Meritrust Credit Union Wichita KS | Reliable ATM Access & Quick Withdrawals

Introduction

Welcome to Meritrust, where your financial well-being is our top priority! Located at 151 N Main St, Wichita, KS 67202, we have proudly served our community since 1935. With a strong commitment to our members, we currently support over 118,900 individuals and families with financial solutions tailored to their needs. At Meritrust, we believe in building trust and fostering relationships. Our assets total an impressive $1,971,043,933, reflecting our stability and dedication to helping you achieve your financial goals. We offer a wide range of services, from loans totaling 70,895 accounts to deposits amounting to $151,234,795. Our net worth stands at $180,863,265, ensuring that you can depend on us for secure banking. Our team is led by CEO James Nastars and Board President Steve Dunn, both committed to maintaining high standards of service and support for our members. With a dedicated staff of 369 employees, we're here to assist you every step of the way. While you can visit us at our branch address for personalized service, please note that any official correspondence should be sent to our mailing address: PO Box 2926, Wichita, KS 67201-2926. Explore more about what we can offer you by visiting our website at Meritrust or give us a call at (316) 683-1199. Join us today and discover how we can help you thrive financially!

Branch History & Mission

Join Us

We invite you to be part of something special at Meritrust. Experience firsthand how we combine traditional values with modern services designed just for you. Whether you're opening your first savings account or looking for advice on loans, we're here every step of the way. Reach out today at (316) 683-1199 or visit us online at Meritrust to learn more about how we can help you achieve your financial dreams!

Modern Services

As technology advances, so do we. At Meritrust, we offer modern banking solutions that prioritize convenience while ensuring accessibility for all. With features like online banking, mobile payments, and e-statements available, managing your finances has never been easier. We also ensure ADA compliance throughout our services so that everyone can bank comfortably with us. While you can visit us at our branch location for face-to-face interactions, official correspondence should be sent to PO Box 2926, Wichita, KS 67201-2926 if different from our main address.

Our Journey

Meritrust began as a small credit union with a mission to provide affordable financial services to individuals and families in our community. Over the years, we have expanded our offerings and adapted to the changing needs of our members. Today, we manage total assets of nearly $1.97 billion, reflecting our commitment to responsible growth and stability. From humble beginnings, we've evolved into a robust institution dedicated to providing exceptional service. Our success is built on strong relationships within the community and a focus on meeting the diverse needs of those we serve. We take pride in offering various financial products designed to help members achieve their goals whether that's buying a home, purchasing a vehicle, or planning for retirement.

Our Mission

At Meritrust, our mission goes beyond banking; we strive to make a positive impact in the lives of our members and the broader Wichita community. We believe that everyone deserves access to quality financial services that empower them to thrive. We are committed to providing personalized support and fostering financial literacy among our members. Our focus on community extends beyond mere transactions. We actively engage in outreach efforts that support local initiatives and organizations. By partnering with various nonprofits and hosting community events, we aim to uplift those around us and contribute to the overall well-being of Wichita.

Branch Location & Accessibility

Welcome to Meritrust, your local credit union located at 151 N Main St in the heart of Wichita, Kansas! We understand that convenience is key when it comes to banking, and our branch is ideally situated to serve you. Just a stone's throw away from popular landmarks like the historic Orpheum Theatre and the vibrant Old Town district, visiting us can easily fit into your daily routine. While members can visit us at our main location on Main Street, please note that official correspondence should be sent to our mailing address: PO Box 2926, Wichita, KS 67201-2926. This ensures that all your important documents are handled promptly. Our branch is designed with accessibility in mind. You'll find ample parking available right outside, along with features like ADA-compliant ramps to make your visit comfortable and easy. Whether you're stopping by for a quick transaction or need assistance with your account, our friendly staff is here to help. We pride ourselves on keeping convenient operating hours for our members. Feel free to drop by during our specified hours or give us a call at 316-683-1199 if you have questions before your visit. For those on the go, we offer ATM services right at our location, allowing you to manage your finances quickly and efficiently. While we do not have drive-thru banking at this branch, our ATM provides basic access for withdrawals and balance checks. At Meritrust, we aim to make banking accessible for everyone in Sedgwick County and beyond. We invite you to stop by soon and discover how we can assist you with your financial needs. Your journey toward financial wellness starts here!

