Mercer County NJ Teachers Credit Union Hamilton Square | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Mercer County Nj Teachers, your trusted financial partner located at 2271 Highway 33 Ste 108, Hamilton Square, NJ 08690. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. With a robust membership of 3,701, we pride ourselves on being more than just a credit union; we are a part of your family, working together to support your financial goals. At Mercer County Nj Teachers, we understand the importance of community and the role we play in helping our members thrive. Our total assets stand strong at $44,023,917, reflecting our stability and dedication to providing excellent financial services. We offer a variety of products including personal banking solutions, auto loans, mortgages, and credit cards that reward you for your loyalty. Our team is led by CEO Adam Romero and Board President George Smith, who both embody our values of trust and reliability. With 5 employees ready to assist you, we ensure personalized service tailored to meet your needs. Whether you are looking for assistance with loans (we currently manage 1,283 loans) or seeking advice on savings (with total deposits reaching $2,591,397), we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2271 Highway 33 Ste 108, Hamilton Square, NJ 8690. We invite you to explore how Mercer County Nj Teachers can make a positive impact on your financial journey. For more information about our services or to become a member today, feel free to visit our website at mcnjtfcu.org or give us a call at 609-586-6669. We're excited to help you achieve your financial dreams!

Branch History & Mission

Join Us

As we look towards the future, we invite you to join us on this journey. Experience firsthand how Mercer County Nj Teachers can help you achieve your financial goals while being part of a community-focused organization. If you're interested in becoming a member or learning more about what we offer, please don't hesitate to reach out at 609-586-6669 or visit us online at mcnjtfcu.org. Together, let's build a brighter future!

Our Journey

From the moment we opened our doors at 2271 Highway 33 Ste 108, Hamilton Square, NJ 08690, our mission has been clear: to provide exceptional financial services while fostering a sense of community among our members. Over the decades, we have evolved in response to the needs of those we serve. Our branch remains dedicated not only to offering personal banking solutions such as checking and savings accounts but also to supporting local educators and their families with tailored loans and financial products. Our growth reflects our commitment to innovation. We embrace technology with features like online banking and mobile applications, ensuring convenience for our members. We are also proud of our ADA compliance efforts, making sure that everyone can access our services easily.

Our Mission

At Mercer County Nj Teachers, our mission extends beyond just being a financial institution; it's about enriching lives within our community. We strive to empower individuals by providing them with the tools they need for financial success. This includes not only competitive loan options like auto loans and mortgages but also personalized service that understands each member's unique circumstances. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to 2271 Highway 33 Ste 108, Hamilton Square, NJ 08690. We believe in giving back through various outreach programs and partnerships that support local schools and educational initiatives. By investing in education and community well-being, we create a stronger foundation for future generations.

Branch Location & Accessibility

Convenient Access

At Mercer County Nj Teachers, we prioritize your convenience. Our branch features ample parking so you can visit without the hassle of searching for a spot. We also ensure that our facilities are ADA compliant, with ramps available for those who need assistance. Whether you're coming in for personal banking or exploring loan options, we strive to make your visit comfortable.

Operating Hours

Our doors are open to welcome you throughout the week. Join us Monday through Wednesday from 9:00 AM to 5:00 PM, and extend your visits on Thursday and Friday until 6:00 PM. We even open on Saturdays from 9:00 AM to 12:00 noon for those who may have busy weekdays. If you have any questions or need assistance, feel free to give us a call at 609-586-6669.

Services Offered

While visiting our branch, you can take advantage of a range of services tailored just for you! From checking and savings accounts to auto loans and credit cards with rewards, we're here to help you manage your finances effectively. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside. We want you to feel at home when you bank with us. So why not drop by? Experience personalized service in a welcoming environment at Mercer County Nj Teachers today!

Member Eligibility

At Mercer County Nj Teachers, we believe that everyone deserves a chance to join our community and enjoy the benefits of being a member. Becoming part of our family is straightforward and welcoming. If you live, work, or go to school in Mercer County, you're already eligible! We also extend membership to family members of current members, which means you can share these advantages with your loved ones. To get all the details on eligibility criteria, feel free to check out our resource at https://mcnjtfcu.org/become-a-member. Opening an account is just as easy. You can start the process online or visit us in person at our branch located at 2271 Highway 33 Ste 108 Hamilton Square Nj 08690. Our friendly team is here to guide you every step of the way, ensuring that you feel right at home. If you have any questions or need assistance, don't hesitate to call us at (609) 586-6669. We're excited to welcome you into the Mercer County Nj Teachers community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processing. Imagine being able to accept payments easily from customers whether they're paying by card or online. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. Located at 2271 Highway 33 Ste 108 Hamilton Square Nj 08690 in Hamilton Square, NJ, we are here to partner with you on your journey to success. Reach out at (609) 586-6669 for personalized assistance or visit us online at Mercer County Nj Teachers' Fcu to learn more about how our business banking services can empower your enterprise.

