Meritrust Credit Union Andover KS | Low Mortgage Rates & Auto Loans

Introduction

At Meritrust, located at 610 E Cloud Ave, Andover, KS 67002, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping our members thrive. Established in 1935, our commitment to providing exceptional financial services has led us to serve over 118,905 members with a strong focus on personalized banking solutions. With total assets of $1,971,043,933 and total deposits amounting to $151,234,795, our solid financial foundation allows us to offer a wide range of products tailored to meet your needs. Whether you're looking for checking accounts, auto loans, or mortgage options, we've got you covered with competitive rates and expert advice. Our leadership team, including CEO James Nastars and Board President Steve Dunn, works diligently to ensure that every member feels valued and supported. With 369 employees ready to assist you, we strive to create an environment where your financial goals can be realized. While members can visit us at our branch in Andover, official correspondence should be sent to the same address: 610 E Cloud Ave, Andover, KS 67002-8952. If you have any questions or need assistance, don't hesitate to reach out at (316) 683-1199. Join us at Meritrust today and discover how we can help make your financial journey smoother. Visit our website at meritrustcu.org for more information about our services and how to become a member!

Branch History & Mission

Welcome to the heart of Andover, Kansas! Here at Meritrust, we take pride in our rich history and commitment to serving our community. Founded in 1935, our branch has grown from humble beginnings into a trusted financial institution that proudly serves over 118,905 members. With total assets amounting to an impressive $1,971,043,933, we are dedicated to providing the best financial services tailored to the needs of our members. Located at 610 E Cloud Ave, just a stone's throw away from local landmarks like the Andover Central Park, we have made it our mission to be more than just a bank; we strive to be a pillar of support for our community. Our operating hours reflect our commitment to convenience, with service available on August 6th. Although we currently do not offer ATM or drive-thru services, we ensure that our members have access to essential banking through online and mobile platforms. At Meritrust, our mission is simple yet profound: We aim to empower our members by providing exceptional financial services while fostering strong community ties. We believe in making banking accessible and beneficial for everyone whether it's through personal banking options like checking and savings accounts, auto loans, or credit cards with rewards. Additionally, we actively engage in community outreach efforts and partnerships that enhance the lives of those around us. While you can visit us at 610 E Cloud Ave, please note that official correspondence should be sent to our mailing address: 610 E Cloud Ave, Andover, KS 67002-8952. Our friendly team is always here to help you navigate your financial journey and answer any questions you may have. Join us today and experience the difference that comes with being a part of Meritrust! Together, let's build a brighter financial future for you and your family. For more information about membership eligibility or services offered, feel free to reach out at 316-683-1199 or visit us online at Meritrust.

Branch Location & Accessibility

Welcome to Meritrust, your friendly neighborhood credit union located at 610 E Cloud Ave in beautiful Andover, KS. Our branch is conveniently situated near local landmarks, making it easy for you to drop by whether you're running errands or just passing through. We are proud to serve the vibrant community of Butler County, and our goal is to make your banking experience as accessible as possible. While members can visit us at our main location, official correspondence should be sent to our mailing address at 610 E Cloud Ave, Andover, KS 67002-8952. This way, you'll always reach us without a hitch! At Meritrust, we understand that convenience matters. Our branch features accessible parking and ADA-compliant entrances, ensuring everyone can visit us comfortably. While we currently do not offer ATM services or drive-thru banking, our welcoming team is here to assist you during our operating hours. You can reach us by phone at 316-683-1199 if you have any questions or need assistance. We take pride in offering a wide range of services tailored to meet your financial needs whether you're interested in personal banking options like checking and savings accounts or looking for auto loans and mortgage refinancing. Our dedicated staff is ready to help you with every step of your financial journey. So why wait? We invite you to come by and see how we can support your financial goals. At Meritrust, we're more than just a credit union; we're a part of your community!

Member Eligibility

Becoming a member of Meritrust is like joining a family that cares about your financial well-being. If you live, work, worship, or attend school in certain areas, you might already qualify for membership! We welcome individuals from various backgrounds and communities to join us at our branch located at 610 E Cloud Ave Andover Ks 67002. To ensure everyone has access to the benefits we offer, our eligibility criteria are designed to be straightforward and inclusive. For detailed information on who can join, you can visit our eligibility page at http://www.meritrustcu.org/home/personal/savings/membership-savings. Once you're ready to take the next step, opening an account with us is simple. You can enjoy a range of financial services tailored just for you, from checking and savings accounts to loans and credit cards. If you have any questions or need assistance during the process, feel free to give us a call at (316) 683-1199. We're excited to help you get started on your journey with Meritrust!

