Memorial Employees Credit Union Miramar FL | Best Auto Loans & Business Banking

Introduction

Welcome to Memorial Employees Financial, your trusted partner in financial services located at 1951 SW 172nd Ave, Miramar, FL 33029. Established in 1971, we have proudly served our community for over five decades, providing reliable banking solutions tailored to meet the needs of our 9,104 members. Our commitment to you goes beyond just numbers; it's about building lasting relationships and supporting your financial goals. At Memorial Employees Financial, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking options. With total assets exceeding $93,480,368 and total deposits amounting to $6,942,245, we are equipped to help you navigate your financial future with confidence. Our leadership team, led by CEO George Glasser and Board President William Wheatley, is dedicated to fostering a welcoming environment where members feel valued and empowered. Whether you're looking to open a new account or seeking guidance on loans our friendly staff is here to assist you every step of the way. While members can visit us at our branch location in Miramar, official correspondence should be sent to 1951 SW 172 Ave, Miramar, FL 33029-5593. You can reach us directly at (954) 538-4770 or learn more about our offerings by visiting our website at mefcu.org. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

A Legacy of Growth

Our branch at 1951 SW 172nd Ave, Miramar, FL 33029 has become a cornerstone for many families and individuals seeking financial solutions. We understand that every member has unique needs, which is why we offer a wide array of services, including personal banking accounts, auto loans, mortgages, and business banking solutions. As we evolved, our total assets reached an impressive $93,480,368, demonstrating our stability and reliability as a financial partner. While members can visit us at 1951 SW 172nd Ave, official correspondence should be sent to 1951 SW 172 Ave, Miramar, FL 33029-5593. This ensures all communication remains smooth and effective.

Community Focus

Community support is at the heart of what we do. Through partnerships with local organizations and outreach programs, we strive to give back to those who have helped us grow. Whether it's sponsoring events or providing educational workshops on financial literacy, we aim to make a positive impact on those around us. We invite you to join the Memorial Employees Financial family today! Experience firsthand the personalized service and community focus that sets us apart. Visit our website at www.mefcu.org for more information about membership eligibility or apply for an account here. Together, let's build a brighter future!

Our Mission

At Memorial Employees Financial, our mission is simple yet powerful: to provide accessible and affordable financial services that empower individuals and strengthen communities. We believe that everyone deserves the opportunity to achieve their financial goals. This ethos drives us to support not just individual aspirations but also local initiatives that enhance the quality of life for all residents of Miramar. Our operating hours are convenient for our members open Monday through Friday from 7:00 am to 6:00 pm to ensure you can access our services when you need them most. While we currently do not offer ATM or drive-thru services, we are fully equipped with online and mobile banking options. You can manage your finances from anywhere with ease.

Branch Location & Accessibility

Welcome to Memorial Employees Financial, your friendly credit union located at 1951 Sw 172Nd Ave in the heart of Miramar, FL. Our branch is conveniently situated near notable landmarks such as the beautiful Miramar Regional Park, making it easy for you to stop by while enjoying the local area. We pride ourselves on being accessible to all members of our community, with features that ensure everyone can visit us comfortably. While you're here, you'll find ample parking available right outside our branch, making your visit hassle-free. We are committed to accessibility and have taken steps to ensure that our facilities are ADA compliant. This means ramps and other support features are in place so everyone can navigate our space with ease. Our lobby hours are designed to accommodate your busy schedule. We're open from 7:00 AM until 6:00 PM Monday through Friday, giving you plenty of time to take care of your banking needs before or after work. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and credit cards, our friendly staff is here to help. Unfortunately, we do not currently offer ATM services or drive-thru banking at this location. However, we invite you to explore our comprehensive online and mobile banking options that let you manage your finances at your convenience. If you have any questions or need assistance, feel free to give us a call at 954-538-4770. We look forward to serving you!

Member Eligibility

At Memorial Employees Financial, we believe that becoming a member is like joining a close-knit community where your financial well-being is our top priority. To become part of our family, you'll need to meet some simple eligibility criteria. Generally, membership is open to employees of Memorial Hospital Miramar, their families, and certain community members living or working in the area. It's all about connecting with those who share similar values and goals. If you're curious about the specifics, feel free to explore more at http://www.mefcu.org/learn/member-eligibility for detailed information. Getting started is easy! You can open an account right here at Memorial Employees Financial located at 1951 Sw 172Nd Ave Miramar Fl 33029. Simply visit our website or give us a call at (954) 538-4770 to learn more about the process. We're here to guide you every step of the way as you take this exciting step toward better banking and financial services. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services is crucial. Picture this: you're at a bustling trade show or local market, and a customer wants to make a purchase but only has a credit card on hand. With our merchant services, you can easily accept card payments right on the spot, ensuring you never miss a sale. At Memorial Employees Financial, we believe in empowering local businesses in Miramar, FL. Together, we can create opportunities for growth and success in our community. For more information, visit us at 1951 Sw 172Nd Ave Miramar Fl 33029 or call us at (954) 538-4770.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds necessary for that new piece of equipment or additional inventory just when you need it. Our loan options can help bridge the gap between where your business is now and where you want it to be.

