Meridian Mississippi Ang Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meridian Mississippi Ang, your trusted financial partner located at 6225 M St Bldg 305, Meridian, MS 39307. Established in 1963, we have proudly served our community for over six decades, building strong relationships with our 1,554 members and providing them with essential financial services tailored to their needs. At Meridian Mississippi Ang, we believe that banking should be personal and accessible. Our commitment to you is reflected in our impressive financial standing, boasting total assets of $27,045,714 and total deposits of $1,079,505. With a net worth of $3,698,373, we ensure the stability and security of your funds while offering a range of services from checking and savings accounts to auto loans and mortgages. While members can visit us at our branch location for in-person assistance during our lobby hours from 8:00 AM to 3:00 PM, official correspondence should be sent to our mailing address at PO Box 4232 WSS, Meridian, MS 39304. Our experienced team, led by CEO Darlene Wilkerson and Board President Jimmy Owen, is dedicated to helping you achieve your financial goals. Whether you're looking to buy a new vehicle or need support with personal loans and debt consolidation, we're here to assist every step of the way. With a total of 4 employees ready to serve you and comprehensive online banking options available through our website at meridianangfcu.org, we make managing your finances easy and convenient. Join us in fostering a vibrant community where everyone can thrive financially. Feel free to reach out at (604) 483-7307 for any inquiries or visit us today!

Branch History & Mission

Welcome to the heart of community banking at Meridian Mississippi Ang, where we have proudly served the people of Meridian, MS since our founding in 1963. With a rich history spanning over six decades, our branch has evolved into a trusted financial partner for more than 1,554 members, providing them with essential services and support. Located at 6225 M St Bldg 305, our branch is conveniently positioned near local landmarks that reflect the vibrant spirit of Meridian. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a strong sense of community. We believe that when individuals thrive financially, families and neighborhoods flourish as well. From our humble beginnings, we have grown significantly, currently boasting total assets of $27,045,714. This growth reflects not only our commitment to sound financial practices but also our dedication to serving you better each day. We pride ourselves on offering a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 6225 M St Bldg 305, official correspondence should be sent to PO Box 4232 WSS, Meridian, MS 39304 if needed. Our operating hours are designed with your convenience in mind: we are open Monday through Friday from 8:00 AM to 3:00 PM. At Meridian Mississippi Ang, we understand that modern banking goes beyond just transactions. That's why we've embraced digital advancements like online banking and person-to-person payment options, ensuring that you have access to your finances whenever and wherever you need it. Our focus on customer service extends into every aspect of our operations, making sure that every member feels valued and supported. We also take pride in our community outreach efforts. By partnering with local organizations and supporting initiatives that uplift those around us, we aim to give back in meaningful ways. Whether it's sponsoring events or providing educational resources about financial wellness, we are committed to making a positive impact in Meridian. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members and its community. Discover how you can make your financial dreams a reality with Meridian Mississippi Ang your partner in progress! Visit us today or check out more details on our website at meridianangfcu.org.

Branch Location & Accessibility

Convenient Access

At Meridian Mississippi Ang, we understand how important it is for our members to have easy access to their financial services. Our branch is designed with your convenience in mind. While visiting us at our main location, please note that official correspondence should be directed to our mailing address: PO Box 4232 WSS, Meridian, MS 39304.

Operating Hours and Services

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 8:00 AM to 3:00 PM, providing plenty of time for you to come in and explore our wide range of services. Whether you're interested in personal banking solutions like checking and savings accounts or looking for auto loans and mortgage refinancing options, we're here to help you navigate your financial journey.

Parking and Accessibility

We offer ample parking options right outside the building, ensuring you won't have any trouble finding a spot. Our facility is fully ADA compliant, featuring ramps and accessible entrances so that everyone can enjoy a comfortable banking experience.

Stay Connected

Have questions or need assistance? Feel free to give us a call at 604-483-7307. Our dedicated team is always ready to assist you with any inquiries or concerns you may have. We invite you to visit us at Meridian Mississippi Ang your trusted partner in achieving financial success! Come see how we can help make your banking experience as smooth as possible.

