Meritrust Credit Union Wichita KS | Best Auto Loans & Business Banking

Introduction

Welcome to Meritrust, your trusted financial partner located at 4319 N Meridian Ave, Wichita, KS 67204. Established in 1935, we have proudly served our community for decades, building lasting relationships with our 118,905 members. At Meritrust, we believe that banking should be more than just transactions; it's about supporting you and your family in achieving financial success. With a strong commitment to our members, we manage $1,971,043,933 in total assets and maintain a solid net worth of $180,863,265. Our focus is on providing personalized services that cater to your unique needs. Whether you're looking for a new vehicle loan or planning for homeownership through our mortgage services, we've got you covered with 70,895 loans and leases currently in place. While you can visit us directly at our branch location, please note that official correspondence should be sent to our mailing address: 4319 N Meridian Ave, Wichita, KS 67204-3001. If you ever have questions or need assistance, don't hesitate to reach out! You can contact us at (316) 683-1199. Under the leadership of CEO James Nastars and Board President Steve Dunn, our dedicated team of 369 employees is here to ensure you receive the best possible service. We are not just a credit union; we are part of this community and strive to make a positive impact every day. Explore all that Meritrust has to offer by visiting our website at www.meritrustcu.org. Join us on this journey toward financial empowerment your future starts here!

Branch History & Mission

Community Engagement

Meritrust prides itself on its community involvement. We partner with local organizations to create positive change and promote financial literacy throughout Wichita. Our team is dedicated to helping individuals understand their financial options and make informed decisions. As part of our focus on accessibility, we are proud to offer advanced digital services including online banking and mobile payments. These tools empower our members to manage their finances anytime and anywhere while ensuring they receive outstanding service without needing a drive-thru or ATM availability at this location. Join us at Meritrust! Experience firsthand the benefits that come from being part of a community-focused credit union. Together, let's build a brighter financial future for everyone in Wichita. If you have any questions or wish to learn more about membership opportunities, don't hesitate to reach out at (316) 683-1199 or visit us online at Meritrust.

Our Mission

At the core of Meritrust is a mission that emphasizes both financial empowerment and community support. We aim to provide accessible banking solutions tailored to meet the diverse needs of our members. Whether it's personal banking through checking and savings accounts or more specialized services like auto loans and mortgages, we are here to help individuals achieve their financial goals. Our mission goes beyond traditional banking; it encompasses a deep commitment to supporting local initiatives and building strong relationships within Wichita and beyond. We believe in giving back and actively participate in various outreach programs designed to uplift those around us. While members can visit us at 4319 N Meridian Ave Wichita Ks 67204, official correspondence should be sent to 4319 N Meridian Ave, Wichita, KS 67204-3001. Our branch is open for your convenience during operating hours, making it easy for you to access the services you need.

Branch Location & Accessibility

Call to Action

While we currently do not have ATM or drive-thru services available at this location, our team is ready to assist you inside the branch. If you're looking for a friendly place to manage your finances with personalized service, come visit us at Meritrust Lakeside today! We look forward to serving you soon!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it easy to find. Just a short drive from the vibrant Central Riverside Park, you can stop by before or after enjoying a stroll along the river. We offer plenty of parking right outside the branch, ensuring easy access for everyone. Plus, we are committed to accessibility, with features that support all members of the community.

Operating Hours and Services

We understand that life can be busy, so we're here when you need us! Our operating hours are designed to fit your schedule. You can reach us at 316-683-1199 during these hours for any questions or assistance. At Meritrust, we provide a variety of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions.

Member Eligibility

Becoming a member of Meritrust is like joining a family where your financial well-being is our priority. We're excited to welcome individuals who live, work, worship, or attend school in the areas we serve. If you have a close family member who is already a member, you're also eligible! This inclusive approach means that nearly everyone can find their place with us. By joining Meritrust, you'll enjoy personalized services and access to a variety of financial products designed with your needs in mind. For more details on eligibility, feel free to check out our website at http://www.meritrustcu.org/home/personal/savings/membership-savings. Ready to take the next step? Opening an account at Meritrust is simple and straightforward. Just give us a call at (316) 683-1199, and our friendly team will guide you through the process. We can't wait to help you get started on your journey with us at 4319 N Meridian Ave Wichita Ks 67204!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services tailored to meet your business needs. Imagine a local café that wants to streamline its payment process. With our services, they can accept credit cards effortlessly, making transactions smoother for both staff and customers. This not only enhances customer satisfaction but also helps increase sales an essential factor for any thriving business. Located at 4319 N Meridian Ave Wichita Ks 67204, Wichita, KS 67204, we invite you to connect with us at (316) 683-1199 to explore how Meritrust can be your partner in success!

