Members First Credit Union Mercy Springfield MO | Best Auto Loans & Business Banking

Introduction

Welcome to Mercy, your trusted financial partner since 1975! Located at 1444 E Sunshine St, Springfield, MO 65804, we take pride in serving our community with a commitment to providing exceptional financial services. With a total membership of 14,577 and assets exceeding $82,533,899, we are dedicated to helping you achieve your financial goals. At Mercy, we believe that banking should be personal and accessible. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our friendly staff is here to assist you with every step along the way. Whether you're looking for a new vehicle loan or planning for your future with our savings products, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to 1444 E Sunshine St, Springfield, MO 65804-1238. This ensures that your needs are met promptly and efficiently. Under the leadership of CEO Tammy Rowden and Board President Christopher Bos, our team of 23 employees is committed to upholding the values of trust and reliability in all our interactions. We're here not just to provide financial services but also to support our local community. With total deposits amounting to $8,419,595 and a net worth of $9,269,419, Mercy is positioned as a stable choice for your banking needs. Our available cash in hand stands at $1,148,685, ensuring we can meet member requests quickly and effectively. We invite you to explore everything Mercy has to offer! Visit us today or call us at 417-820-2931 for any inquiries. Together, let's build a brighter financial future! For more details about our services and offerings, check out our website at mymercycu.com.

Branch History & Mission

Community Engagement

Mercy takes pride in being more than just a financial institution; we are a part of the community fabric. From sponsoring local events to supporting local charities, we strive to make a positive impact on those around us. Our shared service center provides convenience for members from partner credit unions as well, ensuring that everyone has access to necessary services when they need them.

Looking Ahead

As we continue to evolve and adapt to changing needs, Mercy remains steadfast in our dedication to outstanding service. With operating hours that cater to busy lifestyles our lobby is open Monday through Friday from 8 AM to 5 PM and our drive-thru operates until 6 PM we aim to ensure that banking is always convenient. We invite you to join us on this journey! Experience the benefits of becoming a member at Mercy today. Contact us at 417-820-2931 or visit our website at mymercycu.com for more information on how you can get started with your financial future right here in Springfield.

Mission Statement

At Mercy, our mission is simple yet profound: to empower individuals and families by providing accessible financial services that support their goals and dreams. We believe in making banking easy and inclusive for everyone. Whether you're looking to save for your future or seeking a loan for your first car, we're here to help every step of the way. Our focus goes beyond just finances; we are deeply committed to giving back to the Springfield community through various outreach initiatives and partnerships. While members can visit us at 1444 E Sunshine St, official correspondence should be sent to 1444 E Sunshine St, SPRINGFIELD, MO 65804-1238 if needed.

Our Journey

Since opening our doors nearly five decades ago, Mercy has grown significantly. Today, we proudly serve over 14,577 members and manage total assets of approximately $82,533,899. Our commitment to our members is reflected in our diverse range of services, including personal banking, auto loans, mortgages, credit cards, and business banking solutions. As we have expanded our offerings, we have also embraced modern technology to enhance member experience with features like online banking and mobile applications.

Branch Location & Accessibility

Get in Touch

We invite you to come by or give us a call at 417-820-2931 if you have any questions or need assistance. At Mercy Credit Union, we're committed to providing excellent service and support tailored just for you. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

We're proud to be nestled near well-known spots like the Battlefield Mall and the beautiful Nathanael Greene Park, making it easy to fit your banking needs into your day out. Our location is designed with accessibility in mind; we have ADA-compliant features and ramps available to ensure everyone can visit us comfortably.

Operating Hours

Our lobby hours are from 8 AM to 5 PM Monday through Friday, giving you plenty of time throughout the week to take care of your banking needs. If you're looking for shared services or want to explore options beyond traditional banking, our team is here to assist you with any inquiries during these hours. While members can visit us at 1444 E Sunshine St, official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Parking and Services

Parking is plentiful and hassle-free, so you can quickly hop in and out. Plus, we offer a drive-thru service that opens as early as 7 AM on weekdays, making it convenient for those busy mornings. If you're looking to complete transactions from your vehicle, our drive-thru is perfect for quick deposits or withdrawals. For added convenience, we also provide ATM access right at the branch. You can use our ATM for cash withdrawals, balance checks, and more available at your fingertips whenever you need it.

