Meritrust Credit Union Wichita KS | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Meritrust, your trusted financial partner located at 6263 E 13th St N, Wichita, KS 67208. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch that sets us apart from traditional banks. With over 118,905 members and total assets reaching an impressive $1,971,043,933, we pride ourselves on being a member-focused credit union that understands the unique financial needs of our community. At Meritrust, we believe in building lasting relationships with our members. Our commitment is reflected in our robust offerings, which include personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services. With a total loan portfolio of 70,895 loans and deposits amounting to $151,234,795, we're here to help you achieve your financial goals. While you can visit us at our branch location for personalized service, please note that all official correspondence should be directed to the same address: 6263 E 13th St N, Wichita, KS 67208. Our friendly team is always ready to assist you with any inquiries or financial needs you may have. Under the leadership of CEO James Nastars and Board President Steve Dunn, we strive to maintain transparency and trust within our operations. With a dedicated staff of 369 employees, we ensure that every interaction is meaningful and impactful. Explore what Meritrust has to offer by visiting our website at meritrustcu.org or call us at 316-219-7641 today! We look forward to helping you navigate your financial journey with confidence and care.

Branch History & Mission

Welcome to Meritrust, a beacon of financial support and community spirit in Wichita, KS. Since opening our doors in 1935, we have grown from a small credit union into a trusted partner for over 118,000 members. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging and community among our members. Located at 6263 E 13th St N, our branch is nestled in the heart of Wichita, close to local landmarks that make our city vibrant and welcoming. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location: 6263 E 13th St N, Wichita, KS 67208. As we evolved over the decades, we've embraced innovation while remaining true to our roots. With total assets now exceeding $1.97 billion, Meritrust has expanded its offerings to include personal and business banking services covering everything from checking accounts to mortgage loans. Our commitment to ADA compliance ensures that all members can access our services with ease. At Meritrust, we recognize that our success is tied to the well-being of our community. That's why we actively engage in outreach efforts and partnerships that promote financial literacy and support local initiatives. Our dedicated team works tirelessly to create meaningful connections with our members, helping them achieve their financial goals. We also understand the importance of modern conveniences. With services such as online banking, mobile payments, and e-statements available for all members, managing finances has never been easier. Our ATMs are conveniently located for quick access to cash whenever you need it. Join us on this journey towards financial empowerment! At Meritrust, you're not just another account; you're part of a family dedicated to making a positive impact in your life and the community around you. Experience firsthand the benefits of membership by calling us at 316-219-7641 or visiting our website at Meritrust. We look forward to welcoming you into the Meritrust family!

Branch Location & Accessibility

Welcome to Meritrust, your trusted financial partner located at 6263 E 13Th St N in beautiful Wichita, Kansas! Our branch, known as Prairie Village, is conveniently situated in Sedgwick County, making it easy for you to access our services. Whether you're nearby or traveling through the area, we're here to help with all your banking needs. If you need to send us official correspondence, please note that our mailing address is also 6263 E 13th St N, Wichita, KS 67208. While visiting our branch, you'll find yourself close to local landmarks that make it a familiar and friendly place. We're just a short drive from the vibrant shopping areas and restaurants of East Wichita. At Meritrust, we prioritize your comfort and convenience. Our branch features accessible parking and is fully ADA compliant, ensuring everyone can easily reach us. Although we do not offer a drive-thru service, our team is always ready to assist you inside. For those who prefer quick cash access, we proudly provide ATM services for easy withdrawals and balance checks. We understand that life can get busy; that's why our operating hours are designed with your schedule in mind. We're open during convenient hours that cater to both early risers and those who need a visit after work or school. If you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage options, or even credit cards with rewards, we have something for everyone. Our knowledgeable staff is here to guide you through each step of the process. Feel free to give us a call at 316-219-7641 if you have any questions or need assistance before your visit. We invite you to stop by and experience the warmth of Meritrust firsthand your financial journey begins here!

