Meridian Trust Credit Union Rawlins WY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meridian Trust, your trusted financial partner located at 1817 Mahoney St, Rawlins, WY 82301. Established in 1954, we have proudly served our community for decades, building lasting relationships and supporting our members through every financial journey. With a robust membership of 41,759 individuals, we are committed to providing personalized services that cater to your unique needs. At Meridian Trust, we understand that financial matters can sometimes feel overwhelming. That's why we're here to offer guidance and support with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total assets stand at an impressive $685,330,945, ensuring that we have the resources necessary to support you effectively. Our dedicated team of 113 employees, led by CEO Bryan Thomas and Board President Dean Fausset, is here to provide exceptional service every day. Whether you're looking for assistance with loans or simply need help managing your accounts, we prioritize your satisfaction and success. While members can visit us at our Rawlins branch for in-person assistance, official correspondence should be directed to POB 1018, Rawlins, WY 82301. Feel free to reach out to us at 307-635-7878 or explore our website at mymeridiantrust.com for more information about our offerings. We invite you to experience the difference that a community-focused credit union can make in your financial life. Come visit us or give us a call today!

Branch History & Mission

Commitment to Community

At Meridian Trust, our commitment goes beyond banking. We actively engage in community outreach programs that uplift and empower those around us. From sponsoring local events to partnering with schools for financial literacy workshops, we strive to make a positive impact in Rawlins and the surrounding areas. While members can visit us at our branch location for friendly service during our operating hours Monday through Tuesday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 5:30 PM official correspondence should be sent to POB 1018, Rawlins, WY 82301.

Innovation Meets Accessibility

In today's fast-paced world, we understand that convenience matters. That's why we offer robust online banking services and mobile applications that allow you to manage your finances anytime and anywhere. Our ATM availability ensures that you have quick access to cash when you need it most. Additionally, our drive-thru banking allows for easy transactions without leaving your vehicle.

Join Us

As we continue this journey of growth and service, we invite you to become part of the Meridian Trust family. Experience firsthand how we can help you achieve your financial goals while making a difference in your community. Visit us today or explore more about what we offer at mymeridiantrust.com. Together, let's build a brighter future!

Our Evolution

Located at 1817 Mahoney St, Rawlins, WY 82301, Meridian Trust has seen significant growth and transformation since its inception. With total assets now exceeding $685 million, we have not only expanded our offerings but also deepened our connections within the community. We take pride in being more than just a credit union; we are your neighbors and partners on the road to financial success. Our mission is clear: to provide top-notch financial services while fostering a spirit of cooperation and mutual aid among our members. We offer a range of products including personal banking options like checking and savings accounts, auto loans, mortgages, and even credit cards with rewards. We also cater to businesses with merchant services and business loans designed to help local enterprises thrive.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer ADA-compliant entrances and ramps so that all members can easily access our services. Plus, ample parking is available right outside our doors, making your visit even more convenient. If you have any questions about accessibility or need assistance when you arrive, don't hesitate to ask our friendly staff.

Get in Touch

Have questions or want to know more about what we offer? Feel free to call us at 307-635-7878. Our dedicated team is ready to help you navigate your financial journey. We invite you to stop by Meridian Trust today let's work together toward achieving your financial goals!

Operating Hours

At Meridian Trust, we understand that your time is valuable. That's why we offer convenient lobby hours from 8:30 AM to 5:00 PM Monday through Tuesday and extended hours until 5:30 PM on Fridays. Whether you need to make a deposit, apply for a loan, or take care of personal banking needs, we are here when you need us most.

Services Offered

We pride ourselves on offering a range of services tailored to meet the needs of our members. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash on the go? Our ATM is available for quick withdrawals and balance checks. For those who prefer face-to-face interactions, our drive-thru service allows for simple transactions without leaving your car. While members can visit us at 1817 Mahoney St, official correspondence should be sent to POB 1018, Rawlins, WY 82301.

