Meridian Trust Credit Union Scottsbluff NE | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Meridian Trust, your trusted partner in financial services, located at 901 W 29Th St, Scottsbluff, NE 69361. Established in 1954, we have proudly served our community for decades, growing our membership to over 41,759 individuals who trust us with their financial needs. With total assets exceeding $685 million, we are committed to providing personalized banking solutions that empower you to achieve your financial goals. At Meridian Trust, we understand the importance of having a reliable financial institution by your side. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking. Our dedicated team of 113 employees, led by our CEO Bryan Thomas and Board President Dean Fausset, is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 560, Scottsbluff, NE 69363. Whether you're looking to open an account or need assistance with a loan, we're just a phone call away at (308) 630-0032. Join us in making a difference in the community while enjoying the benefits of being part of a credit union that truly cares about its members. Visit our website at mymeridiantrust.com today to learn more about how we can help you!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and engage in outreach efforts that uplift those around us. Through these initiatives, we aim to create a lasting impact that goes beyond just providing financial services. With convenient features like drive-thru banking and ATM access available at our branch, we make it easy for you to handle your transactions efficiently. Our dedicated team is here during operating hours from Monday to Friday, 8 AM to 5 PM, ready to assist you with any inquiries or needs you may have. While members can visit us at 901 W 29th St, official correspondence should be sent to PO Box 560, Scottsbluff, NE 69363.

Join Us

Meridian Trust invites you to become part of our family. Experience firsthand the benefits of membership that extend far beyond financial transactions join us today! For more information about how you can get started or explore our offerings further, please give us a call at 308-630-0032 or visit us online at mymeridiantrust.com. Let's work together towards a brighter financial future!

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community support. At Meridian Trust, we believe in empowering our members through financial education and accessible resources. We strive to make banking easier and more inclusive for everyone. We understand that not all needs are the same. That's why we offer various services designed with you in mind whether it's checking and savings accounts or credit cards with rewards. Our commitment to digital advancements ensures that you can manage your finances anytime and anywhere through online banking and mobile applications.

Branch Location & Accessibility

Banking Services

At Meridian Trust, we offer a variety of services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions, you'll find everything you need under one roof. Plus, with ATM access available on-site, withdrawing cash or checking your balance has never been easier. Ready to take control of your finances? We invite you to visit us at Meridian Trust in Scottsbluff or give us a call at 308-630-0032. Our team is excited to assist you on your financial journey!

Operating Hours

We're here for you Monday through Friday from 8 AM to 5 PM. Whether you need assistance with personal banking services like checking and savings accounts or want to inquire about auto loans and mortgages, our knowledgeable staff is ready to help.

Visit Us

While members can visit us at 901 W 29Th St, official correspondence should be sent to our mailing address at PO Box 560, Scottsbluff, NE 69363. Our branch features ample parking and is fully ADA compliant, ensuring easy access for everyone. With a drive-thru service available, you can quickly handle deposits and withdrawals without leaving your vehicle perfect for those busy days!

Member Eligibility

Becoming a member of Meridian Trust is like joining a caring family that supports your financial journey. If you live, work, or worship in the Scottsbluff area, you're already on the right track! Our community-oriented approach means that we welcome individuals who are seeking a financial partner they can trust. The benefits of membership go beyond just banking; you gain access to personalized services and products tailored to fit your needs, whether it's savings accounts, loans, or credit cards. To start your membership with us at Meridian Trust, simply visit us at our branch located at 901 W 29Th St Scottsbluff Ne 69361 or give us a call at (308) 630-0032. We've made the process straightforward and friendly, so you'll feel right at home from day one. For detailed eligibility criteria and updates, check out our resource page here: . You can also find information on how to open an account easily by visiting this link: https://mymeridiantrust.com/apply-loan/. Join us today and experience the difference!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your operations. Imagine being able to process payments quickly and efficiently, freeing up your time to focus on what truly matters growing your business. Our services help you accept various payment methods, making it easier for customers to do business with you. Located at 901 W 29Th St Scottsbluff Ne 69361 in Scottsbluff, NE, we are here to partner with you on your path to success. Contact us today at (308) 630-0032 or visit our website at https://mymeridiantrust.com/ to learn more about how we can assist your business!

