MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Welcome to Merced School Employees, your trusted financial partner since 1954! Located conveniently at 16881 Schendel Ave, Delhi, CA 95315, we pride ourselves on being a community-focused credit union dedicated to serving our members with reliable banking solutions. With a total membership of 49,435 and assets amounting to an impressive $784,986,177, we are here to help you achieve your financial goals. At Merced School Employees, we understand that everyone's financial journey is unique. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and mortgages. Our commitment is evident in our robust support system, which has allowed us to extend over 30,011 loans and leases to our valued members. As of now, our total deposits stand at $94,946,671, reflecting the trust our community places in us. Under the leadership of our CEO, Nancy Deavours, and Board President, Terry Silva, we strive to create a welcoming environment where every member feels valued. We currently employ 133 dedicated professionals who work tirelessly to provide exceptional service. Whether you have questions about your account or need assistance with a loan application, feel free to reach out at 209-656-2015. While members can visit us at our branch for personalized service, we also encourage you to explore our website at mercedschoolcu.org for additional resources and information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

At Merced School Employees, we believe that everyone deserves a financial partner that genuinely cares. Becoming a member is simple and opens up a world of benefits tailored to support your financial journey. If you live, work, or attend school in the local area, you're likely eligible to join our welcoming community. We also invite family members of existing members to come on board! This means you're not just gaining access to great products and services; you're joining a network of individuals who share your values. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://mercedschoolcu.org/our-info/membership/become-a-member . Getting started with us is easy! Simply visit our website to open your account online at https://my.mercedschoolcu.org/enroll or give us a call at (209) 656-2015 for any questions you might have. We're here to guide you every step of the way as you take this exciting step towards better financial health. Join us at Merced School Employees, located at 16881 Schendel Ave Delhi Ca 95315, and experience the advantages of being part of a credit union that prioritizes your needs!

At Merced School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to know that your financial institution is solid and reliable. That's why we're proud to share our financial strength, which highlights our commitment to serving you. With a net worth of $87,250,117, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $143,044,212 in share certificates and $80,863,800 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $83,451,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your needs is further reflected in our lending capacity; with $5,789 in used auto loans and $315,012,251 in total loans and leases, we're equipped to help you achieve your financial goals across various sectors. While it's important to note that our net income stands at $0, reflecting our operational efficiency, we also take pride in having 111 full-time employees and 22 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merced School Employees is your trusted partner. Visit us at 16881 Schendel Ave Delhi Ca 95315 or call (209) 656-2015 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.