Members First Credit Union Mercy Springfield MO | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Mercy, your trusted credit union located at 1235 E Cherokee St, Springfield, MO 65804. Established in 1975, we have proudly served our community for nearly five decades, fostering a spirit of collaboration and support that extends beyond banking. With a current membership of 14,577 members, we are dedicated to providing personalized financial solutions that meet your unique needs. At Mercy, our commitment to the community is reflected in our impressive financial standing. We boast total assets of $82,533,899 and total deposits amounting to $8,419,595. This solid foundation allows us to offer an array of services ranging from personal banking to business loans. Our total loans and leases stand at 4,689, ensuring that we can support you whether you're looking for an auto loan or refinancing your mortgage. Our dedicated team of 23 employees, led by CEO Tammy Rowden and Board President Christopher Bos, is here to assist you with all your banking needs. Whether you prefer visiting us in person or managing your finances online through our website at mymercycu.com, we strive to make your experience as convenient as possible. While members can visit us at our branch address, official correspondence should be sent to 1235 E Cherokee St, SPRINGFIELD, MO 65804-2203. Feel free to reach out via phone at 417-820-2932 or fax at 417-820-8011 during our lobby hours from Monday to Friday, 7 AM - 5 PM. At Mercy Credit Union, we don't just offer financial products; we build lasting relationships with our members based on trust and reliability. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us!

We invite you to be part of something special at Mercy. Experience firsthand how we blend tradition with innovation while keeping our community at heart. Come visit us today or explore more about us on our website. Let's build a brighter financial future together!

Modern Solutions

As times change, so do we. Mercy embraces digital advancements that make banking easier for you. Whether through online banking or mobile applications, managing your finances has never been simpler. We prioritize accessibility by ensuring ADA compliance at all our locations. With ATM availability on-site and shared service center options for partner credit union members, you can bank when it's convenient for you whether during our operating hours from Monday to Friday between 7 AM and 5 PM or anytime through digital platforms.

Our Mission

At Mercy, our mission is clear: to provide exceptional financial services while nurturing the well-being of our community. We strive to create an inclusive environment where everyone feels welcome and valued. This means offering personalized banking experiences that cater to the unique needs of each member. We are committed to responsible lending practices and community engagement initiatives. Through partnerships with local organizations and outreach programs, we aim to uplift those around us and contribute positively to the lives of Springfield residents. While you can visit us at 1235 E Cherokee St, official correspondence should be sent to 1235 E Cherokee St, SPRINGFIELD, MO 65804-2203 if it differs from your visit.

Our Story

From humble beginnings, Mercy has grown significantly over the years. Our journey began with a small group of dedicated individuals who saw the need for a financial institution that truly cared about its members. With each passing year, we have expanded our offerings and improved our services to ensure that we meet the evolving needs of our community. Today, we stand as a beacon of hope and support in Springfield. Our branch is not just about numbers; it's about people. We believe in fostering relationships that empower our members to achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, every service is designed with our members' best interests in mind.

Branch Location & Accessibility

Welcome to Mercy, your friendly neighborhood credit union located at 1235 E Cherokee St in beautiful Springfield, MO. Our Springfield Hospital Branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Nestled in Greene County, we're just a stone's throw away from local landmarks like the Springfield Hospital and the scenic Cherokee Park. This prime location ensures that whether you're running errands or visiting friends nearby, you can stop by to take care of your banking needs. At Mercy, we prioritize accessibility for all members. Our branch features ADA-compliant facilities, including ramps and spacious parking to make your visit as smooth as possible. Plus, our parking area is ample, ensuring that you won't have to worry about finding a spot when you arrive. We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 7 AM to 5 PM, allowing you to drop by before or after work. While you're here, you'll find a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. We also offer convenient ATM services for quick cash withdrawals and balance checks. If you prefer banking on the go, our online and mobile banking options make managing your finances easy and accessible from anywhere. And if you happen to be a member of another credit union participating in shared services, you can enjoy basic transactions like deposits and withdrawals right here at our branch. While members can visit us at 1235 E Cherokee St, official correspondence should be sent to the same address listed above for your convenience. Should you have any questions or need assistance during your visit, don't hesitate to reach out via phone at 417-820-2932. We invite you to come explore all that Mercy has to offer! Whether you're looking for a new account or seeking financial advice, our friendly team is ready to help you every step of the way. Visit us soon!

Member Eligibility

Becoming a member of Mercy means joining a warm and welcoming community that genuinely cares about your financial well-being. If you live, work, or attend school in the Springfield area, you're already on your way to enjoying all the benefits we offer. At Mercy, we believe everyone deserves access to personalized financial services that help them thrive. To find out more about eligibility, feel free to check out our detailed criteria at . It's designed to be straightforward and inclusive, so you'll know exactly what's needed to join our family. Opening an account is just as easy! With just a few steps, you can start benefiting from our wide range of services, from checking and savings accounts to auto loans and credit cards with rewards. If you have any questions or need assistance along the way, don't hesitate to give us a call at (417) 820-2932. We're here to help you every step of the way at our branch located at 1235 E Cherokee St Springfield Mo 65804. Welcome aboard!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to helping local businesses thrive. We recognize that access to capital can make all the difference in your success story.