Business Banking & Commercial Services

At Meritrust, we understand that every business has its own unique journey, and we are here to support yours with tailored financial solutions. Whether you're starting out or looking to expand, our commercial loan options can help fuel your growth. Imagine a local café opening its doors for the first time, thanks to a member commercial loan that covered renovation costs and equipment purchases. That's the kind of impact we strive to have on businesses in our community. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify daily operations for business owners. Picture this: a retail shop seamlessly processing transactions with our easy-to-use payment solutions while managing inventory effortlessly. This allows you to focus on what you do best running your business! Explore how Meritrust can be your partner in success at 610 E Cloud Ave Andover Ks 67002, Andover, KS. For more information, call us at (316) 683-1199 or visit us online at https://www.meritrustcu.org/home/home.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't offer ATM services at this branch location, rest assured that cash withdrawal options are available through our network of partner ATMs nearby. At Meritrust, we're committed to making financial management as easy as possible for all our members in Andover. If you have any questions about our services or would like personalized assistance, please don't hesitate to reach out at (316) 683-1199. We look forward to helping you achieve your financial goals! For more information, visit us online at Andover.

Auto Loans & Vehicle Financing

If you're thinking about buying a new car or refinancing an existing loan, we offer competitive auto loans that can fit any budget. Picture yourself driving off in that new vehicle with a financing plan that works for you. Our team is committed to helping you navigate the loan process smoothly.

Business Banking

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans to help entrepreneurs thrive. Whether you're starting a new venture or expanding an existing one, we provide the financial tools needed for success.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards are perfect for everyday purchases. Imagine earning points on groceries or gas points you can redeem for travel or shopping!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're a first-time buyer or looking to lower your monthly payments, we provide personalized solutions that simplify the journey toward owning your dream home.

Online & Mobile Banking

Convenience is key in today's fast-paced world. With our online and mobile banking services, you have 24/7 access to manage your accounts from anywhere. No more long lines at the bank everything you need is just a click away.

Personal Banking

One of our most popular offerings is personal banking, which includes checking and savings accounts designed for your everyday needs. Imagine having easy access to your funds through our online and mobile banking platforms whether you're at home or on the go. With features like e-statements and person-to-person payments, managing your money has never been easier.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way, and that's where personal loans come in handy. If you're facing debt challenges, we also offer debt consolidation options that can help streamline your payments and reduce stress.

Digital & Online Banking

Key Features

Our online banking features are crafted with you in mind. Need to sign documents? Our electronic signature authorization makes it easy and secure. You can also opt for e-statements, helping you stay organized while reducing paper clutter definitely a win-win! Want to pay your friends back quickly? Our person-to-person transfer feature allows you to send money with just an email or phone number. Plus, if you're on the go, our mobile application provides all the same functions right in your pocket. With mobile payments enabled, making purchases has never been easier; simply tap and go!

Security and Accessibility

We prioritize your security with robust measures in place so you can bank with peace of mind. Our user-friendly interface ensures that even those less familiar with technology will find it easy to navigate through their accounts. This means real-time account management is not only possible but straightforward. In short, the digital banking services at Meritrust offer convenience without compromising security. Dive into a world where managing your finances is simpler than ever!

Financial Strength

At Meritrust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which is vital for meeting your banking needs now and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $36,552 we have in used auto loans and the total loans and leases amounting to $1,558,665,059. This supports our members' financial goals across various sectors. Our operational efficiency is evident in our $6,034,126, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 238,223, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 610 E Cloud Ave Andover Ks 67002 or call (316) 683-1199 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier than ever to drive away with your dream car.

Business Financing

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand. We're committed to supporting local businesses by offering customized solutions that fit various needs. If you're unsure about eligibility or refinancing options, don't hesitate to reach out! Our friendly staff at (316) 683-1199 is ready to answer any questions you may have and guide you through your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Meritrust, we're here to empower you with financial solutions designed for your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We help you navigate the mortgage process with ease and can assist with refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can benefit your spending habits.

Loan Aggregator

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Meritrust