Meridian Trust Credit Union Alliance NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meridian Trust at 103 E 1st St, Alliance, NE 69301! We are proud to have served our community since 1954, building trust and fostering financial growth for over 41,000 members. With a commitment to providing exceptional personal and business banking services, we have amassed total assets of $685,330,945 and total deposits of $32,416,534. At Meridian Trust, we understand that financial decisions can impact your life significantly. That's why our dedicated team is here to help you navigate your options with confidence. Whether you're looking for auto loans, mortgage solutions, or personal banking services, our experienced professionals are ready to assist you every step of the way. Our leadership team is deeply committed to our members. Under the guidance of CEO Bryan Thomas and Board President Dean Fausset, we strive to create a welcoming environment where your financial needs are met with care and attention. With a staff of 113 employees, we are here for you during our lobby hours from 9 AM to 5 PM, Monday through Friday. While members can visit us at our physical location in Alliance, official correspondence should be sent to the same address: 103 E 1st Street, Alliance, NE 69301. We invite you to explore all that Meridian Trust has to offer. With a net worth of $79,579,827 and cash in hand totaling $7,346,426, your finances are in capable hands. Ready to take the next step? Visit us or call us at 308-762-5702 today! Let's work together towards your financial goals!

Branch History & Mission

At Meridian Trust, we proudly celebrate our deep-rooted history and unwavering commitment to the community of Alliance, Nebraska. Established in 1954, our branch has been a cornerstone of financial support and guidance for nearly seven decades. Located at 103 E 1st St, right in the heart of Alliance, we have grown alongside our members, adapting to their needs and the ever-changing landscape of banking. Over the years, we have expanded our services and expertise to better serve our more than 41,000 members. With total assets reaching an impressive $685,330,945, we strive to provide a range of financial services that empower individuals and families. From personal banking solutions like checking and savings accounts to auto loans and mortgages, our goal is to help our members achieve their financial dreams. Our mission at Meridian Trust is simple yet profound: we aim to enhance the lives of our members by providing exceptional financial services while fostering a strong sense of community. We believe that when our members thrive, so does our community. Whether it's through educational workshops or community outreach programs, we are dedicated to making a positive impact. While members can visit us at our branch address, official correspondence should be sent to 103 E 1st Street, Alliance, NE 69301 if it differs from the physical location. We understand that convenience is key; that's why we offer drive-thru banking services for easy transactions during operating hours from Monday to Friday from 9 AM to 5 PM. Although we do not currently have ATM services available at this location, our online banking options ensure you can manage your finances anytime, anywhere. As part of our commitment to accessibility and inclusivity, we continually work towards making banking easier for everyone in Alliance. Our digital advancements allow members to enjoy online banking features such as electronic statements and mobile applications for convenient account management. Join us at Meridian Trust as we continue this journey together. Explore how we can assist you in meeting your financial goals while being an integral part of the vibrant community here in Alliance. Visit us today or reach out at 308-762-5702 we're here for you!

Branch Location & Accessibility

Accessibility Features

At Meridian Trust, we believe in providing a welcoming environment for everyone. Our branch is fully ADA compliant, ensuring that all members can navigate our facilities with ease. You'll find ample parking available nearby, as well as drive-thru banking services for your convenience. This allows you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Call to Action

Have questions or need assistance? Feel free to call us at 308-762-5702. Our team is ready and eager to help you achieve your financial goals. We look forward to welcoming you soon at Meridian Trust in Alliance!

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 9 AM to 5 PM. We invite you to drop by during these hours to explore our range of services, which include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions.

