Meritrust Credit Union Wichita KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meritrust, your trusted partner in financial wellness right here in Wichita, KS. Located at 1668 S Webb Rd, we have proudly served our community since 1935, establishing a legacy of trust and support for over 88 years. With a total membership of 118,905, we're not just a credit union; we're a community focused on helping you achieve your financial goals. At Meritrust, our commitment to our members is reflected in our impressive financial strength. We manage assets totaling over $1.97 billion, with deposits amounting to $151,234,795. This means you can feel secure knowing that your money is safe with us. Our loans and leases stand at 70,895, providing numerous opportunities for personal and business financing. Our leadership team is dedicated to ensuring that every member feels valued and supported. Led by CEO James Nastars and Board President Steve Dunn, we are passionate about providing personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgages, or everyday banking services, we have you covered. While members can visit us at our branch location, any official correspondence should be sent to the same address: 1668 S Webb Rd, Wichita, KS 67207-5602. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (316) 651-5191. We invite you to explore our wide range of services designed just for you: from checking and savings accounts to credit cards with rewards and business banking solutions. Visit our website at Meritrust for more information or to get started today. Join us at Meritrust where your financial journey begins!

Branch History & Mission

At Meritrust, we take pride in our rich history and unwavering commitment to our community. Founded in 1935, our branch has grown from humble beginnings into a trusted financial partner for the residents of Wichita, KS. With a deep-rooted mission to empower individuals and families through exceptional financial services, we have become a cornerstone of support in our community. Located at 1668 S Webb Rd, our branch is conveniently situated near local landmarks that make it easily accessible for all members. Over the years, we have expanded our offerings to meet the evolving needs of our members, currently serving over 118,905 members with total assets amounting to an impressive $1,971,043,933. Our mission is straightforward yet impactful: to provide personalized financial solutions that foster financial well-being and strengthen community ties. We believe in not just offering banking services but also in being a resource for education and support. Whether you are looking for personal banking options like checking and savings accounts or more complex services such as mortgage loans and business financing, we are here to guide you every step of the way. As technology continues to advance, so do we. Our digital banking tools ensure that members can manage their finances anytime and anywhere with ease. We offer online banking, mobile payments, and even electronic signature authentication to make your experience as smooth as possible. While members can visit us at 1668 S Webb Rd, official correspondence should be sent to 1668 S Webb Rd, Wichita, KS 67207-5602 if different from our branch address. We are dedicated to maintaining accessibility for all members through various means including ATM availability right on-site. Community outreach is at the heart of what we do. We actively participate in local events and initiatives that uplift and enrich the lives of those around us. Our partnerships with local organizations further enable us to give back and strengthen bonds within the Wichita community. Join us at Meritrust and experience firsthand how we can help you achieve your financial goals while supporting the growth of our beloved community. Together, let's build a brighter future! For more information or to reach out directly, please call us at 316-651-5191.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to give us a call at 316-651-5191. We are here to help! While members can visit us at 1668 S Webb Rd, official correspondence should be sent to the same address for consistency. We invite you to come by and discover how we can assist you in achieving your financial goals. Your journey starts here at Meritrust!

Operating Hours

We understand that life can get busy, which is why our doors are open on various days to serve you better. Feel free to swing by during our operating hours and experience the friendly service we're known for!

Parking and Accessibility

At our branch, you'll find ample parking available right outside the entrance, making it easy to visit us. Our facilities are designed with accessibility in mind, featuring ramps and other features to ensure that everyone can comfortably access our services.

Services Offered

At Meritrust, we offer a range of banking solutions tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or personal loans, we've got you covered. Additionally, our members enjoy the convenience of online and mobile banking services, along with ATM access for quick cash withdrawals.