Member Eligibility

At Meritrust, becoming a member means joining a community that truly cares about your financial well-being. If you're looking to open an account, you'll be happy to know that eligibility is quite simple and welcoming. You can become a member if you live, work, or worship in certain areas, or if you're affiliated with specific organizations. This inclusive approach ensures that many individuals can benefit from the services we offer. To get a clearer picture of the criteria and see if you qualify, feel free to check out our detailed eligibility page at http://www.meritrustcu.org/home/personal/savings/membership-savings. Once you've confirmed your eligibility, opening an account is easy! We're here to guide you every step of the way so that you can take advantage of all the great benefits of being a member at Meritrust, like personalized service, competitive rates on loans, and access to various financial products designed just for you. If you have any questions or need assistance, don't hesitate to reach out at (316) 219-7641. We're excited to welcome you into our community!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine having a secure payment system that allows you to accept various forms of payment easily, ensuring your customers have a smooth checkout process. Our services help you focus on what matters most growing your business. With us at Meritrust, you're not just getting financial products; you're gaining a partner invested in your success. Visit us today at 6263 E 13Th St N Wichita Ks 67208 or call us at (316) 219-7641 to explore how we can assist you on your path to success!

Comprehensive List Of Services

A Welcoming Community

We pride ourselves on being more than just a credit union; we are part of the community. At Meritrust, we want to build lasting relationships with our members by offering personalized service and understanding their unique needs. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out! Call us at (316) 219-7641, visit us at 6263 E 13Th St N Wichita Ks 67208, or explore our website at Prairie Village. Let us help you take the next step towards financial well-being!

Business Banking Services

At Meritrust, we also support local businesses with tailored financial solutions. Our Business Banking services include essential tools like merchant services and business loans, so you can focus on what matters most growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can access your accounts anytime, anywhere, whether it's checking balances, transferring funds, or making payments all from your smartphone or computer. Our ATM & Cash Withdrawal Services ensure easy access to cash whenever you need it.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, Meritrust has got you covered. We understand that managing your money is essential, and our personal banking services make it simple. With our various account options, you can find the perfect fit for your lifestyle. Need financing for a new car? Our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms, helping you drive away in your dream vehicle without breaking the bank. If you're thinking about purchasing a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. For those unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation solutions allow you to manage your finances better. Plus, don't forget about our Credit Cards with Rewards, where every purchase earns you points that can be redeemed for exciting rewards.

Digital & Online Banking

Accessibility and Security

We know life is busy, which is why we offer 24/7 online banking services that fit into your schedule. Your security is important to us; that's why all transactions are protected with advanced encryption technology. You can rest easy knowing that your financial information is safe with Meritrust. In summary, our digital and online banking services are designed for ease of use and accessibility while prioritizing your security. Explore more about these features by visiting us at https://www.meritrustcu.org/home/home today!

Key Services

With our online banking platform, you can check your balance, transfer funds, and pay bills all with just a few clicks. We also offer e-statements, so you can view your account statements digitally and securely, reducing paper clutter while keeping your information safe. Plus, if you prefer to sign documents electronically, we provide electronic signature authorization for a hassle-free experience. For those who love using their smartphones, our mobile application offers all the features of online banking right at your fingertips. You can easily send money to friends or family through person-to-person transfers, making it simple to share expenses or settle up after a night out. And with our mobile payments feature, paying at the store has never been easier just tap and go!

Financial Strength

Building Trust Through Transparency

Total Share Accounts: 238,223, showing a strong and growing member base that trusts us with their finances. This trust is essential as we work together to achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 6263 E 13Th St N Wichita Ks 67208 or call (316) 219-7641 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $36,552 in used auto loans and $1,558,665,059 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $6,034,126, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Focus

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away in the vehicle you want without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities, which is why we work closely with you to tailor a loan solution that fits your specific needs. At Meritrust, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt into one manageable loan. It's all part of our commitment to providing personalized service and practical financial solutions. For more information about our loan offerings or to speak with a representative, please feel free to reach us at (316) 219-7641 or visit us at 6263 E 13Th St N Wichita Ks 67208 in Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We offer various financing solutions tailored to fit your needs, whether you're purchasing your first home or looking to refinance your current mortgage for better rates.

Personal Loans & Credit Lines

Need extra cash for personal expenses? Our unsecured credit card loans provide flexibility and convenience, with a total of $27,247,435 in loans helping members manage their finances effectively. Additionally, our credit lines totaling $431,794,896 allow you to access funds as needed without the hassle of reapplying each time.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. Each listed loan comes from legitimate financial institutions, ensuring that every comparison is rooted in verified data. LendMesh stands out for its commitment to unbiased results. It does not prioritize lenders based on paid promotions, meaning every user sees an impartial view of available options. With up-to-date loan rates from multiple institutions, LendMesh helps users navigate their choices effectively.

Meritrust