Members First Credit Union Memorial Chattanooga TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Memorial Credit Union, your trusted financial partner located at 6800 Longview Rd, Chattanooga, TN 37421. Established in 1959, we have proudly served our community for over six decades, fostering strong relationships built on trust and commitment. With a total membership of 1,322 and assets reaching $7,075,018, we are dedicated to helping our members achieve their financial goals. At Memorial Credit Union, we understand the importance of community and the impact that responsible banking can have on our members' lives. Our team, led by CEO Derrick Rumph and Board President Terry Taggart, is passionate about providing personalized service and innovative financial solutions tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we're here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 6800 Longview Rd, Chattanooga, TN 37421. Our friendly staff is available Monday through Friday from 8:30 a.m. to 4:00 p.m., ready to assist you with all your banking needs. With total deposits of $574,667 and a net worth of $991,486, Memorial Credit Union stands as a pillar of financial strength in Chattanooga. We are proud to offer services such as auto loans with competitive rates having financed over 504 loans and credit cards that reward your spending. We invite you to explore what makes us unique. Visit us online at memorialcreditunion.com or give us a call at 423-855-1770 today! Join us in building a brighter financial future together.

Branch History & Mission

Community Focus

Memorial Credit Union is more than just a financial institution; we're part of the fabric of Chattanooga. We actively engage in community outreach efforts and partnerships that aim to uplift those around us. From sponsoring local events to supporting educational programs, we're here not only for your financial needs but also for the betterment of our neighborhood. If you wish to send us official correspondence, please use our mailing address: 6800 Longview Rd, Chattanooga, TN 37421.

Join Us

As we look forward to what lies ahead, we invite you to become part of the Memorial family. Experience the benefits that come with being a member of a credit union that genuinely cares about you and your financial journey. Whether you're looking for personal banking solutions or seeking advice on how to achieve your goals, we're here for you every step of the way. Contact us today at 423-855-1770 or visit our website for more information about how you can join Memorial Credit Union!

Our Legacy

From our humble beginnings, Memorial Credit Union has evolved significantly. We started as a small organization focused on helping local families achieve their financial goals. Over the years, we have expanded our services and now manage total assets amounting to $7,075,018. This growth speaks volumes about the trust and loyalty of our members. Our headquarters remain in Chattanooga, TN, where we continue to foster relationships and provide personalized services tailored to the unique needs of our community. Our operating hours are Monday through Friday from 8:30 a.m. to 4:00 p.m., making it easy for you to visit us during your busy week.

Our Mission

At Memorial Credit Union, our mission is clear: we strive to provide high-quality financial services while nurturing a sense of community among our members. We believe that everyone deserves access to affordable banking options. That's why we offer a range of services including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We also understand the importance of convenience and accessibility. While we do not currently have ATM availability at our branch, we are proud to offer drive-thru banking for deposits and simple transactions. Additionally, we are committed to enhancing your experience through online banking services that allow you to manage your finances anytime from anywhere.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before visiting, feel free to give us a call at 423-855-1770. Our dedicated team is always ready to help! We look forward to welcoming you at our branch soon come see how we can support your financial journey!

Location and Accessibility

At Memorial Credit Union, we understand the importance of accessibility. Our branch is designed with everyone in mind, featuring ADA-compliant facilities and convenient parking options right outside. If you're driving by on Longview Road, you'll appreciate our drive-thru service that allows you to conduct simple transactions without leaving your car. Please note that while we don't have ATM services available at this location, our staff is here to assist you with all your banking needs.

Operating Hours

We're here for you Monday through Friday from 8:30 a.m. to 4:00 p.m., ensuring that you can visit us during hours that fit your schedule. Whether you're stopping in for personal banking services like checking and savings accounts or discussing loans and financing options, our team is ready to provide support.

Services Offered

At Memorial Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From auto loans and mortgages to personal loans and business banking solutions, we're committed to helping you achieve your financial goals. You can also take advantage of our online and mobile banking services for added convenience.

Member Eligibility

At Memorial, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Joining us is easy! If you live, work, worship, or attend school in the Chattanooga area, you're likely eligible for membership. Our doors are open to individuals who share our values and want to take advantage of the personalized banking services we offer. Being a member means more than just having a bank account; it's about access to better rates on loans, lower fees, and dedicated support from our friendly team. To get started on your journey with us, simply visit our branch located at 6800 Longview Rd Chattanooga Tn 37421 or give us a call at (423) 855-1770. We're here Monday through Friday from 8:30 a.m. to 4:00 p.m., ready to assist you with any questions you may have about opening an account or becoming a member. For detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations, invest in new technology, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we're eager to help local entrepreneurs realize their visions.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. With user-friendly solutions, you can accept payments easily and manage your cash flow effectively. Located at 6800 Longview Rd Chattanooga Tn 37421 in Chattanooga, TN, we invite you to visit us or call (423) 855-1770 during our lobby hours from Monday to Friday, 8:30 a.m. - 4:00 p.m., to learn how we can partner with you for success. Your journey starts here at Memorial!

