Members First Credit Union Mercy Savannah GA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Mercy, where your financial well-being is our top priority! Located at Candler Hospital, Savannah, GA 31405, we have been serving our community since 1976. With a strong commitment to our members, we proudly support over 2,225 individuals and families, helping them achieve their financial goals. At Mercy, we understand that trust is essential in banking. That's why we work hard to maintain a solid foundation of reliability and transparency. Our total assets amount to an impressive $11,718,359, reflecting our stability and commitment to providing quality services. With $302,018 in deposits and a net worth of $2,329,742, we are well-equipped to serve your needs. Our dedicated team of 4 employees, led by CEO Clinton Smith and Board President Deirdre Seagraves, ensures that you receive personalized service tailored to your unique financial situation. Whether you're looking for auto loans or personal banking options, we're here to help every step of the way. While members can visit us at Candler Hospital, official correspondence should be sent to 11705 Mercy Blvd, Savannah, GA 31419. If you have any questions or need assistance, don't hesitate to reach out! Call us at 912-819-6332 during our lobby hours from 9:30 AM to 3:00 PM on weekdays. Join us at Mercy today and experience a credit union that truly cares about its members. Visit our website at mercyfcu.org to learn more about the services we offer and how we can help you secure your financial future!

Branch History & Mission

Community Focus

Beyond banking, we strive to be an active participant in the Savannah community. We engage in partnerships and outreach efforts aimed at enhancing the lives of those around us. Whether it's supporting local events or offering financial education workshops, we're here for you. Although we currently do not have ATM or drive-thru services available at this location, we are committed to embracing digital advancements with features like online banking and mobile applications that provide convenience without sacrificing personal interaction.

Join Us

As we look toward the future, Mercy remains dedicated to growing alongside our community and continuing our mission of service. We invite you to join us on this journey experience firsthand the benefits of membership with Mercy. Together, let's build a stronger financial future for everyone in Savannah. For more information or to open an account today, please visit our website or call us at 912-819-6332.

Our Mission

Our mission at Mercy is simple yet powerful: to empower individuals and families by providing accessible financial services while fostering community growth. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer a variety of services ranging from checking and savings accounts to auto loans and mortgage refinancing. With a focus on customer service, we aim to make banking as easy and straightforward as possible. Our operating hours are Wednesday from 9:30 AM to 3:00 PM, ensuring that our members have access to support when they need it most.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located in Chatham County, our branch is near several local landmarks, including the bustling downtown area and scenic parks. The accessibility features ensure that everyone can easily visit us. We have ADA-compliant entrances and parking available nearby for your convenience.

Operating Hours and Services Offered

We are open Wednesday from 9:30 AM to 3:00 PM, offering a variety of personal banking services such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is always ready to assist you inside the branch. For any inquiries or assistance, feel free to give us a call at (912) 819-6332. We invite you to visit Mercy Credit Union today and discover how we can support your financial journey!

Member Eligibility

At Mercy, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria, which primarily focus on your connection to our local area or employment with certain organizations. If you're unsure whether you qualify, don't worry! You can find detailed information about the eligibility requirements by visiting https://www.mercyfcu.org/about.html#membership . Once you see that you fit the criteria, opening an account is just as easy. With a few simple steps, you can start enjoying all the benefits of membership at Mercy. Whether it's personalized banking services or competitive loan rates, we're here to support your financial journey. If you have any questions or need assistance, feel free to give us a call at (912) 819-6332 or visit us at our branch located at Candler Hospital Savannah Ga 31405. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we're here to help you navigate your options when the time is right. We can provide personalized advice and resources to ensure you find the financing that meets your unique needs.