Member Eligibility

Joining the Mercy community is like stepping into a family that truly cares about your financial well-being. To become a member, you'll need to meet certain eligibility criteria, which are designed to welcome individuals from various backgrounds. Generally, residents of our local area or those who have a connection to our services can easily qualify. Our goal is to support you with tailored financial solutions and resources, making your journey smoother and more rewarding. For specific details on eligibility requirements, please visit this page, where you can find all the updated information. Once you're ready to take the next step, opening an account at Mercy is simple and straightforward. You can reach out to us at (417) 820-2931 for guidance or visit us at 1444 E Sunshine St Springfield Mo 65804. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services for Everyday Transactions

In addition to loans, we provide essential merchant services that help streamline your daily operations. Imagine being able to process payments quickly and easily, whether it's at your storefront or online. Our merchant services are designed to enhance customer experiences while keeping transactions smooth and secure. Located at 1444 E Sunshine St Springfield Mo 65804 in Springfield, MO, we're here to partner with you on your journey toward success. For more information about our business banking services, feel free to reach out at (417) 820-2931. Let's build a brighter future together!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our aim is to foster an environment where local businesses can thrive. We offer flexible financing options that cater to various needs, allowing you to focus on what matters most growing your business.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru services ensure that even basic transactions like deposits and withdrawals can be completed quickly and efficiently from the comfort of your vehicle.

Business Banking Services

For those running a business, Mercy offers comprehensive business banking solutions. From merchant services that simplify payment processing to business loans designed to fuel growth, we're here to support your entrepreneurial journey every step of the way.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only offer competitive interest rates but also reward you for everyday purchases. Whether it's cash back on groceries or points for travel, we've got options that help maximize your spending power.

Digital Banking Features

We understand that convenience is key in today's fast-paced world. That's why we provide robust online and mobile banking services. With these tools, you can access your accounts anytime, anywhere whether it's checking balances, transferring funds between accounts, or paying bills with just a few taps on your smartphone.

Home Financing Solutions

If you're considering homeownership or refinancing your current mortgage, our mortgage loans are tailored just for you. We guide you through the process, ensuring you understand every step while helping secure the best rates available. Plus, if you're looking to consolidate debt or fund personal projects, our personal loans provide flexible solutions that fit your budget.

Personal Banking

One of our primary offerings is personal banking, which includes checking and savings accounts designed to meet various lifestyle needs. Whether you're saving for a vacation or managing everyday expenses, our accounts come with features that help you keep track of your finances effortlessly. You can also take advantage of our auto loans and vehicle financing options, making it easier for you to get behind the wheel of your dream car without breaking the bank.

Shared Branch Transactions

If you're a member of a partner credit union, you'll appreciate our shared branch transactions. This means you can perform basic deposits and withdrawals at various locations across the network making banking more accessible than ever. At Mercy, we are committed to meeting all your financial needs with friendly service and expert guidance. If you have any questions or need assistance, don't hesitate to reach out at (417) 820-2931. Visit us today at 1444 E Sunshine St Springfield Mo 65804 or explore more about what we offer by visiting our website at https://www.mymercycu.com/ . Your financial success is our priority!

Digital & Online Banking

Key Features

Need to sign a document? With our electronic signature authorization, you can do it all online without the hassle of printing or mailing. Plus, if you're looking to stay organized, e-statements are available for easy access to your financial records. For those who love using their smartphones, our mobile application makes banking even more accessible. You can manage your money right from your pocket! While we currently don't offer mobile payments, you can still take advantage of person-to-person transfers for quick and easy money sharing with friends or family.

Security and Support

Your security is our top priority. We use advanced technology to ensure that your information is safe while giving you peace of mind as you manage your accounts. If you ever have questions or need assistance, our friendly staff is just a phone call away at (417) 820-2931. With all these features designed for convenience and security, banking with Mercy means you'll always have real-time access to your finances. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

With $9,269,419 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to continuously adapt and grow alongside your financial needs.

Dedicated Team

We also take pride in having 21 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 22,940, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mercy is your trusted partner. Visit us at 1444 E Sunshine St Springfield Mo 65804 or call (417) 820-2931 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We proudly offer $1,591 in used auto loans and have a total of $64,148,507 in loans and leases available for our members.

Secure Savings Options

Members' savings are secured through $7,419,364 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares available, our focus remains on maximizing the value of your savings.

Strong Capital Foundation

With a net worth of $9,269,419, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $21,531,438 in used vehicle loans and $22,710,112 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to make your experience as smooth as possible.

Credit Lines

For those needing additional flexibility in their finances, our total credit lines amounting to $3,000,000 allow you access to funds when you need them most. These lines can be particularly helpful for unexpected expenses or planned purchases. At Mercy, we believe that everyone deserves access to financial resources that empower them. Our friendly staff is ready to assist you with any questions regarding eligibility options or our loan products. Feel free to reach out at 417-820-2931 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,165,805, make buying or refinancing simple. Whether you are purchasing a new home or looking to refinance an existing mortgage, we are here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $671,071 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to fit your lifestyle.

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MERCY CREDIT UNION - Springfield, MO