Member Eligibility

At Meridian Mississippi Ang, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're interested in joining us, you'll find that eligibility is quite straightforward! Generally, if you live, work, worship, or attend school in the local area, you're likely eligible to become a member. This means that many people in our community can take advantage of the unique benefits we offer, from personalized banking services to competitive loan rates. To get started on your membership journey, simply visit us at 6225 M St Bldg 305 Meridian Ms 39307 or give us a call at (604) 483-7307 for any questions you might have. You can also check out detailed eligibility criteria to see if you qualify. When you're ready to open an account, it's as easy as clicking this link: http://www.meridianangfcu.org/online-services/apply-for-a-loan2. We're excited to welcome you to our community and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From accepting card payments to managing payroll, we provide tools that enhance efficiency and streamline operations. Visit us at 6225 M St Bldg 305 Meridian Ms 39307 in Meridian, MS, or call us at (604) 483-7307 to explore how our business banking solutions can empower your success. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch currently, we ensure easy access to cash withdrawal services through various networks for your convenience. At Meridian Mississippi Ang, we're proud of our commitment to serving our community with integrity and care. Our friendly staff is always available to answer any questions or guide you in choosing the best services for your unique needs. Ready to take the next step? Visit us at meridianangfcu.org or call us at 604-483-7307 today! Let us help you achieve your financial dreams!

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing services. We understand that purchasing a car is an important decision. Our competitive rates and personalized service will guide you through the process smoothly, ensuring you drive away with confidence.

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your entrepreneurial spirit. We know running a business comes with its challenges; that's why we're committed to providing the resources you need to succeed.

Credit Cards with Rewards

For those who enjoy shopping or traveling, our credit cards with rewards can enhance your purchasing power while earning valuable points on everyday spending. It's like getting rewarded for doing what you already do!

Mortgage Loans and Refinancing

Homeownership is a dream for many, and our mortgage loans and refinancing options can make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to assist you every step of the way. We aim to simplify the complex mortgage process so you can focus on creating memories in your new home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your finances from anywhere at any time. Whether it's checking your balance or transferring funds, you have full control right at your fingertips.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your daily finances efficiently. For those looking to make significant purchases or consolidate debt, our personal loans and debt consolidation options provide flexible solutions. Imagine having peace of mind knowing you can access funds when unexpected expenses arise.

Digital & Online Banking

Accessibility and Support

At Meridian Mississippi Ang, we're committed to making banking accessible for everyone. Our online services allow you to manage your accounts in real-time, giving you control over your financial decisions whenever you need it. If you have questions or need assistance, our friendly staff is just a phone call away at (604) 483-7307. Join us today at Meridian Mississippi Ang and experience the freedom of digital banking tailored just for you!

Key Features

For those who prefer going paperless, we provide e-statements to help you keep track of your finances without the clutter. Plus, our person-to-person transfer feature makes it easy to send money to friends or family quickly and securely, right from your account. While we currently do not offer mobile payments or a dedicated mobile application, our online banking platform is fully equipped to handle all your needs from any device. You can rest assured knowing that your information is protected with top-notch security measures.

Financial Strength

A Solid Foundation

With a net worth of $3,698,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 2,390, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meridian Mississippi Ang is your trusted partner. Visit us at 6225 M St Bldg 305 Meridian Ms 39307 or call (604) 483-7307 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $434 in used auto loans and $21,639,819 in total loans and leases. This means whether you're looking to buy a new car or need financing for other needs, we've got you covered.

Operational Efficiency

Our $139,273 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Growth

With $3,698,373 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment enhances the overall value of your membership with us.

Secure Savings for Members

Members' savings are secured through $3,505,647 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, rest assured that your funds are being managed prudently.

Loan Offering

Additional Services

We pride ourselves on offering competitive rates and personalized service for all our loan products. If you're interested in refinancing options or checking your eligibility for any of our products, please don't hesitate to contact us at 604-483-7307. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Meridian Mississippi Ang for more information or to apply for a loan today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,165,793 in used vehicle loans and $5,742,487 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions that can make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we don't have any Junior Lien 1-4 Family Residential Properties loans available, but we encourage you to reach out for personalized assistance if you're considering home financing.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans. Although we currently do not have any unsecured credit card loans issued, our team is ready to provide guidance on managing finances effectively.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence ensures that all offers are fair and transparent, giving users confidence in their loan options.

MERIDIAN MISSISSIPPI ANG FEDERAL CREDIT UNION - Meridian, MS

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