Member Eligibility

At Meridian Trust, we believe that becoming a member is like joining a family where everyone looks out for each other. If you're looking to become part of our supportive community, the process is simple and welcoming. Anyone who lives, works, worships, or attends school in our service areas is eligible to join us. We strive to make banking accessible for all, so if you meet these criteria, we would love to have you on board! To get started with opening your account, just visit us at our branch located at 103 E 1St St Alliance Ne 69301 or give us a call at (308) 762-5702. You can also find more details about eligibility and the benefits of membership by checking out our website at . We're excited to help you take this step towards better financial well-being!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, our merchant services empower businesses to handle payments smoothly. Picture this: you're running a busy café and need a reliable way for customers to pay without hassle. Our merchant services streamline transactions so you can focus on serving delicious coffee instead of worrying about payment issues. Discover how Meridian Trust can help your business thrive. Visit us at 103 E 1St St Alliance Ne 69301, Alliance, NE, or call us at (308) 762-5702 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

While we currently do not have ATM availability at this branch, we do provide essential banking services through our drive-thru. This includes deposits, withdrawals, and other simple transactions all without leaving the comfort of your car.

Business Banking Services

For entrepreneurs and business owners, we understand that time is money. That's why we offer comprehensive Business Banking solutions, including merchant services that streamline transactions and make payments easier for both you and your customers. Additionally, our Business Loans can help fuel growth and expansion when opportunities arise.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. At Meridian Trust, we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Whether it's paying bills or transferring money between accounts, you'll find that handling your finances has never been simpler.

Join Us Today!

With so many services designed with you in mind, we invite you to experience all that Meridian Trust has to offer. Visit us at 103 E 1St St in Alliance, or explore more about what we provide by visiting our website. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Managing your money should be simple and efficient. That's why we offer Personal Banking options including checking and savings accounts that help you keep track of your funds effortlessly. Whether you're saving for a vacation, planning for retirement, or just want to have easy access to your cash, our accounts are designed with you in mind. When it comes to financing, our Auto Loans & Vehicle Financing provide flexible terms and competitive rates, making it easier for you to get behind the wheel of your dream car. If you're looking at homeownership or refinancing your current mortgage, our Mortgage Loans & Refinancing services will guide you through every step of the process. For those unexpected expenses or big purchases, our Personal Loans & Debt Consolidation options can help ease financial burdens by providing the funds you need while potentially lowering your interest rates. And don't forget about our Credit Cards with Rewards, which allow you to earn points on your everyday spending!

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer money, and pay bills with just a few clicks. You can also take advantage of electronic statements, so you never have to worry about missing a paper bill again. Plus, with our person-to-person transfers feature, sending money to friends or family is quick and easy. For those who prefer managing their finances via mobile devices, our mobile application is here to help. It offers all the essential features you need right at your fingertips. Whether you're checking your balance or making a payment, our app keeps everything organized and accessible.

Security and Convenience

Security is a top priority for us. We use electronic signature authorization to ensure that your transactions are safe and secure. You can rest easy knowing that your financial information is protected while you enjoy the convenience of digital banking. Overall, Meridian Trust is dedicated to providing an easy-to-use online banking experience that fits into your lifestyle. Whether you're at home or out and about, you have access to real-time account management whenever you need it. Embrace the future of banking with us today!

Financial Strength

At Meridian Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to providing exceptional service and support to all of our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,161 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $79,579,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,780 in used auto loans and $504,160,657 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 83,975, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 103 E 1St St Alliance Ne 69301 or call (308) 762-5702 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. We provide financing options that make it easier for you to drive away in the vehicle you want. Plus, if you're considering refinancing your current auto loan for better terms, we can guide you through that process as well.

Business Financing

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $17,087,570 provide the capital needed to grow and succeed. We understand the unique needs of small businesses and offer tailored solutions to help you thrive in a competitive market. At Meridian Trust, we prioritize transparency and member satisfaction. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are be it buying a car or purchasing a home we're here to help you make them a reality. Visit us today or check out more details online at mymeridiantrust.com. Let's take the next step together toward achieving your dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. We aim to make the home-buying process straightforward and transparent. If you're interested in refinancing your existing mortgage or exploring eligibility options, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected costs, our credit card solutions are designed with your financial well-being in mind.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data ensures that users receive fair and transparent offers tailored to their financial needs. LendMesh offers several key benefits that enhance user trust: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Meridian Trust