Comprehensive List Of Services

Additional Services

Our branch also provides essential services like ATM & Cash Withdrawal Services and basic Drive-Thru Banking, where you can handle deposits and withdrawals without leaving your car. We prioritize making banking as easy as possible for all our members. We invite you to visit us at Memorial Credit Union and discover how we can assist you on your financial journey. Whether you're planning for the future or need immediate assistance, our friendly team is ready to help. Don't hesitate to contact us at 423-855-1770 or check out our website at Memorial Credit Union for more information!

Business Banking Support

If you're a business owner, we've got you covered too! Our Business Banking services, including Merchant Services and Business Loans, are designed to support local businesses like yours in achieving growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a click away.

Home Financing Options

Buying a home is one of the biggest decisions you'll make. At Memorial Credit Union, we provide Mortgage Loans & Refinancing services that simplify the process and help you secure the best rates available. Our knowledgeable team is here to guide you through every step of your home-buying journey.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our personal banking options are designed with you in mind. We offer Checking & Savings Accounts that fit various lifestyles, whether you're saving for a big purchase or just want a safe place for your money. If you're thinking about purchasing a vehicle, our Auto Loans & Vehicle Financing solutions make it easier than ever to drive away in your dream car.

Personal Lending Services

Life can throw unexpected expenses your way. That's why we also offer Personal Loans & Debt Consolidation options that can help alleviate financial burdens. Whether it's covering medical bills or consolidating high-interest debts into one manageable payment, we're here to help you regain control over your finances.

Rewarding Credit Cards

For those who love to earn rewards on their purchases, our Credit Cards with Rewards program gives you benefits with every swipe. This is perfect for everyday spending or those special occasions when you want to treat yourself while earning rewards.

Digital & Online Banking

At Memorial, we understand that banking should fit seamlessly into your life. That's why we offer a range of digital and online banking services designed to provide you with convenience, security, and control over your finances whenever you need it. With our 24/7 online banking services, managing your accounts has never been easier. You can check your balances, pay bills, and transfer funds all from the comfort of your home or on the go. Just visit us at https://www.memorialcreditunion.com/ to get started! One feature that stands out is our person-to-person transfers. This allows you to send money easily to friends and family without any hassle. Whether it's splitting a dinner bill or sending a birthday gift, you can do it all quickly and securely. For those who prefer mobile banking, our mobile application gives you access to all these features right at your fingertips. You can deposit checks, view e-statements, and even manage payments directly from your smartphone. Plus, with e-statements available, you'll receive your account statements electronically helping you stay organized while being eco-friendly! While we currently do not support electronic signature authorization or mobile payments, rest assured that our focus is on providing a safe and user-friendly experience. We prioritize your security so you can bank confidently. At Memorial, we're committed to making banking accessible for everyone in our community. Enjoy real-time account management and take advantage of our easy-to-use tools designed with you in mind. Your financial peace of mind starts here!

Financial Strength

Commitment to Growth and Innovation

With $991,486 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $122 in used auto loans and $4,373,359 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees who are always ready to assist you with knowledgeable support.

Member-Centric Savings Options

Members' savings are secured through $83,392 in share certificates, offering stable and rewarding financial growth opportunities. While we have $0 in money market shares, our focus remains on providing valuable options for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $991,486, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,401 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Strong Foundations

Net Shares available for lending and investments stand at $0, highlighting our commitment to providing accessible financing options for our members. The number of total share accounts is impressive as well 1,772 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memorial is your trusted partner. Visit us at 6800 Longview Rd Chattanooga Tn 37421 or call (423) 855-1770 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,033,034 in used vehicle loans and $1,420,487 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find an option that fits your budget.

Business Financing

For business owners, while we currently do not have outstanding commercial loans available, our team is here to assist you with insights into potential financing solutions tailored for your business needs. If you're considering refinancing or exploring eligibility options for any of our loan products, please feel free to reach out. We're here to guide you through the process and help you make informed decisions about your financial future. For more information about our loan offerings or if you have questions, don't hesitate to call us at (423) 855-1770 or visit us at our branch located at 6800 Longview Rd Chattanooga Tn 37421 in Chattanooga, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are committed to helping you explore other financing avenues when you're ready.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky, which is why we offer flexible terms on unsecured credit card loans. With a total of $321,900 in loans, our credit cards help members manage their finances effectively while enjoying rewards for their purchases.

Loan Aggregator

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MEMORIAL CREDIT UNION - Chattanooga, TN