, with ramps and other features to ensure that all members can easily access our services. Parking is available right outside our doors, making it easy for you to pop in whether you're making a quick deposit or discussing your financial goals with one of our friendly staff members.

Convenient Hours and Services

We know how busy life can get! That's why we offer flexible operating hours that fit your schedule. You can visit us during the week when we are open from 6 AM to 8 PM on Sundays. If you ever need assistance outside of these hours, don't hesitate to reach out via phone at 316-651-5191. When you step inside our branch, you'll find a full range of personal banking services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Plus, our ATM services are available for quick cash withdrawals and balance checks whenever you need them.

Stay Connected

While members can visit us at 4510 E 19th St for all their banking needs, please note that official correspondence should be sent to our mailing address: 4510 E 19th St, Ste 105, Wichita, KS 67208-1654. We invite you to come by and explore what Meritrust has to offer! Whether you're looking for financial advice or just want to say hello, our dedicated team is here to help. We look forward to seeing you soon!

Member Eligibility

At Meritrust, we believe that joining our community is about more than just banking it's about becoming part of a supportive family that looks out for one another. To become a member, you'll find that eligibility is quite accessible. If you live, work, worship, or attend school in certain areas of Kansas, you're already on your way to enjoying the benefits of membership! We also welcome immediate family members of current members, making it easy for everyone to share in the advantages we offer. You can explore the specific eligibility criteria in detail at this link. Once you've confirmed your eligibility, opening an account with us is a breeze! Simply reach out by calling us at (316) 651-5191 or visit our branch located at 4510 E 19Th St Wichita Ks 67208. Our friendly team is here to guide you through every step of the process, ensuring you feel right at home as you take this exciting step toward financial empowerment. We look forward to welcoming you into the Meritrust family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine how much easier it will be to serve your customers when you can accept payments quickly and securely. Our services help you focus on what matters most growing your business. Visit us at 4510 E 19Th St Wichita Ks 67208 in Wichita, KS or call us at (316) 651-5191 to learn more about how we can partner with you on your business journey.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? We have you covered with our convenient ATM services, available for withdrawals and balance checks. Our ATM network ensures that access to your money is just around the corner whenever you need it.

Business Banking Support

For business owners, we offer specialized services that can help streamline operations and boost growth. Our merchant services make accepting payments hassle-free, while our business loans are designed to fund your next big idea or expansion.

Digital Convenience

In today's fast-paced world, managing your finances on-the-go is essential. That's why Meritrust offers robust online and mobile banking solutions. Access your accounts anytime, anywhere! With features like person-to-person payments and mobile payment options, handling transactions has never been simpler.

Let Us Help You Today!

At Meritrust, we're committed to ensuring that all members feel confident in their financial decisions. If you have questions about any of our services or want personalized advice on what might work best for you, don't hesitate to reach out! Call us at (316) 651-5191 or visit us at our branch today. We look forward to helping you achieve your financial goals! For more information about joining us or exploring our offerings online, check out our website at https://www.meritrustcu.org/home/home.

Personal Banking Solutions

Managing your personal finances is easier with the offerings at Meritrust. We provide various checking and savings accounts designed to fit your lifestyle. If you're planning to buy a new car or need some quick cash, our auto loans and vehicle financing options offer competitive rates to help you hit the road without breaking the bank. For those looking to purchase a home, our mortgage loans and refinancing options can guide you through the process with ease. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy, allowing you to manage your debts more effectively. And let's not forget about our credit cards with rewards, which not only provide convenience but also give back as you spend.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service offers 24/7 access to your accounts, so you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with electronic signature authorization available, signing documents has never been easier. You can manage your finances without the hassle of paper forms. Need to keep track of your statements? We offer e-statements for quick and easy access to your account history. No more waiting for mail delivery; everything you need is right at your fingertips!

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application provides a user-friendly experience. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is simple and fast. You can also easily manage your accounts from wherever you are.

Security First

We prioritize your security with robust measures in place to protect your personal information. You can bank with confidence knowing that we take every step necessary to keep your data safe. In summary, Meritrust offers a comprehensive suite of digital and online banking services tailored to fit your lifestyle. With easy access to e-statements, a powerful mobile app, and secure transactions, managing your finances has never been easier or safer!

Financial Strength

At Meritrust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to serving you with reliability and trustworthiness is reflected in our strong financial foundation. With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $36,552 in used auto loans and $1,558,665,059 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,740,169 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 238,223, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 4510 E 19Th St Wichita Ks 67208 or call (316) 651-5191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Meritrust, we understand that everyone's financial journey is unique. That's why we offer a variety of loan products designed to meet your individual needs. Whether you're looking to buy a new car, purchase a home, or manage unexpected expenses, we have options for you. With over 70,895 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, making it easier than ever to drive off in your ideal vehicle. If homeownership is on your mind, consider our mortgage options. We provide various loans, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, making buying or refinancing simple and straightforward. For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your ventures. We understand that every business has its own set of challenges and opportunities. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. This means you can focus more on what matters while keeping your spending in check. If you're considering refinancing any existing loans or want to know about eligibility options, feel free to reach out to us at (316) 651-5191. Our team is here to help guide you through the process and ensure you make informed decisions that benefit your financial future. We take pride in our commitment to transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 4510 E 19Th St Wichita Ks 67208, Wichita, KS or contact us today! Let's work together towards achieving your financial dreams with tailored loan solutions at Meritrust.

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MERITRUST CREDIT UNION - Wichita, KS

Type of Loan Offerings

Mortgage Loans

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