Mercer County Community Credit Union Sharon PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mercer County Community, your trusted partner in financial services located at 428 N Sharpsville Ave, Sharon, PA 16146. Since our establishment in 1957, we've been dedicated to serving our community with integrity and personalized service. Our commitment to you is reflected in our growing membership of over 12,244 members and total assets exceeding $104 million. At Mercer County Community, we offer a wide range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. With total deposits reaching $4,882,084, you can trust that your money is safe and sound with us. Additionally, we are proud of our net worth of $11,156,951, which showcases our financial stability and strength. Our team of 30 employees, led by CEO Sandi Carangi and Board President Edward Zipay, is here to provide you with exceptional service. We understand the importance of building strong relationships with our members. Whether you're visiting us in person or accessing our online banking services through our website mercomfcu.org, we're committed to making your experience as seamless as possible. For any correspondence not requiring immediate attention at our branch location, please send your mail to 559 N Hermitage Rd, Hermitage, PA 16148-3227. We invite you to visit us or give us a call at 724-342-2246 during our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday until 5:30 PM. Let us help you reach your financial goals with confidence!

Branch History & Mission

At Mercer County Community, we pride ourselves on a rich history that began in 1957. Our journey started with a simple yet powerful mission: to serve the financial needs of our community in Sharon, PA. Over the decades, we've grown alongside our members, adapting to their needs and aspirations while maintaining our commitment to excellence. Our branch is located at 428 N Sharpsville Ave, Sharon, PA 16146, a place that has witnessed countless stories of success and support. Just a stone's throw away from local landmarks, we are easily accessible for all your banking needs. For official correspondence, please send mail to 559 N Hermitage Rd, Hermitage, PA 16148-3227. Today, we proudly serve over 12,244 members and manage total assets exceeding $104 million. This growth reflects not just our financial stability but also the trust and loyalty our community has placed in us. We have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions. Our mission is clear: we are dedicated to providing exceptional financial services while supporting community initiatives that uplift those around us. We believe that true success comes from fostering relationships and giving back. Through various partnerships and outreach efforts, we strive to make a positive impact on the lives of our members. In recent years, we've embraced technology to enhance our services. With features like online banking, mobile payments, and e-statements, we're making it easier than ever for you to manage your finances. Our branch is also ADA compliant and offers drive-thru banking for added convenience. As we look forward to the future, we invite you to be part of our story. Join us at Mercer County Community where you're not just a member; you're family. Experience firsthand how we can help you achieve your financial goals while being an integral part of our vibrant community. Contact us today at 724-342-2246 or visit our website at mercomfcu.org to learn more about what we offer!

Branch Location & Accessibility

Accessibility Features

At Mercer County Community, we prioritize accessibility for everyone. Our branch is ADA compliant and features ramps for easy access. Additionally, parking is readily available, making your visit as smooth as possible.

Banking Services

Our branch offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're looking for business banking options, we also provide merchant services and business loans. For added convenience, we have an ATM on-site and a drive-thru service for quick transactions such as deposits and withdrawals. Feel free to reach out to us at (724) 342-2246 if you have any questions or need assistance. We look forward to welcoming you soon! Visit us today at Mercer County Community; your local financial partner in Sharon.

Operating Hours

We are open to serve you Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 5:30 PM ET. These hours provide ample opportunity for you to come by and take care of your financial matters without feeling rushed.

Member Eligibility

At Mercer County Community, we believe that everyone deserves a place to belong, and becoming a member is just the first step in joining our supportive community. If you're looking to become part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in Mercer County. This means you're likely already eligible! Joining us not only gives you access to a range of financial services tailored to your needs but also connects you with a team that truly cares about your financial well-being. Opening an account with us is simple and straightforward. Just visit us at 428 N Sharpsville Ave, Sharon, PA 16146, or check out the details for opening an account at this link. If you have any questions or need assistance, don't hesitate to give us a call at 724-342-2246. For more detailed eligibility criteria, feel free to explore this resource. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: a customer walks into your store, makes a purchase, and effortlessly pays with their card. Our merchant services ensure that transactions are smooth and quick, allowing you more time to focus on what matters most growing your business. Located at 428 N Sharpsville Ave Sharon Pa 16146 in Sharon, PA, we're here to help you thrive. Reach out to us at (724) 342-2246 or visit our website at https://www.mercomfcu.org/ for more information on how we can assist you in achieving your business goals!