Comprehensive List Of Services

Credit Cards and Business Banking

At Mercer County Nj Teachers, we believe in rewarding our members. Our Credit Cards with Rewards not only make everyday spending more rewarding but also come with added benefits like cashback and travel rewards. For our business members, we provide essential tools to help you thrive. Our Business Banking services, including Merchant Services and Business Loans, are designed to support local businesses in achieving their goals. We know how important it is to have reliable financial backing when running a business.

Digital Access Made Easy

In today's fast-paced world, convenience matters more than ever. That's why we emphasize our Online & Mobile Banking features at Mercer County Nj Teachers' Fcu. You can manage your accounts anytime, anywhere pay bills, transfer funds, and check balances right from your smartphone or computer. While we currently do not offer ATM services directly at this branch, our online features ensure that accessing your money is simple and straightforward.

Join Us Today!

Located at 2271 Highway 33 Ste 108 Hamilton Square Nj 08690, we're here to serve you during convenient hours: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon. If you have any questions about our services or would like to explore how we can assist you further, please call us at (609) 586-6669. Explore all that we have to offer by visiting us online at https://mcnjtfcu.org/. We invite you to join the Mercer County Nj Teachers family today and discover how we can help you achieve financial success!

Personal Banking Solutions

We understand that managing your finances is essential to achieving your goals. That's why at Mercer County Nj Teachers, we offer Checking and Savings Accounts that fit your lifestyle. With easy access to your funds and competitive interest rates, saving has never been easier. Imagine having a dedicated account where you can watch your savings grow while also enjoying the flexibility of everyday banking. For those considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving off in the vehicle of your dreams without breaking the bank. We also offer Mortgage Loans & Refinancing, making homeownership accessible for first-time buyers and seasoned homeowners alike. You can count on us for personalized service throughout the mortgage process. If you're dealing with unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation services can help you take control of your finances. Whether it's consolidating debt into one manageable payment or financing that special project, we've got your back.

Digital & Online Banking

Mobile Application Features

For those who prefer using their mobile devices, our mobile application provides an intuitive experience that makes banking easier than ever. You can quickly navigate through features like account management and fund transfers right from your smartphone. Even though we currently don't offer mobile payments or person-to-person transfers, our app is continually being improved to meet your needs. With Mercer County Nj Teachers, staying connected with your finances has never been simpler or more secure. Experience the ease of digital banking today!

Online Banking Services

Our 24/7 online banking services make it easy for you to stay in control of your accounts. Whether you're checking your balance, paying bills, or transferring funds, you can do it all from the comfort of your home or on the go. Just visit https://mcnjtfcu.org/ to get started!

Security and Convenience

Security is our top priority. We utilize electronic signature authorization, so you can sign important documents safely and efficiently without needing to visit a branch. Plus, with e-statements available, you can keep track of your transactions while reducing paper clutter. You'll always have access to your financial information at your fingertips.

Financial Strength

At Mercer County Nj Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your money is in good hands with us. With a net worth of $5,538,061, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,258 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,090,478 in share certificates and $4,811,295 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,538,061 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $304 in used auto loans and $20,052,632 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 5,950, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mercer County Nj Teachers is your trusted partner. Visit us at 2271 Highway 33 Ste 108 Hamilton Square Nj 08690 or call (609) 586-6669 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,944,162 in used vehicle loans and $2,328,829 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments even more manageable.

Credit Lines

If you need additional flexibility in managing your cash flow, our credit lines totaling $1,663,500 provide just that. They are perfect for those who want quick access to funds without the hassle of applying for a new loan each time. For any questions about our loan offerings or eligibility requirements, please feel free to contact us at (609) 586-6669. Our team is here to help guide you through the process and ensure you find the right loan product tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Mercer County Nj Teachers, we're committed to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,856,674, make buying or refinancing simple. We work with you to find the best terms that fit your financial situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $727,865 in loans helping members manage their finances effectively. These cards come with competitive rates and can be an excellent option for handling everyday expenses or unexpected costs.

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