Meritrust Credit Union Derby KS | Best Auto Loans & Business Banking

Introduction

Welcome to Meritrust, your trusted financial partner located at 1615 N Rock Rd, Derby, KS 67037. Established in 1935, we have been dedicated to serving our community for nearly a century, growing alongside our members and adapting to their evolving needs. With a robust membership of 118,905 and total assets exceeding $1.97 billion, we stand strong as a pillar of support in the Derby area. At Meritrust, we understand that each member's journey is unique. That's why we offer a range of financial products tailored to meet your individual goals whether you're looking for personal banking services, auto loans, or business financing solutions. We proudly hold a net worth of $180,863,265, ensuring that we remain a safe and sound choice for all your financial needs. While you can easily visit us at our branch for assistance, remember that all official correspondence should be directed to our mailing address: 1615 N Rock Rd, Derby, KS 67037. Our commitment goes beyond just numbers; with over 369 employees, including our dedicated CEO James Nastars and Board President Steve Dunn, we're here to ensure that you receive personalized service every step of the way. With total deposits amounting to $151,234,795 and cash in hand totaling $7,891,352, we are well-prepared to help you achieve your financial aspirations. Whether you're interested in exploring new savings options or require guidance on loans (we currently manage 70,895 loans and leases), we invite you to reach out. To learn more about how Meritrust can assist you on your financial journey or if you have any questions about our services, please don't hesitate to call us at (316) 219-7784 or visit our website at Meritrust. Your future starts here!

Branch History & Mission

Welcome to the story of Meritrust, a credit union that has proudly served the Derby community since 1935. Located at 1615 N Rock Rd, Derby, KS 67037, our branch has grown alongside its members, evolving to meet their needs while maintaining a strong commitment to community and service. Over the years, Meritrust has become a trusted financial partner for many families and businesses in Derby. With a total membership of 118,905 and assets totaling over $1.97 billion, we have established ourselves as a reliable source for personal banking, auto loans, mortgages, business banking, and more. Our mission is simple yet powerful: to enhance the financial well-being of our members while actively supporting our local community. At Meritrust, we understand that financial services are more than just numbers; they are about people. We strive to offer solutions that empower individuals and families to achieve their goals. Whether it's providing low-interest auto loans or helping members save for their future through various account options, we are dedicated to making a positive impact. Our branch offers convenient operating hours with access to essential services like online and mobile banking, ensuring that our members can manage their finances whenever they need to. While we currently do not have ATM availability or drive-thru services at this location, we are committed to providing comprehensive support through digital advancements and customer-centric initiatives. Community outreach is at the heart of what we do. We believe in giving back and partnering with local organizations to uplift those around us. This commitment strengthens our ties within Derby and enhances the overall quality of life for everyone in our area. For official correspondence, please send your mail to 1615 N Rock Rd, Derby, KS 67037. If you have any questions or need assistance, feel free to reach out to us at (316) 219-7784. We invite you to join the Meritrust family and experience firsthand the benefits of membership. Together, let's build a brighter financial future for you and our community! Visit us today or explore more on our website at Meritrust.

Branch Location & Accessibility

Accessibility Features

We understand how important it is for everyone to have easy access to banking services. That's why our branch is designed with accessibility in mind, featuring ADA-compliant ramps and spacious parking options to ensure a smooth visit for all members.

Get In Touch

If you have any questions or want to learn more about how we can assist you, feel free to give us a call at 316-219-7784. We look forward to welcoming you into our branch soon! While members can visit us at 1615 N Rock Rd, official correspondence should be sent to the same address: 1615 N Rock Rd, Derby, KS 67037.

Operating Hours

We're here to serve you during flexible hours that fit your busy lifestyle. Visit us on weekdays when we're open, ensuring that you can handle your banking needs without the hassle of long waits or complicated schedules.

Services Offered

At Meritrust, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Whether you're looking to save for a new car or need assistance with debt consolidation, our knowledgeable staff is ready to help guide you through the process. Plus, we also provide business banking services tailored for local entrepreneurs.

