Meridian Trust Credit Union Cheyenne WY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Meridian Trust, your trusted financial partner located at 1602 Prairie Ave, Cheyenne, WY 82009. Since our establishment in 1954, we have been dedicated to serving our community with integrity and reliability. With a robust membership of over 41,759 individuals, we pride ourselves on fostering relationships that empower you to achieve your financial goals. At Meridian Trust, we manage assets totaling $685,330,945, ensuring that your funds are secure and working for you. Our commitment to excellence is reflected in our impressive total deposits of $32,416,534 and a solid net worth of $79,579,827. We understand the importance of accessible financing; that's why we've provided over 24,197 loans to our members, helping them purchase homes, cars, and more. While you can visit us at our branch for personalized service, please note that official correspondence should be directed to our mailing address: PO Box 548, Cheyenne, WY 82001. Our friendly team is here to assist you during our operating hours from 7:30 am to 5:30 pm (Monday-Friday) and 9:00 am to 1:00 pm (Saturday). Led by our CEO Bryan Thomas and Board President Dean Fausset, we are committed to enhancing the member experience through innovative services such as online banking and mobile applications. Our dedicated staff of 113 employees is always ready to provide support and guidance. Discover how Meridian Trust can make a positive impact on your financial journey. Whether you're looking for personal banking solutions or business services like loans and merchant accounts, we have something for everyone. Feel free to reach out at 307-635-7878, or visit us online at mymeridiantrust.com for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Meridian Trust, we take pride in our rich history and commitment to serving the community of Cheyenne, Wyoming. Established in 1954, our branch has grown alongside the people we serve, evolving to meet their needs while maintaining a strong focus on community support and financial empowerment. Located at 1602 Prairie Ave, our branch is not just a place for banking; it's a hub for connection and growth. With easy access to local landmarks, we invite you to stop by and see how we can assist you in achieving your financial goals. For any official correspondence, please send it to our mailing address: PO Box 548, Cheyenne, WY 82001. Over the years, Meridian Trust has expanded significantly. Today, we proudly serve over 41,000 members with total assets reaching an impressive $685,330,945. Our mission is simple yet powerful: to provide quality financial services while fostering a sense of community and belonging among our members. We strive to be more than just a credit union; we are partners in your journey toward financial well-being. Our operating hours are designed with your convenience in mind. We are open Monday through Friday from 7:30 AM to 5:30 PM and offer drive-thru service on Saturdays from 9:00 AM to 1:00 PM. Whether you prefer face-to-face interaction or online banking options, we have solutions tailored for everyone. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards, we also embrace technology that makes banking easier for you. Our online banking services include person-to-person payments and mobile applications that allow you to manage your finances anytime, anywhere. At Meridian Trust, we believe in giving back. Our partnerships with local organizations and community outreach efforts reflect our dedication to making Cheyenne a better place for everyone. We understand the importance of accessibility and have made significant strides toward ensuring ADA compliance across all our services. Join us at Meridian Trust and experience a credit union that genuinely cares about its members and the community. Become part of our growing family today! For more information or assistance, feel free to call us at 307-635-7878 or visit our website at mymeridiantrust.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

ATM Availability

For those moments when you need cash on the go, we proudly offer ATM services right here at our branch. With our commitment to providing essential banking solutions, you can count on us to be there whenever you need us. While members can visit us at 1602 Prairie Ave, official correspondence should be sent to PO Box 548, Cheyenne, WY 82001. If you have any questions or want more information about our services, feel free to give us a call at 307-635-7878. We look forward to welcoming you soon!

Accessibility Features

At Meridian Trust, we prioritize accessibility for everyone. Our branch is equipped with ADA-compliant features, including ramps and ample parking spaces to ensure all members can enjoy our services comfortably. If you're in need of quick banking solutions, we also offer a drive-thru service for your convenience.

Operating Hours and Services

Our doors are open Monday through Friday from 7:30 AM to 5:30 PM, making it easy for you to stop by before or after work. On Saturdays, our drive-thru is available from 9:00 AM to 1:00 PM for those who need assistance on the weekend. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we have a range of services tailored just for you.