Comprehensive List Of Services

Banking at Your Convenience

In today's fast-paced world, access to banking should be easy and efficient. That's why we provide robust online and mobile banking options, allowing you to manage your finances from anywhere, at any time. Whether you need to check your balance or make a payment, our digital platforms ensure that banking is just a click away. For those who prefer face-to-face interactions, our branch offers drive-thru services for quick deposits and withdrawals without leaving your vehicle. Plus, with ATMs available for cash withdrawal and balance checks, getting cash has never been easier.

Credit Options That Reward You

With our credit cards that offer rewards, you can earn points for everyday purchases, making each swipe work for you. This means more opportunities for travel, shopping, or even cash back.

Financing Your Dreams

Thinking about buying a car or refinancing your home? Our auto loans and vehicle financing options make it simple to drive away in the car you want. Additionally, our mortgage loans and refinancing services can help turn your dream of homeownership into reality, whether you're buying your first home or looking to lower your monthly payments.

Let's Connect!

We invite you to explore all that Mercer County Community has to offer! Our friendly team is here to answer any questions you may have about our services or how we can assist you in achieving your financial goals. Feel free to reach out by calling us at (724) 342-2246, or visit us in person at 428 N Sharpsville Ave Sharon Pa 16146. Together, let's make managing your finances a breeze!

Personal Banking Made Easy

Managing your money should be straightforward. That's why we offer personal banking services that include checking and savings accounts tailored to fit various lifestyles. For those moments when you need extra funds, our personal loans and debt consolidation options can help you get back on track without the stress.

Support for Local Businesses

At Mercer County Community, we understand the importance of supporting local businesses. Our business banking services, including merchant services and business loans, are designed to help entrepreneurs thrive. We're here to assist you with everything from setting up an account to securing financing for expansion.

Digital & Online Banking

Key Features

One of the standout features is our ability to provide e-statements, allowing you to access your account statements digitally. This not only helps reduce paper clutter but also gives you quick access to your financial information whenever you need it. Plus, with electronic signature authorization, signing documents is faster and easier no need for printing or mailing! For those who love the convenience of mobile payments, we're excited to offer this feature as well. Whether you're out shopping or dining, you can make secure transactions directly from your phone. Our dedicated mobile application makes it even easier to manage your accounts on the go. If you want to send money to friends or family quickly, our person-to-person transfers allow you to do just that with a few taps on your screen. It's an ideal solution for splitting bills or sending gifts. Our commitment to security means that all transactions through our digital channels are protected with advanced encryption technology. You can rest assured knowing that your personal information is safe while you manage your finances online. At Mercer County Community, we strive to provide accessibility and ease-of-use in every aspect of our services. Experience real-time account management like never before join us today!

Financial Strength

At Mercer County Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits everyone who walks through our doors. With a net worth of $11,156,951, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,731,619 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $10,217,662 in undivided earnings which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $36,249,928 in total loans and leases including 1,810 used auto loans our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $720,120, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 19,621, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mercer County Community is your trusted partner. Visit us at 428 N Sharpsville Ave Sharon PA 16146 or call 724-342-2246 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,963,456 in used vehicle loans and $12,070,623 in new vehicle loans already helping members get on the road. Our straightforward application process and competitive rates make financing your next vehicle easy and accessible.

Credit Lines and Unsecured Loans

If you're looking for flexibility in managing your finances, consider our credit lines with a total available amount of $4,000,000. Additionally, we offer unsecured credit card loans totaling $2,288,776, which can be an excellent way to handle unexpected expenses or consolidate debt without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,537,110, make buying or refinancing simple. We are here to guide you through the mortgage process with personalized service and clear information.

Refinancing Options

We also provide refinancing options that can help lower your monthly payments or free up cash for other expenses. If you're interested in any of our loan products or would like more information about eligibility requirements and how to apply for refinancing, please feel free to reach out to us. For any inquiries or assistance regarding our loan offerings at Mercer County Community located at 428 N Sharpsville Ave Sharon Pa 16146, don't hesitate to call us at 724-342-2246. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Every loan offer comes from trusted lenders, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for everyone. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, making it easier to find the most competitive options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that all offers are fair and transparent. By utilizing data from legitimate financial institutions, LendMesh provides users with verified information, allowing them to make informed decisions without confusion or concern about hidden fees.

MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION - Sharon, PA

Compare Loan Rates Near You

Loan rates in Sharon, PA (16146)