Member Eligibility

Becoming a member of Meridian Trust is like joining a caring family that supports your financial journey. If you live, work, or worship in the Rawlins area or have a family member who does, you're already on your way to membership! We welcome individuals from all walks of life, making it easy for you to access a range of services designed to help you thrive. Plus, as a member, you'll enjoy benefits like competitive rates on loans and savings, personalized service, and access to online banking tools that fit your lifestyle. To get started with us at Meridian Trust, simply visit our branch located at 1817 Mahoney St Rawlins Wy 82301, or give us a call at (307) 635-7878. You can find more detailed information about eligibility by visiting . When you're ready to open an account, the process is straightforward just check out our account opening details at https://mymeridiantrust.com/apply-loan/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to day-to-day operations, efficient payment processing is key. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine a customer checking out smoothly while you enjoy peace of mind knowing that their payments are secure and processed quickly. Visit us at 1817 Mahoney St Rawlins Wy 82301 in Rawlins, WY, or give us a call at (307) 635-7878 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services allow you to access your money 24/7. Additionally, our basic drive-thru banking provides an easy way for deposits, withdrawals, and simple transactions without leaving your car. At Meridian Trust, we're not just about banking; we're about building relationships within our community. If you have questions or want to learn more about how we can assist you with your financial journey, don't hesitate to reach out! Call us at 307-635-7878, visit us in person at our branch location in Rawlins, or explore more on our website here. Your financial well-being is important to us let's achieve it together!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options are tailored just for you. We make it easy to apply and get approved quickly so you can hit the road in no time. Plus, with competitive rates, you'll be driving away with confidence.

Business Banking Solutions

For our local business owners, we have comprehensive Business Banking services. From merchant services that simplify payment processing to business loans designed to help your company grow, we are dedicated to supporting the economic health of our community.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can check your balances, transfer funds, and pay bills from anywhere at any time right from your phone or computer.

Credit Cards with Rewards

Every purchase counts! With our Credit Cards with Rewards, you can earn points on everyday spending that turn into exciting rewards. It's an easy way to save while using what you already buy.

Home Ownership Made Easy

Owning a home is one of the most significant milestones in life, and we're here to support you every step of the way. Our Mortgage Loans & Refinancing services offer various choices that can help make homeownership a reality or lower your current payments if you're looking to refinance.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options such as checking and savings accounts designed to fit your lifestyle. For those unexpected expenses or planned purchases, our Personal Loans & Debt Consolidation services provide flexible solutions to help you stay on track financially.

Digital & Online Banking

Accessibility Anytime

Our 24/7 online banking means that no matter where life takes you, your finances are always within reach. You can manage your money at any hour, making it easy to stay on top of bills or make quick payments when needed. And if you're looking for a convenient way to pay for things without cash or cards, our mobile payments feature is currently not offered; however, our commitment to enhancing your banking experience remains strong. In summary, Meridian Trust provides a comprehensive suite of digital banking tools that are easy to use and prioritize your security. Whether you're at home or out and about, enjoy the freedom to manage your finances with confidence. Visit us today at mymeridiantrust.com to explore all the ways we can help simplify your banking experience!

Secure and User-Friendly Features

Security is our top priority. We utilize electronic signature authorization to keep your transactions safe and ensure that only you have access to your account information. Plus, with e-statements available, you can easily track your spending without dealing with piles of paper clutter.

Financial Strength

At Meridian Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial strength and reliability, ensuring you can trust us with your money. Our financial performance is impressive, with a net worth of $79,579,827. This strong net worth allows us to offer better rates, lower fees, and enhanced services for our members. With a net worth ratio of 11.61%, we have a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secure through $144,140,115 in share certificates and $137,013,946 in money market shares. These options provide stable and rewarding financial growth opportunities for our community. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $249,000, we focus our resources on benefiting you through better loan rates and exclusive perks designed specifically for our members. Additionally, with $79,579,827 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is significant; we have provided $47,877,735 in used auto loans and maintain a total of $504,160,657 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a reported net income of $0, which demonstrates our commitment to offering competitive loan rates and solid financial products for our members without compromising quality service. We take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and dedicated team. This growing workforce contributes to our ability to support over 83,975 total share accounts, highlighting the trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 1817 Mahoney St Rawlins Wy 82301 or call 307-635-7878 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle both easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $17,087,570 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business ambitions. At Meridian Trust, we also believe in making borrowing accessible. If you're considering refinancing options or want to check your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at 307-635-7878 during our operating hours from 8:30 AM - 5:00 PM Monday through Thursday and 8:30 AM - 5:30 PM on Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. Let us help you take the next step towards securing your financial future today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that cater to your spending habits while providing peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. We strive to guide you through each step of the process so that you can feel confident in your investment.

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Meridian Trust