Mercer County Improvement Authority Credit Union Hamilton NJ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mercer County Improvement Authority, your trusted financial partner located at 600 Sloan Ave, Hamilton, NJ 08619. Established in 1936, we have proudly served our community for over 85 years, providing a wide range of financial services tailored to meet the needs of our 212 members. At Mercer County Improvement Authority, we understand that banking is about more than just numbers; it's about building relationships and empowering individuals and families to achieve their financial goals. With total assets reaching $413,885 and deposits amounting to $132,283, we are committed to fostering financial stability within our community. Our dedicated team of 4 employees, led by CEO Yavone Thurmon and Board President Barry Hamilton, works diligently to ensure that our members receive personalized service and support every step of the way. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 600 SLOAN AVE, HAMILTON, NJ 8619. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking services, we're here to help you navigate your financial journey with confidence. Feel free to reach out to us at 609-689-1765 or fax us at 609-689-9704 during our lobby hours on Fridays from 9 AM to 4 PM. We invite you to join our family today and experience the difference that comes with being a member of Mercer County Improvement Authority!

Branch History & Mission

Community Engagement & Services

We embrace innovation while maintaining a personal touch. Our branch may not have an ATM or drive-thru service at this time; however, we focus on delivering quality customer service during our operating hours on Fridays from 9 AM to 4 PM. While members can visit us at 600 Sloan Ave, official correspondence should be sent to 600 SLOAN AVE, HAMILTON, NJ 8619. Moreover, we stay ADA compliant and prioritize inclusivity in all our initiatives. Whether you're looking for a personal loan or business banking solutions like merchant services and business loans, we're here to guide you every step of the way.

Join Us Today!

As we look to the future, we invite you to become part of our family at Mercer County Improvement Authority. Experience firsthand how being a member can positively impact your life and contribute to our collective growth. Together, let's continue building a stronger Hamilton. For more information or assistance, don't hesitate to reach out at 609-689-1765. Your journey towards financial empowerment starts with us!

Our Mission

At Mercer County Improvement Authority, our mission is simple yet profound: to enhance the financial well-being of our members while fostering community growth. We offer a range of personal banking services from checking and savings accounts to auto loans and credit cards designed to meet the diverse needs of those we serve. We believe in putting people before profits, ensuring that every decision we make reflects the best interests of our members and community. Our commitment extends beyond banking; we actively participate in local initiatives that support education, economic development, and overall community wellness. We understand that when our community thrives, so do we.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important to our members. Our branch features ADA-compliant facilities with ramps and designated parking spots, ensuring everyone can visit us comfortably. If you need assistance, our friendly staff is always here to help.

Get in Touch

Have questions? Feel free to call us at 609-689-1765. We look forward to welcoming you into our branch where we prioritize your financial well-being and community connection. Come see us soon!

Nearby Landmarks

Our location is not just about the address; it's about being part of the community. We're close to several local landmarks, making it easy for you to swing by during your daily activities. Just a short drive from Hamilton Marketplace, you can visit us while running errands or enjoying a day out in the area.

Operating Hours and Services

You can find us open every Friday from 9 AM to 4 PM. We offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. While we do not have ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with all your banking needs right at the counter. If official correspondence is necessary, please remember that while members can visit us at 600 Sloan Ave, Hamilton, NJ 08619, all mail should be sent to our mailing address at 600 SLOAN AVE, HAMILTON, NJ 8619.

Member Eligibility

Becoming a member of Mercer County Improvement Authority is like joining a caring community that puts your financial needs first. If you're looking to take advantage of personalized services and great financial products, you're in the right place! Membership is open to individuals who live, work, or attend school in the area, as well as their family members. This means that whether you're just starting your financial journey or looking for better options, you can enjoy the benefits we offer. To get started, it's simple! You can visit us at our branch located at 600 Sloan Ave Hamilton Nj 08619, or give us a call at (609) 689-1765 for more information on how to join. For detailed eligibility criteria, check out our resource here: . We're excited to welcome you to our family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer robust merchant services that simplify payment processing. Picture this: your customers can pay quickly and easily through various methods, ensuring a smooth transaction experience. This not only boosts customer satisfaction but also helps streamline your operations, allowing you more time to focus on what you do best growing your business. Located at 600 Sloan Ave Hamilton Nj 08619 in Hamilton, NJ, we are here to partner with you on your journey toward success. Reach out today at (609) 689-1765 to learn how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a small business owner, our business banking services, including merchant services and business loans, can provide the support you need for growth. We know that managing a business requires financial flexibility and resources tailored to your unique needs.

