Meridian Trust Credit Union Lander WY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Meridian Trust, your trusted partner in financial services since 1954. Nestled in the heart of Lander, WY, at 873 Main St, we take pride in our commitment to serving our community. With a strong membership base of 41,759 and total assets reaching an impressive $685,330,945, we strive to provide personalized banking solutions tailored to meet your needs. At Meridian Trust, we understand that each member's financial journey is unique. Whether you're looking for a new auto loan, a mortgage, or a simple savings account, our team is dedicated to helping you achieve your goals. We currently manage $32,416,534 in deposits and have facilitated over 24,197 loans and leases for our members. Our net worth stands at $79,579,827, ensuring that we are well-equipped to support you today and into the future. Our leadership team is committed to excellence; under the guidance of CEO Bryan Thomas and Board President Dean Fausset, we prioritize transparency and integrity in all our dealings. You can reach us at (307) 635-7878 or send any official correspondence to our mailing address: POB 89, Lander, WY 82520. We invite you to explore the many services we offer from personal banking options like checking accounts and credit cards with rewards to business banking solutions designed for local entrepreneurs. Visit our website at mymeridiantrust.com for more information or to apply for a loan online. Join us today and experience the difference of being a part of a community-focused credit union that truly cares about your financial success!

Branch History & Mission

Welcome to Meridian Trust, a cornerstone of financial support in Lander, Wyoming. Since opening our doors in 1954, we have been dedicated to empowering our community through accessible and innovative banking solutions. With a rich legacy that spans nearly seven decades, our journey has been marked by steady growth and a commitment to putting our members first. Located at 873 Main St, Lander, WY 82520, our branch is not just a place for transactions; it's where relationships are built and dreams are nurtured. As we proudly serve over 41,000 members with total assets exceeding $685 million, we understand the unique needs of our community. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or mortgages, we are here to help you every step of the way. At Meridian Trust, our mission is clear: to provide reliable financial services while supporting the aspirations of our members and the local community. We strive to make banking easy and accessible through advanced digital tools such as online banking and mobile applications. Our commitment extends beyond financial services; we actively engage in community outreach initiatives that foster growth and well-being for all. Our branch features convenient amenities like an ATM and drive-thru service for quick access to your banking needs. We are open Monday through Friday from 8:30 AM to 5:00 PM, ensuring that you can find us when you need us most. While members can visit us at our physical location for personalized assistance, official correspondence should be sent to POB 89, Lander, WY 82520. With a focus on inclusivity and member satisfaction, we also emphasize ADA compliance in all our facilities. Our dedicated team is always ready to assist you with personalized service tailored to your unique situation. Join us at Meridian Trust and experience the difference a member-focused credit union can make in your financial journey. Together, let's build a stronger community one relationship at a time. For more information or to explore membership options, call us today at 307-635-7878 or visit our website at mymeridiantrust.com.

Branch Location & Accessibility

Welcome to Meridian Trust located at 873 Main St, Lander, WY 82520! Our branch is conveniently situated in the heart of Lander, making it easy for you to stop by for your banking needs. Whether you're coming from the nearby City Park or just passing through on Main Street, you'll find us right where you need us. At Meridian Trust, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy a hassle-free visit. Plus, there's ample parking available nearby so you won't have to worry about finding a spot. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 5:00 PM, allowing you plenty of time to come in and speak with our friendly staff about personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and more. For those who prefer quick transactions, we offer drive-thru banking services for deposits and withdrawals perfect for when you're on the go. And don't forget about our ATM availability; you can access cash anytime without stepping inside the branch. If you have any questions or need assistance, feel free to call us at 307-635-7878. While members can visit us at 873 Main St, official correspondence should be sent to our mailing address: POB 89, Lander, WY 82520. We invite you to come by and experience all that Meridian Trust has to offer. Your financial success is our mission!

