Meridian Trust Credit Union Cheyenne WY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Meridian Trust, your trusted financial partner located at 2223 Warren Ave, Cheyenne, WY 82001. Since our establishment in 1954, we have proudly served our community, growing to a membership of over 41,000 individuals who rely on us for their banking needs. With total assets exceeding $685 million and deposits of $32 million, we are committed to providing reliable financial solutions tailored to meet your unique needs. At Meridian Trust, we understand that each member is more than just a number; they are part of our family. Our friendly team of 113 employees, led by CEO Bryan Thomas and Board President Dean Fausset, works tirelessly to ensure you receive the best service possible. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have something for everyone. While members can visit us at 2223 Warren Ave, official correspondence should be sent to our mailing address: PO Box 548, Cheyenne, WY 82003. We invite you to explore what makes us different our commitment to community impact and member satisfaction. With a robust portfolio that includes over 24,000 loans and a net worth of $79 million, we're here to help you achieve your financial goals. Our services also extend to business banking with competitive loan options and merchant services designed to support local entrepreneurs. Ready to take the next step? Give us a call at 307-635-7878 or visit our website at mymeridiantrust.com today! Your journey towards better banking starts here.

Branch History & Mission

Community Focus

Meridian Trust is not just about banking; it's about building relationships within our community. We actively engage in outreach programs and partnerships aimed at supporting local initiatives. From sponsoring community events to providing financial education workshops, we are dedicated to giving back and making Cheyenne a better place for everyone. With convenient operating hours 8:30 AM to 5:00 PM Monday through Thursday and 8:30 AM to 5:30 PM on Fridays we're here when you need us most. Plus, with ATM access available and drive-thru services for quick transactions, managing your finances has never been easier. We invite you to join Meridian Trust today! Experience the difference of being part of a credit union that truly cares about its members and the community it serves. Visit us online at mymeridiantrust.com or call us at 307-635-7878 for more information about how we can help you achieve your financial dreams.

Our Mission

Our mission at Meridian Trust is clear: to provide exceptional financial services while fostering community growth and well-being. We believe that every member deserves access to affordable banking solutions that empower them to achieve their financial goals. Whether it's personal banking, auto loans, mortgages, or business financing, we strive to deliver services that make a real difference in people's lives. We also prioritize digital advancements to ensure that our members can manage their finances conveniently. With features like online banking and mobile applications available, members can bank on their terms. Additionally, we maintain ADA compliance standards to ensure accessibility for all.

Branch Location & Accessibility

A Warm Invitation

Whether you're already a member or thinking about joining us, we invite you to experience the warm atmosphere at Meridian Trust. Stop by today or give us a call we're here to help you with all your banking needs!

Convenient Access and Features

At Meridian Trust, we understand that convenience is key. Our branch features ample parking to ensure that your visit is as hassle-free as possible. We're also committed to accessibility; our facilities are ADA compliant, providing ramps and other accommodations for all our members. We offer a variety of services designed with your needs in mind. Whether you're looking to open a checking account, apply for an auto loan, or simply want to chat with one of our friendly representatives about your financial goals, we have you covered. With our drive-thru banking service, you can take care of quick transactions without even leaving your car!

Operating Hours and Contact Information

Our doors are open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 5:30 PM. We also welcome you on Saturdays from 9:00 AM to noon for those who need to squeeze in their banking during the weekend. If you have questions or need assistance outside of these hours, feel free to give us a call at 307-635-7878. While members can visit us at 2223 Warren Ave, official correspondence should be sent to PO Box 548 in Cheyenne, WY 82003.

Member Eligibility

Joining the Meridian Trust family means becoming part of a close-knit community that truly cares about its members. If you're looking to become a member at our branch located at 2223 Warren Ave, Cheyenne, WY 82001, we're excited to welcome you! Generally, membership is open to individuals who live, work, worship, or attend school in the area. It's all about being connected to your community! We believe that everyone deserves access to financial services designed with their best interests in mind. Plus, as a member, you'll enjoy benefits like lower loan rates and personalized service that big banks simply can't match. Ready to take the next step? Opening an account with us is straightforward and welcoming. You can find all the details you need about eligibility criteria on our website at , where we've made it easy for you to see how simple it is to join. If you have any questions or need assistance, don't hesitate to give us a call at (307) 635-7878. We're here for you and can't wait for you to experience everything Meridian Trust has to offer!