Comprehensive List Of Services

Business Banking

For small business owners, we understand the challenges you face. That's why we provide comprehensive Business Banking, including Merchant Services that simplify payment processing and Business Loans designed to support your growth ambitions. We are committed to helping local businesses thrive by offering tailored solutions that fit their specific needs.

Convenient Access

At Meritrust, convenience is key. Although we currently do not have ATM services at this branch, our online banking platform ensures that you can manage your finances effortlessly from anywhere. You can also utilize cash withdrawal services at partner locations when needed. We invite you to explore all the services we offer at Lakeside. If you have questions or need assistance in choosing the right products for your needs, feel free to reach out at (316) 683-1199. Your financial well-being is our top priority! Visit us today and discover how we can support you on your financial journey.

Loans and Financing

If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that can help you drive away in your dream car without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services offer flexible terms and personalized support from start to finish. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options can help you get back on track financially. Plus, if you're interested in building your credit while enjoying rewards, don't miss out on our Credit Cards with Rewards perfect for everyday purchases!

Personal Banking

When it comes to personal banking, we offer various Checking & Savings Accounts designed for everyday use. You can easily manage your money through our Online & Mobile Banking services, allowing you to access your accounts anytime, anywhere. Imagine being able to check your balance, transfer funds, or pay bills right from your smartphone! Our digital tools make banking simple and convenient.

Digital & Online Banking

Easy Access to Your Accounts

Our online banking platform is designed for ease of use. You can access it anytime through our website at https://www.meritrustcu.org/home/home. Whether you want to check your balance, pay bills, or transfer money, everything is at your fingertips. Plus, with 24/7 online banking services, you can take care of your financial needs whenever it suits you.

Go Paperless with E-Statements

Say goodbye to clutter! With e-statements available, you can choose to receive your bank statements electronically. It's not only eco-friendly but also keeps your important documents organized and easily accessible.

Mobile Banking on the Go

For those who prefer banking from their smartphones, our mobile application makes managing your finances even easier. You can make mobile payments and conduct person-to-person transfers with just a few taps on your screen. Whether you're grabbing coffee or shopping for groceries, you'll always have access to your funds. With all these features combined, Meritrust ensures that managing your money is straightforward and secure. Join us today and discover how our digital banking solutions can enhance your financial journey!

Secure Transactions Made Simple

Your security is our priority. We offer features like electronic signature authorization to ensure that your transactions are safe and secure. You can rest easy knowing that your personal information is protected while you manage your accounts online.

Financial Strength

Member-Centric Savings

Your savings are secure with us. We hold $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding growth opportunities for our members. Unlike traditional banks, we prioritize our members first. With non-member deposits totaling $79,339,222, we focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our robust $6,034,126 showcases our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 363 full-time employees and 6 part-time employees dedicated to serving you with knowledge and commitment.

Reinvestment for Growth

Our commitment to serving you is reflected in our $153,155,187 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options. Additionally, with $36,552 in used auto loans and $1,558,665,059 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

We are thrilled to serve a growing member base with a total of 238,223 share accounts. This reflects the trust placed in us by our community as we work together towards shared financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 4319 N Meridian Ave Wichita Ks 67204 or call (316) 683-1199 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easy to save on your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand. We know that small businesses are vital to our community, and we're committed to supporting them with tailored loan solutions.

Conclusion

At Meritrust, our goal is to empower you with financial products that help you thrive. Whether you're exploring auto financing, mortgage options, or managing expenses through credit lines, we're here for you. For more information about our loan offerings or eligibility requirements, please contact us at (316) 683-1199, visit us at 4319 N Meridian Ave Wichita Ks 67204, or check out our website at https://www.meritrustcu.org/home/home. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we've got you covered. We offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

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Meritrust