Member Eligibility

Becoming a member of Meridian Trust feels like joining a family that truly cares about your financial well-being. Located at 873 Main St Lander Wy 82520, we welcome anyone who lives, works, worships, or attends school in our community. Our membership is designed to be inclusive, so whether you're looking for personal banking services or business solutions, you'll find a supportive environment here. At Meridian Trust, we pride ourselves on offering competitive rates and personalized service that puts your needs first. Getting started is simple! Just visit our website for the most current eligibility details and find out how you can join us today: . If you're ready to take the next step, you can easily open an account by following this link: https://mymeridiantrust.com/apply-loan/ . Have any questions? Feel free to reach out to us at (307) 635-7878 we're here to help!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that make it easy for you to manage transactions. Imagine being able to accept payments seamlessly, whether online or in-store, allowing you to focus more on what you do best running your business. Our services can help streamline your payment processes, making it easier for customers to buy from you while boosting your sales potential. Located conveniently at 873 Main St Lander Wy 82520, Lander, WY 82520, we invite you to visit us or call (307) 635-7878 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Additional Services

We also feature basic drive-thru banking for quick transactions like deposits and withdrawals, making banking even easier for our busy members. Whether you prefer in-person service or the flexibility of online options, we've got you covered. At Meridian Trust, we believe that banking should be straightforward and accessible. Our friendly staff is ready to assist you with any questions or services you may need. Don't hesitate to reach out by calling us at (307) 635-7878 or visit us today! We're here to support all your financial needs with care and commitment. For more information about our services, check out our website at https://mymeridiantrust.com/ . Join us at Meridian-lander, where your financial well-being is our priority!

Business Banking

For entrepreneurs and small business owners, Meridian Trust provides robust Business Banking services. From essential Merchant Services that streamline payments to tailored Business Loans, we are committed to supporting your business goals.

Credit Solutions

We understand that life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help you regain control of your finances. Plus, our Credit Cards with Rewards let you earn benefits while making everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we have embraced technology with our user-friendly Online & Mobile Banking platforms. You can access your accounts anytime, anywhere, whether it's checking balances or transferring funds. Need cash? Our ATM & Cash Withdrawal Services ensure you have easy access to your money when you need it most.

Personal Banking

When it comes to personal banking, Meridian Trust offers a variety of options. Our Checking & Savings Accounts are designed with your everyday needs in mind, allowing you to manage your finances easily. If you're in the market for a new vehicle, explore our Auto Loans & Vehicle Financing that make purchasing a car simple and affordable. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing options provide competitive rates and personalized service.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with ease. If you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends and family without any hassle. If you're always on the go, our mobile application is perfect for managing your finances right from your smartphone. You can use it to deposit checks electronically, view your statements, and make transactions in real-time all with a few taps on your screen. Plus, we support electronic signature authorization, so you can complete important documents without the need for paper or in-person visits.

Security and Accessibility

Security is our top priority. Our digital banking services are equipped with advanced security measures to protect your personal information and transactions. You can feel confident knowing that your data is safe while you enjoy the convenience of online banking. Additionally, we offer e-statements for those who prefer going paperless. This not only helps reduce clutter but also gives you easy access to your financial records whenever you need them. Whether you're at home or out and about, Meridian Trust provides the tools you need for effective account management. Join us today to experience the ease of digital banking!

Financial Strength

Commitment to Growth

Our dedication to serving you is also reflected in our $79,579,827 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $4,780 in used auto loans and $504,160,657 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Reliable Performance

Our operational efficiency is evident as we report a net income of $0, which enables us to keep offering competitive loan rates and solid financial products tailored for you. Additionally, with total share accounts at 83,975, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 873 Main St Lander Wy 82520 or call (307) 635-7878 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Secure Savings Options

Your savings are secure with us! Members' funds are protected through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Staffing for Excellence

We take pride in having 108 full-time employees and 5 part-time employees dedicated to serving you. Their expertise ensures that our branches are always ready to assist you with knowledgeable support.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever to drive away with the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $17,087,570 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. We are here to guide you through the process and help you find the best mortgage solution for your situation.

Refinancing Options

If you're interested in refinancing any of our loan products or checking eligibility for specific offerings, don't hesitate to reach out. Our team is dedicated to ensuring you find the best fit for your financial situation. At Meridian Trust located at 873 Main St Lander Wy 82520, we are committed to providing exceptional service. If you have questions or need assistance with any of our loan offerings, feel free to call us at 307-635-7878 during our lobby hours from 8:30 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can work for you today!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. This product provides an easy way to cover unexpected costs while enjoying rewards and benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh at your disposal can save you time and money. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data means that users receive fair and transparent offers tailored to their financial needs. One of the key benefits of using LendMesh is the emphasis on verified data. All loan offers come from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, there are no sponsored listings on LendMesh. The platform does not prioritize lenders based on paid promotions its goal is to provide truly unbiased results. Another advantage is the real-time rate comparisons available through LendMesh. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals navigate the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MERIDIAN TRUST FEDERAL CREDIT UNION - Lander, WY