Business Banking & Commercial Services

Financing Options that Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Managing day-to-day operations is simpler with our merchant services. Imagine having the ability to accept payments anytime, anywhere whether it's through card transactions at your physical location or online sales on your website. Our services not only streamline payment processing but also help you keep track of your finances effortlessly, allowing you to focus more on what truly matters: running your business. Visit us at 2223 Warren Ave Cheyenne Wy 82001 in Cheyenne, WY or call us at (307) 635-7878 to discover how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, Meridian Trust offers robust business banking services, including merchant services and business loans. We understand that running a business requires support and resources; that's why we're committed to helping you thrive in your endeavors.

Digital Banking Convenience

In today's busy world, convenience is key. Our online and mobile banking platforms let you manage your finances anytime, anywhere. From checking balances to making transfers or paying bills, everything is at your fingertips. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money is quick and easy.

Drive-Thru Services

Sometimes you need assistance without stepping inside the branch. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions all from the comfort of your vehicle. At Meridian Trust, we believe in making banking as simple as possible for our members in Cheyenne and beyond. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. If you're interested in learning more about any of these services or want assistance getting started with an account or loan application, don't hesitate to reach out! Call us at 307-635-7878 or visit us online at mymeridiantrust.com. Your financial journey starts here with Meridian Trust!

Loans and Financing

Life can be unpredictable, and sometimes you need a little extra help. That's where our personal loans and debt consolidation options come in handy. Whether you're facing unexpected expenses or looking to simplify your finances, we have solutions tailored just for you. Plus, our credit cards with rewards allow you to earn points on everyday purchases making it easier for you to enjoy life while managing your expenses wisely.

Personal Banking

Our personal banking services are designed with your everyday needs in mind. We offer checking and savings accounts that help you manage your money effortlessly. If you're planning to purchase a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those looking to buy their dream home, our mortgage loans and refinancing solutions can make homeownership more accessible.

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills whenever it suits you. Just visit https://mymeridiantrust.com/ to get started! You'll find everything you need at your fingertips. Whether it's day or night, accessing your accounts has never been easier.

Enjoy Cashless Payments

While we don't currently offer mobile payments, rest assured that our other digital services are designed to meet your everyday banking needs seamlessly. At Meridian Trust, we're committed to providing members with tools that make managing finances straightforward and secure. Embrace the convenience of modern banking today!

Simple and Secure Transactions

We prioritize your safety with features like electronic signature authorization. This means you can sign documents electronically, saving time without sacrificing security. Plus, with the option for e-statements, you can keep track of your financial activity while reducing paper clutter.

Stay Connected on the Go

If you're always on the move, our mobile application makes banking even more accessible. Manage your accounts from your smartphone or tablet with ease. And if you need to send money quickly to a friend or family member, our person-to-person transfer feature allows you to do just that in a matter of seconds.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 83,975, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0, further emphasizing our commitment to fostering your financial growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 2223 Warren Ave Cheyenne Wy 82001 or call (307) 635-7878 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $79,579,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,780 in used auto loans and $504,160,657 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our auto loan options are designed to make your purchase easier and more affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $17,087,570 provide the capital needed to grow and expand. We recognize that running a business comes with its own set of challenges and opportunities; thus, we strive to support local entrepreneurs through accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. We provide flexible terms and competitive rates to help you navigate the process of obtaining your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans be it an auto loan or mortgage our team is here to guide you through eligibility options and help you find the best solution tailored specifically for your situation. At Meridian Trust, we prioritize transparency and accessibility in all our financial products. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our diverse range of loan offerings can assist you on your journey toward financial well-being today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. These cards can be ideal for unexpected expenses or for consolidating debt with lower interest rates compared to traditional credit cards.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their financial needs.

MERIDIAN TRUST FEDERAL CREDIT UNION - Cheyenne, WY