Credit Cards

For those who love rewards, our credit cards with rewards program allows you to earn points or cash back on your purchases. This can be particularly beneficial if you frequently shop for essentials or travel; every purchase can bring you closer to exciting rewards.

Home Loans

If owning a home is on your list of goals, look no further than our mortgage loans and refinancing services. We are here to assist first-time buyers or those looking to refinance their current mortgage. Our knowledgeable staff will help you navigate the process smoothly, ensuring you find a loan that meets your needs.

Online & Mobile Banking

To make banking as convenient as possible, we offer robust online and mobile banking options. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go. Your financial management is just a few clicks away! While we currently do not have ATM services available at this location, rest assured that all our services are designed with ease of access in mind. We invite you to visit us at Mercer County Improvement Authority in Hamilton or call us today at 609-689-1765 to learn more about how we can assist with your financial journey!

Personal Banking

When it comes to personal banking, we offer various options that cater to your everyday financial needs. Our checking and savings accounts are designed for easy management of your daily transactions and savings goals. Whether you're saving for a special occasion or just want easy access to your funds, we have the right account for you.

Personal Loans

Sometimes life throws unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you manage those costs effectively. Whether it's medical bills, home repairs, or consolidating existing debts into one manageable payment, we're here to support you.

Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever. We understand that purchasing a vehicle is a significant investment, so our team is here to guide you through competitive rates and flexible terms that fit your budget.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Whether you're checking balances, making payments, or reviewing transaction history, everything is just a click away. Unfortunately, we currently don't offer features like electronic statements or mobile applications, but we are committed to enhancing your banking experience in the future.

Secure Transactions

While you explore our services at , rest assured that your personal information is protected with top-notch security measures. Your peace of mind is important to us, which is why we prioritize safety in every transaction you make.

Simplified Transfers

Need to send money quickly? While we currently do not have person-to-person transfer options or mobile payment capabilities, we're always looking for ways to improve our offerings. We want you to enjoy easy and fast transactions whenever you need them. In summary, Mercer County Improvement Authority aims to provide a user-friendly online banking experience that makes managing your finances simple and secure. Stay tuned as we expand our digital services to better meet your needs!

Financial Strength

Commitment to Service

We also take pride in having 0 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication reflects our operational efficiency as shown by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mercer County Improvement Authority is your trusted partner. Visit us at 600 Sloan Ave Hamilton Nj 08619 or call (609) 689-1765 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $14,318 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $231,977 in total loans and leases.

Strong Financial Position

With a net worth of $37,056, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While we currently have $0 in new vehicle loans and $0 in used vehicle loans, we are dedicated to helping you find the financing that fits your needs. We encourage you to reach out for personalized options that can put you on the road soon.

Business Financing

For business owners, while there are currently $0 outstanding commercial loans, we remain committed to understanding your needs and providing access to capital when it's needed most. If you're interested in learning more about any of these loan products or exploring your eligibility for future options, don't hesitate to contact us at (609) 689-1765. Our team at Mercer County Improvement Authority is here to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success matters to us!

Credit Options

We also offer flexible terms on unsecured credit card loans, though presently there are no available loans in this category. If managing day-to-day expenses or unexpected costs is a priority for you, we can help guide you through our offerings as they develop.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, we are here to assist you in exploring eligibility and refinancing options when they become available.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that users receive fair and transparent offers tailored to their needs. - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MERCER COUNTY IMPROVEMENT AUTHORITY FEDERAL CREDIT UNION