Member Eligibility

At Meridian Trust, we believe that everyone deserves to be part of a welcoming and supportive financial community. Becoming a member is simple and open to anyone who lives, works, or worships in our local area or has family members who are already part of our credit union. We're here to help you access a range of financial products and services designed with your needs in mind, from checking accounts to auto loans. For more detailed eligibility criteria, feel free to check out our resource at . Once you know you're eligible, opening an account is straightforward! You can start the process by visiting us online at https://mymeridiantrust.com/apply-loan/ or give us a call at (307) 635-7878 if you have any questions. Our friendly team is eager to help you take this exciting step toward better financial well-being. Join us at our branch located at 1602 Prairie Ave Cheyenne Wy 82009, and discover the benefits of being part of the Meridian Trust family!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan options, we offer comprehensive merchant services designed to simplify your transactions and enhance customer experience. Imagine a local coffee shop seamlessly processing payments while keeping track of sales analytics all thanks to our reliable merchant services. Whether you're a small startup or an established enterprise, we are here to ensure you have the tools needed for smooth operations. Visit us at 1602 Prairie Ave Cheyenne Wy 82009 in Cheyenne, WY, or call us at (307) 635-7878 to learn how we can help your business reach new heights!

Comprehensive List Of Services

Business Banking Services

For those running a business, we offer comprehensive business banking services, including merchant services and business loans. We know how vital it is to keep your operations running smoothly while managing finances effectively.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also earn you points for everyday spending. Whether it's cashback on groceries or travel rewards for vacations, we've got you covered.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Meridian Trust, we offer robust online and mobile banking features. You can manage your accounts from anywhere at any time whether it's checking balances, transferring funds, or paying bills. Our ATM services provide easy access for cash withdrawals and balance checks whenever you need them.

Drive-Thru & ATM Access

For those who prefer in-person service but want to keep things quick and straightforward, our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your car. Additionally, our ATMs are available for cash withdrawals and balance inquiries so you can take care of your banking needs on the go. We invite you to visit us at Meridian Trust in Cheyenne or give us a call at 307-635-7878 to learn more about how our services can benefit you. Explore the possibilities of what we can do together for your financial health today! For more information or to get started with any of our offerings, please visit our website.

Personal Banking Solutions

Starting with personal banking, we have checking and savings accounts designed to fit every lifestyle. Imagine opening an account that not only helps you save but also allows easy access to your funds whenever you need them. Our auto loans and vehicle financing options make it simple for you to drive away in the car of your dreams without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are crafted with competitive rates and flexible terms. Plus, if life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden by consolidating multiple payments into one manageable monthly payment.

Digital & Online Banking

Conclusion

At Meridian Trust, we prioritize convenience and security in everything we do. Whether you're using our website or mobile app, you can trust that your financial information is protected while you enjoy hassle-free banking experiences tailored for today's fast-paced world. Join us today and discover how easy managing your money can be!

Key Services

Explore our user-friendly online banking platform at https://mymeridiantrust.com/. Here, you can easily check your account balances, transfer funds, and pay bills without stepping foot into a branch. Plus, with our electronic signature authorization feature, signing documents is a breeze no more printing or mailing required! For those who prefer going paperless, we offer e-statements that keep all your account information organized and accessible right from your device. This not only helps reduce clutter but also makes it easier to track your spending.

Mobile Banking Features

With our mobile application available for download, you have the power of banking in the palm of your hand. You can access all of the same features as our online banking platform, making it simple to stay on top of your finances while you're on the go. Want to send money to friends or family? Our person-to-person transfer service allows you to do just that with just a few taps. Although we don't currently support mobile payments, our other services are designed to ensure that managing your money is both straightforward and secure.

Financial Strength

A Trusted Partner for Your Finances

Total Share Accounts: 83,975, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 1602 Prairie Ave Cheyenne Wy 82009 or call us at 307-635-7878 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Dedicated Team at Your Service

We take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. You can trust that our staff is here to assist you with all your banking needs.

Investing in Our Future Together

With $79,579,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $504,160,657 total loans and leases that support our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to thrive is also evident in our operational efficiency. Despite the challenges faced by many institutions today, our net income of $0 reflects our commitment to responsible management while continuing to provide competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. We offer flexible financing options for both new and used vehicles to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $17,087,570 provide the capital needed to grow and expand. We understand that small businesses are vital to our community's economy and are here to support your ambitions.

Eligibility and Refinancing Options

If you're interested in any of our loan products but unsure about eligibility or refinancing options, don't hesitate to ask! Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Meridian Trust, we're dedicated to helping you navigate your financial journey with confidence. Visit us today or explore more about our services online at mymeridiantrust.com.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage solution for your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures fair and transparent offers for users seeking loans.

Meridian Trust