Member Eligibility

At Meritrust, becoming a member feels like joining a welcoming family that truly cares about your financial journey. If you live, work, worship, or attend school in the area, you're likely eligible to join us! Our membership is open to individuals who share our values of community and support. Once you're a part of our cooperative, you'll enjoy benefits like competitive loan rates and personalized service tailored to your needs. For a detailed look at the eligibility requirements, feel free to check out our resource at http://www.meritrustcu.org/home/personal/savings/membership-savings. If you have any questions or need assistance, don't hesitate to reach out to us at (316) 219-7784. We can't wait to help you get started on this exciting journey with Meritrust at 1615 N Rock Rd Derby Ks 67037!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that streamline your payment processes. Imagine being able to accept payments easily from customers while keeping track of sales in real time. Our tools help you manage transactions effortlessly, allowing you to focus on what you do best running your business. Discover how Meritrust can be your partner in success. Visit us at 1615 N Rock Rd Derby Ks 67037 or call us at (316) 219-7784 to learn more about our business banking and commercial services tailored just for you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATMs at this branch location, we ensure that cash withdrawal services are available through our network partners for added convenience. At Meritrust, we strive to make banking not just easy but enjoyable for all our members. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (316) 219-7784 or visit us today at 1615 N Rock Rd Derby Ks 67037 in Derby, KS. Your financial future is brighter with us by your side!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services make it simple for you to drive away in the car of your dreams. We offer competitive rates and flexible terms, ensuring that you find the right loan that fits your budget.

Business Banking

For our entrepreneurial members, we offer specialized business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are committed to supporting your growth.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting rewards. From travel perks to cashback offers, managing everyday expenses has never been more rewarding.

Mortgage Loans & Refinancing

If owning a home is on your radar, look no further than our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance your current mortgage for better terms, our experts will guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. Our online and mobile banking features allow you to manage your finances at the touch of a button check balances, pay bills, transfer money, and more all from the comfort of your home or on the go!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed to suit your lifestyle. Imagine having a checking account that helps you manage your daily expenses effortlessly, or a savings account that encourages you to reach your savings goals. With Meritrust, you can do just that!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy! Whether it's for emergency expenses or debt consolidation, we provide quick access to funds when you need them most.

Digital & Online Banking

Convenient Online Banking

Our online banking platform is available 24/7, giving you access to your accounts whenever you need it. You can check your balance, view transaction history, and even pay bills with just a few clicks. For more information, visit us at https://www.meritrustcu.org/home/home.

Easy Account Management

With features like electronic signature authorization, you can sign documents quickly and securely from anywhere. Plus, our e-statements allow you to receive your account statements electronically, making it easier than ever to stay organized and reduce paper clutter.

Mobile Banking on the Go

For those who prefer to bank from their smartphones, our mobile application offers all the convenience of online banking right in your pocket. Make mobile payments with ease and send money directly to friends or family through our person-to-person transfer feature. Whether you're grabbing coffee or shopping for groceries, managing your finances has never been easier.

Security You Can Trust

Your security is our top priority. Our digital banking services come equipped with robust security measures to keep your information safe. Enjoy peace of mind knowing that your transactions are protected while you manage your money anytime and anywhere. At Meritrust, we are committed to providing accessible and user-friendly tools that empower you to take control of your financial life. Experience the convenience of digital banking today!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 238,223, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-equipped to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 1615 N Rock Rd Derby Ks 67037 or call (316) 219-7784 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $36,552 in used auto loans and a total of $1,558,665,059 in loans and leases. Our operational efficiency is reflected in our $6,034,126, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We believe that owning a vehicle should be accessible, which is why we provide competitive terms and flexible repayment options.

Credit Lines and Other Options

For those needing additional flexibility, our total credit lines amounting to $431,794,896 provide an excellent option for managing larger expenses or unexpected costs. We also have refinancing options available for many of our loan products if you're looking to adjust your current payments or interest rates. At Meritrust, we prioritize making financial solutions straightforward and accessible for all our members. To learn more about how you can benefit from any of these loan offerings or for details on eligibility, visit us online or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our team is ready to guide you through the process with personalized service.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging, and that's where our unsecured credit card loans come in handy. We offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. This gives you the freedom to make purchases without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can focus solely on finding the best deal for you. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can quickly assess your options and make decisions based on current data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

Meritrust