Meritrust Credit Union Wichita KS | Quick Personal Loans & Top Checking

Introduction

Welcome to Meritrust, where your financial journey is our priority! Located at 11737 E 21St St N, Wichita, KS 67206, we have been proudly serving our members since 1935. With a total membership of over 118,905, we are dedicated to providing personalized financial services tailored to your needs. At Meritrust, we understand that trust and reliability are essential in banking. Our assets amount to an impressive $1,971,043,933, reflecting our commitment to stability and growth for our community. We offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. In fact, we currently hold $151,234,795 in deposits and have issued a total of 70,895 loans and leases. Leadership matters at Meritrust. Under the guidance of CEO James Nastars and Board President Steve Dunn, we strive to create a welcoming environment where every member feels valued. Our dedicated team of 369 employees works tirelessly to ensure you receive the best service possible. While members can visit us at our branch for any inquiries or assistance, official correspondence should be directed to our mailing address: 11737 E 21st St N, Wichita, KS 67206-3502. We invite you to explore all that Meritrust has to offer by visiting our website at Meritrust or giving us a call at 316-558-5067. Join us in building a brighter financial future together!

Branch History & Mission

At Meritrust, we are proud of our rich history and the role we've played in the lives of our members since our establishment in 1935. Located at 11737 E 21St St N in Wichita, Kansas, our branch has been a steadfast partner for the community, growing alongside it and adapting to the ever-changing financial landscape. Over the years, Meritrust has expanded its offerings and services, becoming a trusted institution with total assets exceeding $1.97 billion. Today, we serve over 118,905 members who rely on us for personal banking solutions, including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. Our commitment to community support is evident in everything we do, from providing essential financial services to engaging in outreach efforts that benefit local organizations. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We understand that each member's journey is unique, which is why we strive to provide tailored financial solutions designed to meet individual needs. Whether you're looking to buy your first car or save for a home, our team is dedicated to guiding you every step of the way. While members can visit us at our branch address above for in-person service during our operating hours, official correspondence should be sent to our mailing address: 11737 E 21st St N, Wichita, KS 67206-3502. We prioritize accessibility; though we currently do not offer ATM or drive-thru services at this location, we are committed to ensuring everyone can reach us through online banking and mobile payments. As we look to the future, Meritrust remains dedicated to evolving with technological advancements while maintaining a strong community focus. We believe that true banking goes beyond transactions; it's about building relationships and supporting each other. Join us today and experience how Meritrust can help you achieve your financial goals. Together, let's build a brighter future! For more information about membership eligibility or to explore our services further, please visit our website or call us at 316-558-5067.

Branch Location & Accessibility

Call Us Anytime!

Should you have any questions or need assistance before stopping by, feel free to give us a call at 316-558-5067. While members can visit us at 11737 E 21St St N, official correspondence should be sent to our mailing address: 11737 E 21st St N, Wichita, KS 67206-3502. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Convenient Access

Finding us is simple! We're situated near key landmarks that make our location familiar and accessible. Whether you're heading from the east or the west, our branch is just a quick drive away. Plus, we offer ample parking right in front, making your visit hassle-free. For those who need special accommodations, we ensure ADA compliance with accessible entrances and ramps.

Operating Hours & Services

At Meritrust, we value your time. Our operating hours are designed to fit your busy schedule. We invite you to visit us during our open hours and discover the wide range of services we offer. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're interested in business banking solutions or online services, our team is here to assist you.

Member Eligibility

Joining the Meritrust family means becoming part of a caring community that prioritizes your financial well-being. At Meritrust, we're excited to welcome individuals who live, work, worship, or attend school in the areas we serve. If you meet these criteria, you're already on your way to experiencing the benefits of membership! You can take advantage of a range of financial services tailored just for you, including checking and savings accounts, loans, and more. For detailed eligibility requirements and to ensure you fit the criteria, please visit our website at http://www.meritrustcu.org/home/personal/savings/membership-savings. Getting started with us is easy! Once you confirm your eligibility, simply reach out to us at 316-558-5067 or stop by our branch located at 11737 E 21St St N, Wichita, KS 67206. Our friendly team is here to guide you through the account opening process and answer any questions you might have. Join us today and discover how being a member of Meritrust can enhance your financial journey!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine being able to accept payments easily and efficiently our merchant services do just that. Whether you're a retail store or a service provider, we equip you with the tools needed to process transactions seamlessly. This means you can focus on what you do best: running your business. Located at 11737 E 21St St N Wichita Ks 67206 in Wichita, KS, we are here to partner with you on your journey to success. Contact us today at (316) 558-5067 to learn more about how our business banking solutions can help your company grow!

