MERIDIAN MUTUAL FEDERAL CREDIT UNION - Fairhope, AL

Welcome to Meridian Mutual, your trusted credit union located at 23210 Us Highway 98 Ste B1, Fairhope, AL 36532. Established in 1953, we have proudly served our community for over 70 years, building strong relationships and helping our members achieve their financial goals. With a current membership of 6,907 individuals, we are committed to providing personalized services that meet the unique needs of our members. At Meridian Mutual, we understand that finances can be overwhelming. That's why we focus on making banking simple and accessible. Our total assets amount to an impressive $56,670,012, ensuring that your deposits are safe with us. We currently hold total deposits of $5,393,795 and maintain a net worth of $8,050,553, reflecting our solid financial health. Led by our dedicated CEO, Justin Branstetter, and Board President, Cliff Partridge, Jr., our team is here to guide you through every step of your financial journey. Whether you're looking for loans or savings options, our experienced staff is ready to assist you with a personal touch. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 23210 Hwy 98, Fairhope, AL 36532. Our commitment goes beyond just banking; we aim to make a positive impact in our community by supporting local initiatives and fostering a sense of belonging among our members. With 21 employees working diligently to serve you, we're more than just a credit union we're part of the Fairhope family. If you're interested in becoming part of our community or need assistance with any financial matters, don't hesitate to reach out! Call us at 616-977-8100 or visit our website at meridianmutualfcu.com for more information. Let's work together towards achieving your financial dreams!

At Meridian Mutual, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to experience personalized service and community-focused financial solutions, you're in the right place! To become a member of Meridian Mutual, you need to meet certain eligibility criteria. Generally, this includes living or working in the areas we serve, as well as some specific affiliations that may apply. You can find all the detailed information about our eligibility requirements on our website at this link. Once you know you're eligible, opening an account is a breeze! Just head over to our online application at this link, and follow the simple steps to get started. If you have any questions or need assistance along the way, feel free to give us a call at (616) 977-8100. We're excited to welcome you to our community at Meridian Mutual, located at 23210 Us Highway 98 Ste B1 Fairhope Al 36532, where your financial goals are our top priority!

At Meridian Mutual, we understand that every business has unique needs and aspirations. Whether you're a startup ready to make your mark or an established company looking to expand, our business banking and commercial services are designed to support your journey. Imagine securing the funds you need to purchase new equipment or open another location. With our tailored commercial loan options, you can turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify everyday transactions. Imagine having a reliable partner who streamlines payment processing and offers valuable insights into your sales data. This allows you to focus on what truly matters growing your business. Located at 23210 Us Highway 98 Ste B1 Fairhope Al 36532 in Fairhope, AL, we're here to help your business thrive. Contact us today at (616) 977-8100 and discover how we can empower your financial success!

At Meridian Mutual, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the strength of your credit union helps you feel more secure about your financial future. With a net worth of $8,050,553, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,820,666 in share certificates and $4,105,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,050,553 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,279 in used auto loans and a total of $27,582,931 in loans and leases. Our operational efficiency is reflected in our $0 net income, which allows us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 13,063, showing a strong and growing member base that trusts us with their finances. With $1,596,644 available for lending and investments, we have the resources to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Mutual is your trusted partner. Visit us at 23210 Us Highway 98 Ste B1 Fairhope AL 36532 or call 616-977-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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