Comprehensive List Of Services

Connect With Us Today!

Our friendly staff at Memorial Employees Financial is always ready to assist you with any questions or concerns regarding our services. Feel free to reach out by calling us at (954) 538-4770, or better yet, visit us in person! Experience firsthand how we can help meet your financial goals in Miramar. Explore more about our offerings and how they can benefit you by visiting us online at Memorial Hospital Miramar. Your financial success is just a click away!

Credit Cards and Business Banking

Looking to earn rewards while making everyday purchases? Our credit cards with rewards allow you to accumulate points that can be redeemed for various perks. It's like getting something back for what you already spend! For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools necessary to support your growth.

Digital Banking Convenience

In today's world, convenience is key. That's why Memorial Employees Financial offers robust online and mobile banking solutions. Manage your finances from anywhere at any time using our user-friendly app or website. You can easily check balances, transfer funds, pay bills, and even send money through our person-to-person payment feature all from the palm of your hand. We also provide ATM services for cash withdrawals when needed, making it easy for you to access your funds wherever you are.

Financing Options

When it comes to financing, Memorial Employees Financial has options for every need. Our auto loans and vehicle financing make purchasing a new car straightforward and affordable. You can drive away knowing you got a great deal with flexible payment options tailored just for you. If you're considering buying a home or refinancing an existing mortgage, our team is here to assist with our mortgage loans. We aim to simplify the process so that you can focus on what matters most: finding your dream home. Additionally, we understand that life can throw unexpected challenges your way. That's why we offer personal loans and debt consolidation options to help you get back on track without added stress.

Personal Banking Solutions

We offer various personal banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having a checking account that helps you manage your daily transactions while earning interest on your savings. Our accounts are easy to open and even easier to use, with features that cater to both novice savers and seasoned budgeters.

Digital & Online Banking

Key Features

Our online platform allows you to access your accounts anytime, anywhere. You can view your balances, make transfers, and pay bills with just a few clicks. Plus, for those who prefer to manage their finances on the go, our mobile application is available to keep you connected to your accounts right from your smartphone. Sending money has never been simpler thanks to our person-to-person transfer feature. Whether you need to split a dinner bill or send a gift, you can do it instantly without any hassle. And if you're looking for ways to stay organized, our e-statements are available for quick viewing and easy record-keeping.

Security and Accessibility

At Memorial Employees Financial, we prioritize your security. Although we do not currently offer electronic signature authorization, rest assured that our systems are designed with top-notch security measures to protect your personal information. We strive to provide user-friendly features that make banking straightforward and stress-free. Whether you're at home or on the move, our services are tailored for accessibility and ease-of-use. Enjoy real-time account management and take control of your finances with confidence. Join us today at https://www.mefcu.org/ and experience the convenience of digital banking with Memorial Employees Financial!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $9,617,975 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,256 in used auto loans and $47,148,275 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $15,764,347 in share certificates and $7,620,512 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,196,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $116,627 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $9,752,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 15,818, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further solidifying our position as a trusted partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memorial Employees Financial is your trusted partner. Visit us at 1951 Sw 172Nd Ave Miramar Fl 33029 or call (954) 538-4770 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $24,075,586 in used vehicle loans and $15,035,792 in new vehicle loans already helping members get on the road, we make financing your next vehicle straightforward and affordable. Whether it's a brand-new model or a reliable used car, our team is ready to assist you every step of the way.

Credit Lines

For those seeking additional financial flexibility, our total credit lines amount to $27,999,750. This product can provide you with quick access to funds when unexpected expenses arise or when you're planning a big purchase. At Memorial Employees Financial located at 1951 Sw 172Nd Ave Miramar Fl 33029, we're dedicated to providing our members with not only great loan products but also exceptional service. If you're considering refinancing or have questions about eligibility options for any of our loans, don't hesitate to reach out at 954-538-4770. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at http://www.mefcu.org for more information or start your application today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,117,597, making buying or refinancing simple and accessible. We aim to guide you through the process so you can focus on what really matters your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,530,104 in loans helping members manage their finances effectively. This option allows you to make purchases without tying up your cash flow while also building your credit history.

Loan Aggregator

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MEMORIAL EMPLOYEES FINANCIAL CREDIT UNION - Miramar, FL