Memphis City Employees Credit Union Bartlett TN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Memphis City Employees, your trusted financial partner located at 5751 Stage Rd, Bartlett, TN 38134. Since our establishment in 1959, we have proudly served our community with a commitment to excellence and member satisfaction. With a total membership of 44,177, we strive to provide personalized banking solutions tailored to the unique needs of our members. At Memphis City Employees, we understand that your financial goals are important. That's why we manage over $459 million in assets and offer a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total deposits stand at an impressive $29,883,688, reflecting the trust our members place in us. Our dedicated team of 92 employees, led by CEO Kenneth Swann and Board President HettieAnn Spendlove, works tirelessly to ensure that each member receives the best possible service. We also keep you connected with modern conveniences like online and mobile banking, making it easy for you to manage your finances anytime, anywhere. If you need assistance or have questions about our services, don't hesitate to call us at 901-385-1783. We're here to help you navigate your financial journey! While members can visit us at 5751 Stage Rd, official correspondence should be sent to our mailing address: 5751 Stage Road, Bartlett, TN 38134-4515. Explore our website at memphiscu.org for more information about our offerings or to start your journey with us today!

Branch History & Mission

Community Focus

Our commitment extends beyond financial services; we actively seek partnerships within the community to uplift those around us. Whether through educational initiatives or local events, we aim to give back and strengthen the bonds within Bartlett. We believe that supporting our community is just as important as helping our members achieve their financial goals. Join us today at Memphis City Employees! Experience firsthand how we can help you reach your financial dreams while being part of a thriving community-focused organization. Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you. For more information or inquiries, feel free to call us at 901-385-1783 or visit our website here. Together, let's build a brighter financial future!

Our Mission

At Memphis City Employees, our mission is clear: to empower individuals and families by providing reliable financial services tailored to their needs. We believe in fostering a sense of community while offering essential banking services like checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We strive to create an environment where every member feels valued and supported. We are committed to ensuring that our services are accessible to everyone. With features like ATM availability and drive-thru banking options, we make it easy for members to manage their finances on their terms. Additionally, we offer online banking and mobile payment solutions for those who prefer digital access. While you can visit us at 5751 Stage Rd, official correspondence should be sent to 5751 Stage Road, Bartlett, TN 38134-4515 if you need to reach out to us via mail.

Branch Location & Accessibility

Contact Us

If you have questions or need more information about our services, don't hesitate to reach out! You can give us a call at 901-385-1783. We're here to help you navigate your financial journey. Whether you're already a member or considering joining us, we invite you to visit the Memphis City Employees branch today! Your financial future starts here!

Operating Hours

We know that convenience matters, which is why our operating hours are designed with you in mind. Visit us Monday through Wednesday from 8:00 AM to 4:00 PM, or stop by Thursday and Friday when our lobby stays open until 6:00 PM. We also offer drive-thru banking during these hours for those on the go!

Parking and Accessibility

At our branch, you'll find ample parking space that is easily accessible for everyone. We are committed to ensuring that all members can visit us comfortably, with features like ADA-compliant ramps and wide doorways. Whether you're stopping by for a quick transaction or need assistance from our friendly staff, we aim to make your visit smooth and pleasant.

Services Offered

Our Memphis City Employees branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals or balance checks right at the branch.

Member Eligibility

Becoming a member of Memphis City Employees is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the greater Memphis area, as well as their family members. This inclusive approach means that if you're connected to our community, you're likely eligible! Plus, being part of Memphis City Employees comes with benefits like lower loan rates and personalized service that you won't find at traditional banks. The process to join us is simple and straightforward; just visit our website for more details on membership criteria at http://www.memphiscu.org/who-we-are/membership . If you're ready to take the next step, you can easily open an account by checking out our account opening details here: http://www.memphiscu.org/our-products/loans/auto-loans . Have questions? Don't hesitate to call us at (901) 385-1783 we're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is key. Our merchant services help you accept payments easily and securely, allowing you to focus more on what matters growing your business. From point-of-sale systems to online payment options, we provide tools that make transactions smoother for both you and your customers. Located at 5751 Stage Rd Bartlett Tn 38134 in Bartlett, TN, we're here to partner with you every step of the way. Contact us at (901) 385-1783 or visit our website at https://www.memphiscu.org/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner, we understand the importance of having reliable banking solutions. That's why we offer merchant services and business loans that support your growth. We're here to partner with you on your journey towards success.

