MERHO FEDERAL CREDIT UNION - Johnstown, PA

Welcome to Merho Federal Credit Union, your trusted financial partner right here in Johnstown, PA! Established in 1972, we have proudly served our community for over 50 years. With a commitment to helping our members achieve their financial goals, our credit union has grown to support 4,683 members and manage total assets of $56,977,461. Located at 194 Donald Ln Ste 2, Johnstown, PA 15904, we're here to provide personalized banking solutions tailored to your needs. While you can visit us at this branch for all your financial services, please note that official correspondence should be sent to the same address. At Merho FCU, we pride ourselves on our dedicated team of 12 employees, led by our CEO Karen Walker and Board President Jerry Pavlosky. Together, we strive to create an environment where every member feels valued and supported. Our financial strength is evident in our robust net worth of $6,154,828 and total deposits amounting to $509,935. Whether you're looking for checking accounts, auto loans, or personal loans, we've got you covered with a variety of services designed just for you. We are also proud to offer drive-thru service for your convenience! Join us today and experience the difference of being part of a community-focused credit union. For inquiries or assistance, don't hesitate to call us at 814-266-3076. We're excited to help you on your financial journey!

At Merho, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to become a member. We take pride in serving our community, and we want you to enjoy the benefits of our personalized services. For more detailed information on eligibility criteria, feel free to visit our website at https://www.merhofcu.org/who-can-join/ . Becoming a member opens up a world of advantages like competitive rates on loans and savings accounts, as well as access to various financial services tailored just for you. The process is straightforward just give us a call at (814) 266-3076 or stop by our branch located at 194 Donald Ln Ste 2 Johnstown Pa 15904 during our operating hours. We're excited to welcome you into the Merho family!

At Merho, we understand that life can be busy, and you need banking that fits your schedule. Our digital and online banking services offer you the convenience to manage your finances anytime, anywhere, while ensuring top-notch security for your peace of mind. With our 24/7 Online Banking services available at https://www.merhofcu.org/ , you can check your account balance, transfer funds, and pay bills with just a few clicks. No more rushing to the bank before closing time your money is always at your fingertips. Plus, our mobile application makes it even easier to bank on the go, so whether you're commuting or relaxing at home, you'll have full access to your accounts. We also offer E-Statements, allowing you to view your financial statements electronically. This not only helps reduce paper clutter but also makes it easy to keep track of your transactions whenever you need them. For those who value efficiency, our electronic signature authorization feature allows you to sign documents online securely, speeding up processes without compromising safety. Need to send money quickly? Our person-to-person transfers let you send cash instantly to family or friends without any hassle. And if mobile payments are more your style, while we currently do not support this feature, our robust online banking options ensure you have plenty of ways to manage your spending easily. With our commitment to user-friendly services and strong security measures in place, banking with Merho is designed to make your financial life simpler and more efficient. Experience the future of banking today!

At Merho, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to your financial well-being is backed by solid performance metrics and strong foundations, giving you peace of mind. With a net worth of $6,154,828, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,079 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,939,996 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our success is reflected in the $5,458,031 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $295 in used auto loans and $18,541,017 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments): $1,269,337. Total Share and Deposit Accounts: 9,737, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merho is your trusted partner. Visit us at 194 Donald Ln Ste 2 Johnstown Pa 15904 or call (814) 266-3076 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.