Member Eligibility

Becoming a member of Meritrust is like joining a caring community where your financial well-being is our top priority. If you live, work, or worship in the area, or if you have family who are already members, you're likely eligible to join us! We believe in making banking accessible and personal, which is why we welcome anyone who shares our values and commitment to community. At Meritrust, located at 1668 S Webb Rd Wichita Ks 67207, we offer a range of services designed to help you thrive financially, from checking and savings accounts to loans and credit cards. Ready to take the first step? Opening an account with us is easy! Just give us a call at (316) 651-5191 for more information or visit our eligibility page at http://www.meritrustcu.org/home/personal/savings/membership-savings for all the details you need. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services Tailored for You

Imagine having the tools to accept payments easily, manage transactions efficiently, and provide customers with a seamless checkout experience. Our merchant services offer just that! From point-of-sale systems to online payment solutions, we equip you with what you need to run your business smoothly. Located at 1668 S Webb Rd Wichita Ks 67207 in Wichita, KS, we invite you to visit us or contact us at (316) 651-5191 to learn more about how our business banking solutions can support your success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions including merchant services and business loans. Running a business can be challenging, but with our support, you'll have the resources you need to thrive. From accepting payments seamlessly to securing funding for expansion, we're here to assist every step of the way.

Credit Cards

Looking to earn rewards while you spend? Our credit cards with rewards program allows you to earn points on purchases that can be redeemed for exciting perks. It's a great way to maximize your spending power while enjoying benefits that can enhance your lifestyle.

Home Financing

When it comes to home ownership, we offer comprehensive mortgage loans and refinancing solutions. We understand that buying a home is a significant milestone, and we're here to guide you through the process. Our team is ready to help you explore different mortgage options that fit your budget and lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Meritrust offers robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts from anywhere at any time. Need cash? Our ATM & cash withdrawal services ensure you're never far from accessing your funds. At Meritrust, we're committed to making banking easy and accessible for everyone. If you're interested in learning more about our services or have questions about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at 316-651-5191, or visit us online at Meritrust. We look forward to serving you!

Personal Banking

Our personal banking services include checking and savings accounts that make managing your money simple and straightforward. Imagine having access to your funds whenever you need them, whether it's for everyday expenses or saving for a special occasion. You can also take advantage of our auto loans and vehicle financing options, which make it easier than ever to get behind the wheel of your dream car.

Personal Loans

Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come in. Whether you need to cover medical bills, make home improvements, or consolidate debt into one easy payment, we've got you covered.

Digital & Online Banking

At Meritrust, we understand that banking should be as convenient and secure as possible. That's why we offer a wide range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, managing your finances has never been easier. With our robust online banking platform available at https://www.meritrustcu.org/home/home, you can access your accounts 24/7. This means you can check your balance, pay bills, and transfer funds any time you need to, all from the comfort of your device. Plus, with features like electronic signatures for authorizations, you can complete transactions quickly and securely without needing to visit a branch. For those who prefer a paperless approach, we provide e-statements that allow you to view your account statements online whenever you want. This not only helps the environment but also makes it easier for you to keep track of your finances. Our mobile application adds another layer of convenience. You can make mobile payments, conduct person-to-person transfers, and manage your accounts right from your smartphone. This means no more waiting in line or dealing with paperwork; everything is at your fingertips. At Meritrust, security is a top priority. We use advanced technology to ensure that your information is safe while you're banking online or through our app. You can have peace of mind knowing that your financial data is protected. In today's fast-paced world, having accessible and easy-to-use banking options is essential. With our digital services, you'll have real-time access to manage your accounts effectively. Experience the freedom and flexibility of modern banking at Meritrust today!

Financial Strength

Commitment to Growth

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $36,552 in used auto loans and $1,558,665,059 in total loans and leases supporting members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts: 238,223, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 1668 S Webb Rd Wichita Ks 67207 or call (316) 651-5191 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,034,126 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find something that fits your budget. Plus, if you're considering refinancing your current auto loan, we have options available to help lower your payments.

Business Financing

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your business. Whether you need funding for equipment purchases or working capital, our team can assist you in finding the right loan solutions for your business needs. At Meritrust, we pride ourselves on providing exceptional service and support throughout your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or want more information about our loan offerings, don't hesitate to reach out! Call us today at (316) 651-5191 or visit us at our branch in Wichita, KS. We look forward to assisting you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We offer competitive rates and terms tailored to fit your needs. If you're looking to refinance an existing mortgage, our team can walk you through the eligibility requirements and help you save money on your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. These credit cards are perfect for everyday expenses and come with features that allow for easy management of your spending.

Loan Aggregator

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Meritrust