Convenient Access

Accessing your accounts is simple at Memphis City Employees. With ATM and cash withdrawal services available, along with basic drive-thru banking for deposits and withdrawals, getting the service you need is quick and hassle-free. If you're ready to explore all these fantastic services or have questions about how we can assist you further, don't hesitate to reach out! You can call us at (901) 385-1783 or visit us at our branch located at 5751 Stage Rd Bartlett Tn 38134 in Bartlett, TN. We look forward to serving you!

Credit Cards

Our credit cards come with rewards that make spending more rewarding. Whether it's earning cash back on purchases or enjoying travel benefits, our credit card options are designed with you in mind.

Loans and Financing

Thinking about buying a new car or refinancing your home? At Memphis City Employees, we offer auto loans and vehicle financing tailored to meet your budget. Our mortgage loans and refinancing options can help you secure the home of your dreams while saving you money over time. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide flexible solutions that put you back in control.

Personal Banking

For those who want to manage their everyday finances effectively, our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine being able to easily access your funds through online and mobile banking whenever and wherever you need it. With features like e-statements and mobile payments, managing your money has never been easier.

Digital & Online Banking

Always Available

We know that life doesn't stop after business hours. That's why our online banking services are available 24/7. You can manage your accounts whenever it suits you best. And while electronic signature authorization is currently not offered, rest assured that all other features prioritize your security and privacy. With Memphis City Employees, accessing your money and managing your finances has never been more straightforward or secure. Join us today and experience the ease of digital banking!

Key Services

Our members can take advantage of our easy-to-use online banking system at https://www.memphiscu.org/ . Whether you want to check balances, transfer funds, or pay bills, everything is just a few clicks away. We also offer e-statements for those who prefer to go paperless, making it simple to keep track of your transactions while reducing clutter.

User-Friendly Features

For those on the go, our mobile application provides a seamless experience right in your pocket. Need to make quick payments? Our mobile payments feature allows you to pay friends and businesses instantly with just a tap. Plus, with our person-to-person transfer option, sending money has never been easier. You can share funds with family or friends without any hassle.

Financial Strength

Growing Member Base

Total Share Accounts: 80,009, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,019,779 demonstrate our commitment to ensuring members have access to the funds they need when they need them. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memphis City Employees is your trusted partner. Visit us at 5751 Stage Rd Bartlett Tn 38134 or call 901-385-1783 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $65,669,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $26,259,0252 in total loans and leases and 3,707 used auto loans.

Secure Savings Options

Members' savings are secured through $56,797,188 in share certificates and $44,479,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $259,359, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $68,508,706, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1491 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our net income of $1,456,964 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $65,363,054 in used vehicle loans and $23,307,183 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options can make it easier for you to drive away with confidence.

Credit Cards and Personal Financing

We also offer flexible terms on unsecured credit card loans, with a total of $13,071,707 in loans helping members manage their finances effectively. These credit cards come with rewards programs that make everyday spending more rewarding. For those looking for additional financing options, our total credit lines amounting to $67,000,000 provide an excellent way to cover unexpected expenses while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,662,764, make buying or refinancing simple. We aim to support you through every step of the process, ensuring you find the right solution for your housing needs.

Refinancing Options

If you're currently carrying debt or seeking better rates on existing loans, don't forget about our refinancing options. We can help evaluate your eligibility and potentially lower your payments. This could free up cash for other priorities and reduce financial stress. At Memphis City Employees, our dedicated team is ready to assist you in exploring all available loan products tailored to your needs. For more information, visit us at 5751 Stage Rd Bartlett Tn 38134, call us at (901) 385-1783, or check out our website at https://www.memphiscu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you take the next step toward your financial future!

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive reflects current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMPHIS CITY EMPLOYEES CREDIT UNION - Bartlett, TN