MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Welcome to Merced School Employees at 101 Bellevue Rd, Atwater, CA 95301 your trusted partner in financial growth since 1954. With a strong commitment to our community and a membership of over 49,000, we pride ourselves on being more than just a credit union; we're a family that helps you achieve your financial dreams. At Merced School Employees, our focus is on providing exceptional service and support to our members. Whether you are looking for personal banking solutions, auto loans, or business services, we've got you covered. Our assets total an impressive $784,986,177, while our total deposits stand at $94,946,671, reflecting the trust and confidence our members place in us. Under the leadership of our CEO Nancy Deavours and Board President Terry Silva, we strive to foster a welcoming environment where everyone feels valued. Our dedicated team of 133 employees is here to ensure that your banking experience is smooth and rewarding. We understand the importance of financial stability, which is why we offer competitive rates on loans and savings accounts designed to meet your needs. While you can always visit us at our branch in Atwater for personal assistance, official correspondence should be sent to the same address: 101 Bellevue Rd., Atwater, CA 95301. Don't hesitate to reach out by phone at 209-357-4440 if you have any questions or need assistance. Join us today and experience the benefits of membership with Merced School Employees. Visit our website at mercedschoolcu.org for more information on how we can help you secure your financial future!

At Merced School Employees, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to be part of this welcoming community, you'll be happy to know that membership is open to individuals who either work or live in the areas we serve, including those connected to education and public service. To find out if you meet the eligibility requirements, you can check out the details at http://mercedschoolcu.org/our-info/membership/become-a-member . Joining us is simple and rewarding! Once you've confirmed your eligibility, opening an account is just a few clicks away. Visit https://my.mercedschoolcu.org/enroll to get started today! Should you have any questions or need assistance, feel free to call us at (209) 357-4440. We're excited to help you take this step toward a brighter financial future at our branch located at 101 Bellevue Rd Atwater Ca 95301!

At Merced School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation for your financial journey, backed by robust performance metrics and a dedicated team. With a net worth of $87,250,117, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $143,044,212 in share certificates and $80,863,800 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $83,451,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $5,789 in used auto loans and $315,012,251 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $472,293. Total Share and Deposit Accounts: 100,696, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merced School Employees is your trusted partner. Visit us at 101 Bellevue Rd Atwater Ca 95301 or call (209) 357-4440 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.