Meritrust Credit Union Manhattan KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meritrust, your trusted financial partner located at 104 McCall Rd, Manhattan, KS 66502. Since our establishment in 1935, we have been dedicated to serving our community with commitment and care. With over 118,905 members counting on us, we pride ourselves on being a vital part of their financial journeys. At Meritrust, we believe in building lasting relationships with our members. With total assets exceeding $1.97 billion, we ensure that your money is secure and working for you. Our focus is not just on numbers; it's about making a meaningful impact in the lives of those we serve. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here to help every step of the way. Our team, led by CEO James Nastars and Board President Steve Dunn, works tirelessly to provide exceptional service. With a strong workforce of 369 employees, we are committed to meeting your needs effectively and efficiently. We also understand the importance of convenience; that's why we offer robust online and mobile banking services to give you easy access to your finances anytime, anywhere. While you can visit us at our branch location for all your financial needs, please note that official correspondence should be directed to our mailing address: 104 McCall Rd, Manhattan, KS 66502-5026. If you have questions or want to explore how we can assist you further, don't hesitate to reach out! Call us today at 785-320-7222 or visit our website at Meritrust for more information. We look forward to welcoming you into the Meritrust family!

Branch History & Mission

Our Journey

Located at 104 McCall Rd, Manhattan, KS 66502, our branch has witnessed many changes over the decades. From our humble beginnings nearly nine decades ago, we have continuously evolved to meet the needs of our members. Throughout our history, we've embraced innovation while staying true to our mission: providing accessible and affordable financial services that empower individuals and families. Meritrust is more than just a financial institution; it's a part of your community. We understand that banking is not just about transactions but about building relationships. Our dedicated team is here to guide you through various services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions.

Our Mission

At Meritrust, our mission is simple yet impactful: to help people achieve their financial goals while fostering strong community ties. We believe in supporting local initiatives and partnerships that enhance the lives of those around us. Whether it's through financial education workshops or community outreach programs, we are dedicated to making a positive difference in Manhattan. While you can visit us at our main branch on McCall Road for all your banking needs during lobby hours from 8 AM to 6 PM on weekdays, we also offer online banking solutions for your convenience. Though we currently do not have ATM services or drive-thru banking available at this location, we're committed to ensuring that your experience with us remains smooth and satisfying. If you're looking for a place where your financial health matters and where you can be part of something bigger than yourself, consider joining Meritrust. Together, we can build a brighter future for you and our community. For any official correspondence, please send it to our mailing address: 104 McCall Rd., Manhattan, KS 66502-5026. If you have any questions or want to learn more about how we can serve you better, feel free to reach out at 785-320-7222. Join us today and discover the Meritrust difference! Visit our website for more information on membership eligibility and services offered.

Branch Location & Accessibility

Call Us Today!

While we currently do not offer ATM or drive-thru services at this branch, our commitment to providing exceptional customer service remains our top priority. If you have questions or need assistance before visiting, feel free to call us at 785-320-7222. We look forward to welcoming you into the Meritrust family!

Convenient Access and Services

At Meritrust, we understand that accessibility is key. Our branch is designed with your comfort in mind, featuring ADA-compliant entrances and ample parking options to ensure everyone can visit us easily. While you can come see us at our main location, please note that any official correspondence should be sent to our mailing address: 104 McCall Rd, Manhattan, KS 66502-5026. Our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 8 AM to 6 PM, giving you plenty of time during the week to drop by or get assistance with your banking needs. Whether you're looking to set up a checking account, inquire about personal loans or explore business banking services, our dedicated team is here to help.