Comprehensive List Of Services

Accessibility

At Meridian Trust, we believe in making banking easy and accessible for everyone. Our branch hours are convenient open Monday through Friday from 8 AM to 5 PM to serve you better. Whether you're stopping by our branch in Scottsbluff or accessing our services online, we're here to support you every step of the way. Ready to explore what we have to offer? Visit us at mymeridiantrust.com or stop by the branch today!

Business Banking Services

For business owners, we offer tailored services including Merchant Services & Business Loans. Our goal is to help your business thrive by providing the financial tools necessary for success.

Credit Options

Don't forget about our Credit Cards with Rewards! These cards provide not just purchasing power but also rewards for your everyday spending perfect for those who love to earn while they spend.

Digital and Convenient Banking

We know convenience matters in today's fast-paced world. That's why we provide robust Online & Mobile Banking platforms. With these tools, you can manage your accounts anytime, anywhere whether it's checking balances or transferring funds on the go. Additionally, our ATM & Cash Withdrawal Services ensure you have access to your cash when needed. If you prefer face-to-face transactions, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

For everyday banking needs, we offer Checking & Savings Accounts designed to suit various lifestyles. Whether you're saving for a dream vacation or managing daily expenses, our accounts come with features that help you keep track of your finances effortlessly. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward. With competitive rates and flexible terms, getting behind the wheel of your new car has never been easier. Homeownership dreams can also become a reality through our Mortgage Loans & Refinancing services. Whether you're buying your first home or refinancing an existing mortgage for better terms, our knowledgeable staff is here to guide you every step of the way. For those unexpected expenses or personal projects, consider our Personal Loans & Debt Consolidation options. We aim to offer manageable solutions that fit your budget and financial situation.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, for those who prefer paperless statements, we provide e-statements that are easy to access and environmentally friendly. Security is a top priority for us. We utilize electronic signature authorization to ensure that all your transactions are safe and secure. You can trust that your information is protected while you manage your accounts online.

Mobile Banking at Your Fingertips

For even more convenience, our mobile application gives you the power to handle banking tasks right from your smartphone. Whether you're on the go or relaxing at home, you can manage your finances with ease. While we currently do not offer mobile payments, our app provides everything else you need for effective account management. With Meridian Trust's commitment to accessibility and user-friendly features, staying on top of your finances has never been easier. Experience the convenience of modern banking by visiting us at https://mymeridiantrust.com/ today!

Financial Strength

A Solid Foundation

With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team for Your Needs

Our operations reflect our dedication to efficiency with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

With total share accounts reaching 83,975, we have established a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 901 W 29Th St Scottsbluff Ne 69361 or call (308) 630-0032 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $79,579,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,780 in used auto loans and $504,160,657 in total loans and leases.

Secure Savings Options

Members' savings are secured through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we've got you covered with flexible terms and competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. We provide personalized service to help you navigate the home buying process smoothly.

Other Lending Options

In addition to auto and mortgage loans, we provide various personal loan options and lines of credit totaling $60,000,000. This flexibility allows you to choose what works best for your unique situation whether it's for debt consolidation or unexpected expenses. For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $17,087,570 are available to help fuel your business ambitions. We also understand that life changes and circumstances evolve; therefore, we offer refinancing options as well as eligibility assessments for all our loan products. Whether you're looking to lower your interest rate or consolidate debt into one manageable payment plan, our team is here to help guide you through each step. If you have any questions or would like more information about our loan offerings, please feel free to reach out at (308) 630-0032 during our operating hours from Monday to Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. These credit cards are designed for convenience and can assist you in making everyday purchases without the burden of high-interest rates.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that you can trust the information presented on the platform.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Meridian Trust