Meridian Trust Credit Union Wellington CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meridian Trust, your trusted partner in financial well-being, located at 8205 Wellington Blvd, Wellington, CO 80549. Since our establishment in 1954, we have been dedicated to serving our community and supporting our members with a wide range of financial services tailored to meet their needs. With over 41,759 members and total assets of $685,330,945, we take pride in being a cornerstone of the Wellington area. At Meridian Trust, our commitment extends beyond just banking; it's about building lasting relationships with you. We offer various services including personal banking accounts, auto loans, mortgage solutions, and business financing all designed with your financial goals in mind. With total deposits of $32,416,534 and a solid net worth of $79,579,827, you can trust that your money is in safe hands. Our team is led by CEO Bryan Thomas and Board President Dean Fausset, both passionate about ensuring that every member receives personalized attention and expert guidance. We have a dedicated staff of 113 employees who are here to assist you during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 8205 Wellington Blvd, Wellington, CO 80549. Whether you're looking for advice on managing your finances or need assistance with loans our team is here to help! Ready to take control of your financial future? Give us a call at 970-821-8504 or visit our website at mymeridiantrust.com for more information. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Engagement

We are deeply invested in the well-being of Wellington and its surrounding areas. Through partnerships with local organizations and volunteer efforts, we aim to uplift those around us while encouraging responsible financial practices within the community. As we look towards the future, we invite you to be part of this vibrant legacy. Join us at Meridian Trust and experience firsthand how we're dedicated to serving you not just as a credit union but as your trusted ally in achieving financial success. Together, let's build a brighter future for all!

Our Evolution

Located at 8205 Wellington Blvd, Wellington, CO 80549, our branch has witnessed the evolution of financial services alongside the needs of our community. From our first small office to our current facility equipped with modern amenities, we've prioritized creating a welcoming environment for all. We've expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions tailored to help individuals and families thrive. Our commitment extends beyond just numbers; it's about building relationships. We understand that every member's story is unique. That's why we've developed personalized solutions that empower you to achieve your financial goals. Whether you're looking to buy your first car or start a business, we're here to support you every step of the way.

Our Mission

At Meridian Trust, our mission is clear: we strive to enhance the quality of life in our community through exceptional financial services and unwavering support. We believe in being more than just a bank; we are a partner in your journey toward financial wellness. This means providing not only competitive rates and flexible terms but also engaging in community outreach initiatives that make a real difference. We're proud of our digital advancements, including online banking and mobile applications that make managing your finances easier than ever. Accessibility is key for us; that's why we ensure our services meet ADA compliance standards so everyone can benefit from what we offer. While members can visit us at 8205 Wellington Blvd, official correspondence should be sent to 8205 Wellington Blvd, Wellington, CO 80549 if needed. You can reach us at 970-821-8504 during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday.

Branch Location & Accessibility

Convenient Access

Our location is designed with you in mind. We offer ample parking right outside the building, ensuring that your visit is hassle-free. The branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably. If you prefer to conduct your banking from the comfort of your vehicle, take advantage of our drive-thru banking service perfect for quick deposits or withdrawals without having to step inside.

Get in Touch

Have questions? Don't hesitate to call us at 970-821-8504. Our team is eager to help you find the best financial solutions tailored just for you. We invite you to stop by and experience the warmth and service that Meridian Trust has to offer!

Operating Hours and Services

We are open Monday through Friday from 7:30 AM to 5:30 PM, ready to assist you with all your banking needs. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgage refinancing, our dedicated staff is here to guide you every step of the way. Plus, with ATM availability on-site, accessing cash is a breeze! While members can visit us at this convenient branch location, official correspondence should be sent to the same address: 8205 Wellington Blvd, Wellington, CO 80549.

Member Eligibility

At Meridian Trust, we believe that joining our community means becoming part of something special. Becoming a member is easy and welcoming, and we're excited to have you! To be eligible for membership, you typically need to live, work, or worship in the areas we serve, but we also extend membership to family members of current members. This means that even if you don't meet the criteria personally, your loved ones can still help you join our supportive financial family. If you want to learn more about the specific eligibility requirements, please visit our detailed page at . Ready to take the next step? Opening an account with us is straightforward and can be done online! Just head over to https://mymeridiantrust.com/apply-loan/ to get started. If you have any questions or need assistance during the process, don't hesitate to reach out at (970) 821-8504. We're here to help you every step of the way as you enjoy all the benefits that come with being a member of Meridian Trust!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,087,570, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments shouldn't be a hassle. Our merchant services make it easy for you to accept payments from your customers, whether in-store or online. Imagine a customer walking into your shop, making a quick purchase, and you smoothly completing the transaction this is what our services offer. Plus, with tools that simplify tracking sales and managing cash flow, you'll have more time to focus on what really matters: growing your business. Located at 8205 Wellington Blvd Wellington Co 80549 in Wellington, CO, we're here to partner with you on your journey toward success. Reach out at (970) 821-8504 for personalized assistance or visit us online at https://mymeridiantrust.com/ to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential banking solutions tailored to meet your needs. From merchant services that make transactions easier for you and your customers, to flexible business loans that help expand your operations, we're committed to supporting local businesses thrive.