Member Eligibility

At Meritrust, we believe that everyone deserves a financial partner who understands their needs. Becoming a member is as simple as being part of our community, and we welcome individuals who live, work, or worship in the areas we serve. Whether you're looking to open a checking account, apply for a loan, or access our various financial services, you'll find that eligibility is designed to be inclusive and straightforward. For detailed information on what it takes to join us, feel free to visit our membership page at http://www.meritrustcu.org/home/personal/savings/membership-savings. Once you see how easy it is to become a member, you'll also discover the many advantages that come with being part of Meritrust. From competitive rates on loans to personalized service tailored just for you, joining us means you have access to a supportive network ready to help you achieve your financial goals. If you have any questions or need assistance with the account opening process, don't hesitate to give us a call at (785) 320-7222. Your journey towards better banking starts here at 104 Mccall Rd Manhattan Ks 66502!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, our merchant services empower businesses to accept payments easily and securely. Imagine a bustling café that can process customer transactions seamlessly or a local retailer that can manage inventory effortlessly. Our tools simplify everyday operations, allowing you to focus on what matters most growing your business. Located at 104 Mccall Rd Manhattan Ks 66502 in Manhattan, KS, we invite you to explore how Meritrust can partner with you on your journey to success. Connect with us today at (785) 320-7222!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and small business owners, we haven't forgotten about you! Our business banking services include comprehensive merchant services and business loans, designed to help you grow your operations and streamline daily transactions.

Digital Banking

In today's fast-paced world, we understand the importance of convenience. That's why Meritrust offers robust online and mobile banking features. Access your accounts anytime from anywhere, manage transactions, pay bills, and even transfer money with ease through our user-friendly platforms. With options for ATM and cash withdrawal services, getting cash when you need it is just a few clicks away. At Meritrust, we pride ourselves on being more than just a credit union; we are a community partner committed to helping you achieve your financial goals. Whether it's planning for retirement, securing a loan for education or managing day-to-day expenses, we're here for you. Ready to explore these services further? Give us a call at (785) 320-7222 or visit us at Manhattan today! Your financial journey starts here.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts tailored to help you manage your money effectively. For those looking to purchase a new vehicle, our auto loans and vehicle financing options make getting on the road easier than ever. Imagine driving away in your dream car with a loan that fits your budget perfectly! We also provide mortgage loans and refinancing services, ensuring that whether you're buying your first home or refinancing an existing mortgage, you have support every step of the way. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control. And for those who like rewards while spending, our credit cards with rewards can add extra value to your purchases.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to use electronic signature authorization. This means you can complete transactions and sign documents securely from the comfort of your home. Plus, with e-statements available, you can review your financial activity without worrying about paper clutter. For those who are always on the go, our mobile application makes banking even more accessible. Whether you're out running errands or relaxing at home, you can easily access your account, make mobile payments, and even send money directly to friends with our person-to-person transfer feature.

Security and Ease of Use

Your security is our top priority. Our online banking system uses advanced encryption technology to protect your personal information while you manage your accounts. We aim to create a user-friendly experience that caters to all members, ensuring that everyone can navigate their financial needs with confidence. With the flexibility of mobile payments and an intuitive interface on our app, managing your money has never been so straightforward. No matter where life takes you, Meritrust is right there with you offering real-time account management and support for all your banking needs. Join us today at Meritrust, where modern banking meets ease and reliability!

Financial Strength

Commitment to Growth

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our impressive lending portfolio: with $36,552 in used auto loans and $1,558,665,059 in total loans and leases, we are here to help you succeed.

Member-Centric Savings Options

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,034,126 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts: 238,223, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 104 Mccall Rd Manhattan Ks 66502 or call (785) 320-7222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

Our branch offers refinancing options across many of our loan products. If you're interested in exploring how refinancing could lower your monthly payments or help you reach other financial goals, please reach out for more information. At Meritrust, we are committed to helping our members navigate their financial journeys. For inquiries about our loan offerings or to get started today, contact us at (785) 320-7222 or visit us at 104 Mccall Rd Manhattan Ks 66502 in Manhattan, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we provide options that suit various budgets and preferences.

Commercial Loans

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand. We understand that businesses have unique financing needs, and our team is ready to help you find the right solution for your enterprise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We prioritize making the home-buying process as smooth as possible, with various eligibility options available to accommodate different situations.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. This option allows you to access funds without needing collateral, making it easier to cover unexpected expenses or make purchases when needed.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects current market conditions, making it easier for borrowers to find competitive rates.

Meritrust