Meridian Trust Credit Union Cheyenne WY | Best Auto Loans & Business Banking

Introduction

Welcome to Meridian Trust, your trusted financial partner located at 4349 E Lincolnway, Cheyenne, WY 82001. Established in 1954, our credit union has been dedicated to serving the community for nearly seven decades. With a proud membership of over 41,759, we strive to offer personalized banking solutions that meet the diverse needs of our members. At Meridian Trust, we understand that financial security is essential. That's why we've built a solid foundation with total assets amounting to an impressive $685,330,945 and total deposits reaching $32,416,534. Our commitment to excellence shines through in our net worth of $79,579,827, ensuring that your money is not just safe but also growing. Under the leadership of our CEO, Bryan Thomas, and Board President, Dean Fausset, we pride ourselves on our community-focused approach. Our team of 113 employees is here to help you navigate your financial journey with confidence. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle or home purchase, we are ready to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 4349 E Lincolnway, Cheyenne, WY 82001. If you have any questions or would like to learn more about our services including online and mobile banking don't hesitate to reach out! You can contact us at 307-635-7878 during our operating hours from 8:30 AM to 5:00 PM Monday through Thursday and until 5:30 PM on Fridays. Join us today at Meridian Trust and experience how we can help you achieve your financial goals! Visit our website at mymeridiantrust.com for more information on how we can support you and your family's financial future.

Branch History & Mission

Join Us

As we continue on this journey together with our members and community, we invite you to become part of the Meridian Trust family. Experience firsthand how we can assist you in achieving your financial goals while supporting the vibrant community of Cheyenne. For more information or to open an account today, please call us at 307-635-7878 or visit our website. Together, let's build a brighter financial future!

Our Mission

Our mission at Meridian Trust is straightforward: to empower our members financially while enhancing their quality of life. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. But beyond these services lies our commitment to community support. We believe in giving back through various outreach initiatives and partnerships that uplift those around us. While members can visit us at 4349 E Lincolnway for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed to be convenient for everyone: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. We also recognize the importance of accessibility in today's digital world. That's why we've implemented online banking services and mobile applications to ensure our members can manage their finances easily from anywhere. For those who prefer traditional banking methods, we provide drive-thru banking and ATM access for quick transactions.

Branch Location & Accessibility

Accessibility Features

At Meridian Trust, we prioritize accessibility. Our branch is ADA compliant, ensuring that everyone can navigate our space with ease. Ample parking is available, and we also offer drive-thru banking for those who prefer the convenience of conducting transactions from their vehicles.

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours on Friday until 5:30 PM. On Saturdays, we're here from 9:00 AM to 12:00 PM for your convenience. Whether you need help with personal banking or have questions about loans and financing options, our friendly staff is ready to assist you during these hours.

Services Offered

At Meridian Trust, we offer a comprehensive range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our credit cards with rewards and business banking options. Plus, enjoy easy access through our ATM services available right at the branch. We invite you to come by or call us at 307-635-7878 if you have any questions or need assistance. At Meridian Trust, we're more than just a credit union; we're your partners in financial success!

Member Eligibility

At Meridian Trust, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. We welcome individuals who live, work, worship, or attend school in our local area, and even family members of current members can join us! This inclusive approach means that many people can take advantage of the benefits we offer, like personalized service and competitive rates. If you want to learn more about the eligibility criteria, feel free to check out this link for detailed information. Becoming a member at Meridian Trust is easy! You can start the process from the comfort of your home by visiting our account opening page. If you have any questions or need assistance, don't hesitate to call us at (307) 635-7878. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical benefits that can streamline your operations. Imagine a local café being able to accept payments from anywhere using mobile payment solutions or an online retailer effortlessly managing transactions through our integrated systems. We provide tools that make everyday transactions easier, allowing you to focus on what you do best growing your business. Discover how Meridian Trust can be your partner in success at our location: 4349 E Lincolnway Cheyenne Wy 82001, Cheyenne, WY. For more information or assistance, call us at (307) 635-7878. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru offers basic banking services like deposits and withdrawals right from your car perfect for those busy days when time is tight. At Meridian Trust, located at 4349 E Lincolnway Cheyenne Wy 82001, we're here to support all aspects of your financial journey. If you have questions about any of our services or want assistance getting started, don't hesitate to give us a call at (307) 635-7878. Visit us today and discover how we can help you achieve your financial goals!

Business Banking Services

For entrepreneurs and small business owners, we offer tailored business banking solutions including merchant services and business loans. We know how important it is to keep your business running smoothly, so our team is dedicated to helping you find the right financial products that align with your business goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Meridian Trust emphasizes digital banking features like online banking and mobile access. With these tools at your fingertips, managing your account is straightforward whether you're making payments, transferring funds between accounts, or checking your balance.

Credit Cards with Rewards

Make every purchase count with our credit cards that come with rewards! Whether you're shopping for groceries or booking travel, you'll earn points that can be redeemed for exciting rewards. This way, you not only get what you need but also benefit from every transaction.

Loans and Financing Options

When it comes to loans, Meridian Trust has you covered. If you're dreaming of a new car or need financing for a vehicle, our auto loans offer competitive rates and flexible terms to suit your budget. For those looking to buy a home or refinance an existing mortgage, we provide personalized mortgage solutions that help make your dream home a reality. Additionally, our personal loans are ideal for debt consolidation or unexpected expenses, giving you the support you need when life throws a curveball.

Personal Banking Solutions

We understand that everyone has unique financial goals. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts are designed for convenience and accessibility. You can easily check balances and make transactions through our online banking platform or mobile app, ensuring you have control over your finances anytime, anywhere.

Digital & Online Banking

Key Features

Security is a top priority for us. Our platform includes electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements to stay organized and reduce paper clutter; this feature not only helps protect the environment but also allows you to access your statements quickly and easily. For those who like to stay mobile, our dedicated mobile application makes banking even more convenient. Whether you're out shopping or just relaxing at home, you can make person-to-person transfers effortlessly no need for cash or checks! Even if you're on the move without cash in hand, you'll find that mobile payments will soon be an option for you as well. With all these features combined, managing your finances has never been easier. Join us at Meridian Trust and take advantage of our digital banking services today! Your financial peace of mind is just a click away.

Financial Strength

Commitment to Growth

With $79,579,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $4,780 in used auto loans and a total of $504,160,657 in loans and leases available for our members' various needs. Our operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Base Confidence

Total Share Accounts stand at 83,975, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending are currently at $0, reflecting our focus on lending out resources efficiently while still maintaining a healthy balance sheet. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 4349 E Lincolnway Cheyenne Wy 82001 or call 307-635-7878 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Resources

Members' savings are secured through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing so that you can focus on choosing your vehicle without worrying about financing delays.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team will guide you through every step of the process.

Other Loan Options

In addition to auto and mortgage loans, we also provide credit lines totaling $60,000,000, giving members access to additional funds as needed for personal or business expenses. For business owners seeking growth opportunities, our outstanding commercial loans totaling $17,087,570 provide the capital needed to expand operations. If you're considering refinancing any existing loans or need assistance with eligibility options for our various products, our knowledgeable staff is here to help you find the best solution for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Meridian Trust, we're committed to offering transparent and accessible financial solutions designed just for you. Visit us online at mymeridiantrust.com or stop by our branch today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that help you maximize your spending power while keeping your budget on track.

Loan Aggregator

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Meridian Trust