Comprehensive List Of Services

Additional Services

While we don't have ATMs or drive-thru services at this branch, we prioritize personal service and offer cash withdrawal services at our office. Our friendly staff is always ready to assist you with any questions or transactions you may need. If you're interested in exploring all that Meritrust has to offer or if you have any questions about our services, please don't hesitate to reach out! Call us today at 316-558-5067 or visit us online at Meritrust. We're excited to partner with you on your financial journey!

Business Banking Services

For small business owners, we offer comprehensive Business Banking solutions, including merchant services and business loans. We're committed to helping local businesses thrive by providing financial tools that streamline operations and promote growth.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Meritrust, we provide robust Online & Mobile Banking options. Access your accounts anytime from anywhere with just a few taps on your phone or clicks on your computer. From checking balances to transferring funds or making payments, managing your finances has never been easier!

Credit Cards with Benefits

Our Credit Cards with Rewards program lets you earn points on every purchase. Use those points for travel, gift cards, or cash back whatever suits your lifestyle best! With no annual fees and great rewards, it's an excellent option for members who want more from their credit card experience.

Home Financing Made Easy

Thinking about purchasing a home? Our Mortgage Loans & Refinancing options are here to make homeownership accessible. We understand that buying a home is one of the biggest decisions you'll make, so we strive to simplify the mortgage process with personalized service and expert advice. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer relief. We work with you to create a loan plan that fits your financial situation, allowing you to regain control over your finances.

Personal Banking Solutions

We offer a variety of Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features designed to help you grow your savings and manage your money easily. For those considering a new vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Imagine driving off in the car of your dreams without breaking the bank! Our team will guide you through the financing process, ensuring you find the best solution for your budget.

Digital & Online Banking

Key Features

Our online banking service, accessible at https://www.meritrustcu.org/home/home, offers you 24/7 access to your accounts. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. No more rushing to the bank during business hours; everything you need is just a click away. We also offer electronic signature authorization, making it easy for you to sign documents securely without needing to visit a branch. If you prefer going paperless, take advantage of our e-statements feature. You'll receive your account statements electronically, which are not only convenient but also help reduce clutter. For those who love using their smartphones, our mobile application provides an intuitive interface for managing your accounts right from your pocket. Plus, with mobile payments enabled, making purchases is as simple as tapping your phone perfect for those busy days when you're juggling multiple tasks. Sending money to friends or family? Our person-to-person transfer service allows you to send funds quickly and easily, whether you're splitting a bill or sending a gift. With all these features wrapped up in a secure environment, banking has never been easier or safer at Meritrust. We're here to support your financial journey every step of the way!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 238,223, showing a strong and growing member base that trusts us with their finances. This demonstrates our commitment to maintaining your trust through effective management of your funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 11737 E 21St St N Wichita Ks 67206 or call 316-558-5067 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $36,552 in used auto loans and a total of $1,558,665,059 in loans and leases.

Member-Centric Savings Options

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $6,034,126 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your operations. We recognize that every business has unique needs, and our team is ready to work with you to find the right financing solutions.

Credit Lines

Our credit lines are designed for flexibility and convenience, giving you access to funds when you need them most. With total credit lines amounting to $431,794,896, we empower our members with financial resources tailored to their specific situations. At Meritrust, we're dedicated to ensuring that each member finds the right loan product that fits their budget and lifestyle. If you're considering refinancing options or want to learn more about eligibility requirements, please don't hesitate to reach out. You can contact us at (316) 558-5067 or visit us at 11737 E 21St St N Wichita Ks 67206, Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here for your financial journey let's achieve your goals together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We know how significant this investment is for you and are committed to providing personalized support throughout the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. This option can be particularly beneficial for those looking to consolidate debt or make larger purchases without tying up savings.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform prioritizes accuracy by continuously updating its data, allowing users to see current rates instead of outdated information.

Meritrust