Merchant Services

In addition to loans, our merchant services offer practical tools for everyday operations. Imagine being able to accept payments seamlessly, whether in-store or online. Our solutions can simplify transactions, making it easier for you to focus on what really matters growing your business. For any questions about our offerings or how we can assist you further, feel free to reach out at (912) 819-6332 or visit us at Candler Hospital Savannah Ga 31405 in Savannah, GA. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Borrowing Made Simple

Sometimes life throws unexpected expenses your way, and having access to cash can make all the difference. Our personal loans and debt consolidation services provide flexible solutions for whatever financial hurdle you might face. Plus, if you're looking to earn rewards while spending, check out our credit cards with rewards, allowing you to get more from your everyday purchases.

Digital Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts effortlessly from anywhere. While we currently do not have ATMs or drive-thru services available at this branch, our digital options ensure that accessing your funds is easier than ever. If you're ready to explore these services further or have any questions, don't hesitate to reach out! You can call us at 912-819-6332 or visit our website at mercyfcu.org. We invite you to discover how Mercy can help support your financial journey today!

Financing Your Dreams

When it comes to financing, we offer a variety of options. If you're in the market for a new car, our auto loans and vehicle financing can help turn your dreams into reality. Imagine driving off the lot in that new vehicle with a loan that fits comfortably within your budget. For those considering homeownership, our mortgage loans and refinancing options are designed to guide you through every step of the process, making it as smooth as possible.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you keep track of your money with ease. With features like online banking and e-statements, you can view your account information anytime, anywhere just a few clicks away on your computer or mobile device.

Supporting Local Businesses

We believe in supporting local businesses too! Our business banking services, which include merchant services and business loans, are tailored for entrepreneurs who need reliable banking solutions. We want to see your business thrive as much as you do.

Digital & Online Banking

Key Features

One of the standout features of our service is the electronic signature authorization. This means you can sign documents electronically without needing to visit us in person saving you time and hassle. Additionally, we offer e-statements so you can access your financial information quickly and securely without waiting for paper statements in the mail. Want to send money to friends or family? Our person-to-person transfer feature allows you to do just that with ease. Simply use your mobile device or computer to send money instantly. While we currently do not support mobile payments directly through our app, our commitment to enhancing your banking experience is unwavering. We're always looking for ways to improve our services and meet your needs. In short, at Mercy, we combine modern technology with a personal touch to ensure that managing your finances is straightforward and secure. Experience the convenience of our digital banking services today!

Financial Strength

Committed Team

Our strength also comes from our dedicated workforce. We pride ourselves on having 4 full-time employees ready to assist you with personalized service. We believe that building relationships is key to understanding your needs and supporting your financial journey.

Growing Member Base

The trust placed in us is reflected in our growing member base with a total of 3,305 share accounts. This shows that more individuals are choosing Mercy as their partner for financial wellness. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mercy is your trusted partner. Visit us at Candler Hospital Savannah Ga 31405 or call (912) 819-6332 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $3,382,074 in share certificates. This offers stable and rewarding financial growth opportunities. Additionally, while we focus on serving our members first, we have $251,360 in non-member deposits. This ensures that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Future Growth

With $2,246,435 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $287 in used auto loans and $7,746,999 in total loans and leases, helping you achieve your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $2,329,742, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,988 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,502,576 in used vehicle loans and $2,611,931 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in your desired vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. Currently, we do not have any Junior Lien 1-4 Family Residential Properties loans available, but our knowledgeable staff can guide you through various financing options tailored to your needs.

Personal Loans and Credit Lines

We also provide personal loans and credit lines totaling $559,800, giving you access to funds when you need them most. This flexibility allows members to tackle unexpected expenses or consolidate debt effectively.

Unsecured Credit Cards

For those looking to manage their finances better, we offer flexible terms on unsecured credit card loans. However, currently there are no unsecured credit card loans issued at this time. At Mercy, we believe in empowering our members with financial choices that work for them. If you're interested in exploring refinancing options or determining your eligibility for any of our loan products, please feel free to reach out. For more information or to speak with one of our representatives, contact us at 912-819-6332. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your journey toward financial well-being!

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MERCY FEDERAL CREDIT UNION