Merchant Services that Matter

In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Imagine seamlessly accepting payments from customers at your store or online this not only enhances customer satisfaction but also boosts your sales potential. Our merchant solutions are designed to streamline transactions so you can focus on what you do best: running your business. Located conveniently at 1235 E Cherokee St Springfield Mo 65804 in Springfield, MO, our team is ready to assist you with personalized service and expert guidance. Call us at (417) 820-2932 or visit us today to explore how we can partner together for your business success!

Comprehensive List Of Services

ATM Access Made Simple

With our ATM availability at various locations, accessing your cash is quick and easy. Whether you need to make withdrawals or check your balance, we've got you covered with basic ATM services.

Business Banking Support

For our members who own businesses, we have specialized services like merchant services and business loans to help you grow. We understand the challenges of managing a business and are here to support you every step of the way.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why Mercy offers robust online and mobile banking features. You can easily check balances, pay bills, transfer funds, and even access person-to-person payment options from the comfort of your home or on the go.

Financing Your Dreams

If you're considering buying a car or refinancing an existing loan, Mercy offers competitive auto loans and vehicle financing options. Picture yourself driving off in that new car with a manageable monthly payment tailored just for you. We also provide mortgage loans and refinancing solutions, perfect for those looking to purchase their first home or lower their current mortgage payments.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, our personal banking options cater to all your needs. Imagine having a safe place for your money while earning interest on your savings. Our checking accounts come with features that make everyday transactions simple and convenient.

Rewarding Credit Options

Our credit cards come with rewards that can enhance your shopping experience. Think about earning points on everyday purchases, which can be redeemed for travel, merchandise, or cash back. It's our way of saying thank you for choosing us as your financial partner.

Shared Branch Transactions

As part of a larger network, we allow basic shared branch transactions for members of partner credit unions. This means you can deposit or withdraw funds conveniently without needing to visit your primary institution. We invite you to explore all these services at Mercy located at 1235 E Cherokee St Springfield Mo 65804, right here in beautiful Springfield, MO. Our friendly staff is ready to assist you from Monday through Friday between 7 AM and 5 PM. If you have any questions or need assistance, don't hesitate to call us at (417) 820-2932. Discover how we can help improve your financial well-being today! Visit us online at https://www.mymercycu.com/ or stop by our branch we're here for you!

Simplifying Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether it's for medical bills, home improvements, or consolidating credit card debt, our flexible terms can help lighten the financial load.

Digital & Online Banking

E-Statements and Real-Time Access

Say goodbye to paper clutter! With our e-statements, you'll receive your account statements electronically, helping you stay organized while being eco-friendly. Plus, our 24/7 online banking services ensure that you can access your information whenever it suits you best.

Mobile Banking Made Easy

For those who prefer managing their accounts on mobile devices, our user-friendly mobile application is available for download. It allows you to carry out everyday banking tasks right from your smartphone. Whether you're making person-to-person transfers or checking your account balance, it's all at your fingertips.

Security You Can Trust

Your security is our top priority. We implement robust measures to protect your personal information and transactions. You can rest easy knowing that when you bank with us online or through our app, you're in safe hands. In today's fast-paced world, having reliable digital banking options is essential. At Mercy, we aim to make your banking experience smooth and straightforward so that you can focus on what truly matters in life. For more details about how we can assist you with digital banking needs, visit us at https://www.mymercycu.com/ today!

Financial Strength

A Strong Foundation

With a net worth of $9,269,419, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 21 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 22,940, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mercy is your trusted partner. Visit us at 1235 E Cherokee St Springfield Mo 65804 or call (417) 820-2932 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $7,419,364 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Your Future

With $9,269,419 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,591 in used auto loans and $64,148,507 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,531,438 in used vehicle loans and $22,710,112 in new vehicle loans already helping members get on the road. We aim to provide financing options that meet your needs, whether you're interested in new or used vehicles.

Credit Lines

For added flexibility in managing your cash flow, consider our credit lines with a total availability of $3,000,000. This option can serve as a safety net for unexpected expenses or allow you to make larger purchases without the immediate strain on your budget. If you're interested in refinancing options or want to check if you qualify for any of our loan products, please reach out to us. Our team is ready to assist you at every stage. You can contact us at (417) 820-2932, or visit us at our branch located at 1235 E Cherokee St Springfield Mo 65804 in Springfield, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,165,805, make buying or refinancing simple. We're committed to guiding you through each step of the mortgage process, ensuring you understand your options and feel confident in your decision.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $671,071 in loans helping members manage their finances effectively, our credit card options are designed with your convenience in mind.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers, making it easier to compare and select loans that meet their needs.

MERCY CREDIT UNION