Call to Action

At Meridian Trust, we're more than just a credit union; we're a community partner invested in your financial future. Explore all the services we offer by visiting us in person or online at mymeridiantrust.com. Let us help you take the next step towards achieving your financial dreams today!

Credit Cards and Rewards

Shopping just got more rewarding! Our credit cards come with fantastic rewards that let you earn while you spend. Use them for everyday purchases and watch those points add up!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere. Whether it's checking your balance or transferring funds between accounts, our digital tools make banking easy and accessible. You'll also find ATM access readily available for cash withdrawals and balance checks without any hassle. If you prefer face-to-face service, our drive-thru banking offers quick solutions for deposits and withdrawals with minimal wait time.

Personal Banking

Our personal banking services are designed with you in mind. Whether you're opening a new checking or savings account, or looking for ways to finance your next vehicle, we've got you covered. With competitive rates on auto loans and vehicle financing, you can hit the road with confidence knowing you've made a smart choice. If you're considering buying a home or refinancing your current mortgage, our dedicated mortgage team is here to guide you through the process every step of the way. We also offer personal loans and debt consolidation options that can help ease your financial burdens.

Digital & Online Banking

Enhanced Features

Need to send money to friends or family? Our person-to-person transfer feature makes it simple and hassle-free. Just a few taps on your phone or clicks on the computer are all it takes! Although we currently do not support mobile payments directly through our app, rest assured that our online banking features are designed with user-friendliness in mind. Whether you're checking your account balance or making transfers on the go, managing your finances has never been more accessible. Experience the ease of banking from home or while out and about with Meridian Trust's comprehensive digital banking services. Explore more today at https://mymeridiantrust.com/ !

Key Services Available

Our online banking services allow you to view balances, transfer funds, and pay bills with just a few clicks. Plus, with 24/7 access, you're in control of your money whenever it suits you. For those who prefer the convenience of mobile banking, our mobile application is available for download, ensuring you have everything you need right at your fingertips. Security is paramount in our digital offerings. We use advanced technology to protect your personal information, and with electronic signature authorization available, signing documents is safe and straightforward. You can also opt for e-statements, which provide a secure way to manage your account statements without the clutter of paper.

Financial Strength

Commitment to Growth

With $79,579,827 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $47,878,735 in used auto loans and a total of $504,160,657 in loans and leases. Our operational efficiency is evident with a net income reflecting our commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Member Engagement

We proudly support a growing member base with 83,975 total share accounts, demonstrating the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Trust is your trusted partner. Visit us at 8205 Wellington Blvd., Wellington CO 80549 or call 970-821-8504 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $144,140,115 in share certificates and $137,013,946 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $79,579,827, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $84,577,735 in used vehicle loans and $68,602,165 in new vehicle loans already helping members get on the road. We provide financing options that suit your budget and lifestyle, whether you're interested in a new model or a reliable used car.

Credit Lines and Business Loans

For those looking to expand their business or manage cash flow more effectively, our total credit lines amount to $60,000,000. Additionally, our outstanding commercial loans totaling $17,087,570 are designed to provide business owners with the capital they need for growth and success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,849,441, make buying or refinancing simple. Our team is here to guide you through the process, ensuring you find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any of these loans or would like to learn more about eligibility options available at Meridian Trust, don't hesitate to reach out. Our knowledgeable staff is ready to assist you in finding solutions tailored specifically for your situation. For more information on any of these loan products or to start your application process today, give us a call at (970) 821-8504, visit us at 8205 Wellington Blvd Wellington Co 80549, or check out our website at Meridian Trust. We're here to support you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,063,044 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases as needed while maintaining control over your spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that the offers presented are fair and transparent. Each loan option you see is backed by reliable data, ensuring you can trust what you find.

MERIDIAN TRUST FEDERAL CREDIT UNION - Wellington, CO