Member Eligibility

Becoming a member of Meritrust is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the communities we serve, you are likely eligible to join us! We value inclusivity and strive to support individuals from all walks of life. By becoming a member, you'll gain access to a variety of services designed to help you achieve your financial goals while enjoying competitive rates and personalized service. To learn more about the eligibility criteria and see if you're a fit, check out the details on our website at http://www.meritrustcu.org/home/personal/savings/membership-savings. If you're ready to take the next step or have any questions, don't hesitate to reach out at (316) 683-1199. We're excited to help you start your journey with us at Meritrust, located at 151 N Main St Wichita Ks 67202!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business smoothly with payment solutions that fit your needs. Our merchant services allow you to accept payments easily, enhancing customer satisfaction and streamlining your operations. From point-of-sale systems to online payment options, we provide the tools you need to thrive in a competitive market. Visit us at 151 N Main St Wichita Ks 67202 in Wichita, KS, or call us at (316) 683-1199 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Banking Made Easy

Whether you're looking to manage your day-to-day finances or plan for the future, our services are designed with you in mind. One of the key features we offer is ATM Services Only, which includes basic ATM access for easy withdrawals and balance checks. This service allows you to access your funds anytime you need them, ensuring that you can manage your money efficiently without any hassle.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is essential. That's why we focus on digital banking solutions that keep you connected to your finances from anywhere. With features like online banking and mobile payments, managing your accounts has never been easier. You can check balances, transfer funds, and make payments all from the comfort of your home or while on the go.

Join Our Community

Becoming a member of Meritrust means more than just accessing financial services; it's about joining a community that cares about your success. We encourage you to explore how our offerings can benefit you personally. For more information about our services or to become a member, visit us online at Meritrust Center. Experience the difference with Meritrust your partner in financial wellness!

Support When You Need It

Should you have any questions or require assistance, our friendly team is just a phone call away at (316) 683-1199. We are dedicated to providing personalized support to help you navigate all aspects of your financial journey.

Digital & Online Banking

Key Services

With our online banking platform, you can take control of your finances 24/7. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly interface ensures a smooth experience. Plus, our electronic signature authorization feature makes it easy to complete transactions without the hassle of paperwork. We also offer e-statements for those who prefer a paperless option. This not only helps the environment but also allows you to access your financial statements quickly and securely from anywhere. If you ever need to send money to friends or family, our person-to-person transfer feature lets you do that in just seconds.

Mobile Banking

For on-the-go banking, our mobile application is at your fingertips. Available for both Android and iOS devices, it offers all the essential features of online banking right from your smartphone. You can even enjoy mobile payments, making transactions as simple as tapping your phone. With Meritrust, you can trust that your information is secure while enjoying the flexibility of managing your accounts in real-time. Embrace the freedom that comes with modern banking; explore all the digital options available at Meritrust today!

Financial Strength

Commitment to Growth

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $36,552 in used auto loans and $1,558,665,059 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 238,223, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, showcasing our capability to support your borrowing needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 151 N Main St Wichita Ks 67202 or call (316) 683-1199 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,034,126 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our friendly team is here to guide you through the application process and ensure you find the right financing option for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand. We understand that running a business comes with its own set of financial demands, and we're committed to supporting local entrepreneurs with tailored solutions. At Meritrust, we prioritize your financial well-being. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan products or would like more information about eligibility requirements, please don't hesitate to reach out at (316) 683-1199 or visit us at 151 N Main St Wichita Ks 67202. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams. If you're considering refinancing your current mortgage, we can provide you with information on eligibility and potential savings.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $27,247,435 in loans helping members manage their finances effectively, our credit cards come with features that suit various spending habits while allowing you to maintain control over your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

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