Members First Credit Union Memorial Houston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Memorial City Branch #2 of Memorial Credit Union, where our commitment to serving you is at the heart of everything we do. Located at 915 Gessner Rd Ste 180, Houston, TX 77024, we have proudly been part of this community since 1953. Over the decades, we've grown alongside our members, currently boasting a membership of over 10,231 individuals who trust us for their financial needs. At Memorial Credit Union, we understand that financial security is essential. That's why we manage assets totaling an impressive $95,047,940, ensuring that your money is safe and sound. With total deposits reaching $10,116,557 and a net worth of $9,663,583, you can count on us for stability and reliability in your banking experience. Our dedicated team of 24 employees, led by CEO Thomas Rogers and Board President Vicki Jones, is here to provide personalized service tailored just for you. We offer a range of products from checking accounts and savings plans to auto loans and credit cards with rewards. No matter your financial goals, we're here to help you achieve them! While members can visit us at our branch location, official correspondence should be sent to the same address: 915 Gessner Rd Ste 180, Houston, TX 77024. We invite you to discover how we can support your financial journey. Give us a call at 713-778-6300 or explore more about our services online at memorialcreditunion.com. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Community Engagement

We understand that being a good neighbor means actively participating in the life of the community. Our outreach initiatives aim to promote financial literacy and provide resources for families looking to improve their financial health. With digital advancements like online and mobile banking available for easy access to your accounts anytime, we ensure that convenience is never compromised. Although we currently do not offer ATM or drive-thru services at this location, our dedicated staff is always ready to assist you during operating hours Monday through Friday with extended hours on Wednesdays.

Join Us

As we continue on this journey together, we invite you to become part of the Memorial Credit Union family. Experience firsthand how we can help you meet your financial needs while also building a stronger community together. Call us today at 713-778-6300 or visit our website for more information about membership and services. Together, let's create a brighter financial future!

Our Mission

At Memorial Credit Union, our mission is to empower our members by offering competitive financial products and personalized service. We believe that everyone deserves the opportunity to achieve their financial goals. Our focus is not only on providing excellent banking solutions but also on making a positive impact in the community. From sponsoring local events to partnering with organizations that support those in need, we are dedicated to giving back and fostering a sense of belonging among our members. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 915 Gessner Rd Ste 180, Houston, TX 77024.

Branch Location & Accessibility

Accessibility Features

At Memorial City Branch #2, we believe that banking should be accessible to everyone. Our branch features ADA-compliant entrances and ramps to ensure all members can visit comfortably. Parking is available on-site, providing you with a hassle-free experience as you come in for your banking needs.

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 713-778-6300. We're here to help! While members can visit us at our main location on Gessner Rd., if you need to send any official correspondence, please use our mailing address: 915 Gessner Rd Ste 180, Houston, TX 77024. We invite you to come visit Memorial City Branch #2 today! Experience firsthand how we prioritize your financial well-being in a welcoming environment.

Operating Hours

We know that convenience matters, which is why our lobby hours are designed to fit your schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM, or stop by on Wednesday when we open a bit later at 9:00 AM and close at 4:00 PM. Whether you're looking to open an account, apply for a loan, or simply ask a question, our friendly staff is here to help during these hours.

Services Offered

While you're here, take advantage of our full range of personal banking services. We offer checking and savings accounts tailored for every lifestyle, auto loans and vehicle financing options that make getting on the road easier, as well as mortgage loans and refinancing solutions. If you're interested in credit cards with rewards or need assistance with business banking services, we're ready to support you every step of the way.

Member Eligibility

At Memorial, becoming a member means joining a close-knit community that prioritizes your financial well-being. If you're looking to enjoy personalized services and competitive rates, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in the Houston area. This welcoming approach makes it easy for you and your family to access our wide range of financial products, from checking accounts to auto loans. To get started on your membership journey, simply visit us at our branch located at 915 Gessner Rd Ste 180 Houston Tx 77024 or give us a call at (713) 778-6300. For more detailed information about eligibility criteria, feel free to check out this resource: . We look forward to welcoming you into the Memorial family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses of all sizes. Imagine a local café seamlessly accepting payments from customers, whether through credit cards or mobile wallets. Our merchant services ensure that your transactions are smooth and secure, allowing you to focus on what you do best serving your customers. Explore how our business banking solutions at Memorial, located at 915 Gessner Rd Ste 180 Houston Tx 77024 in Houston, TX, can empower your business today! For more information, call us at (713) 778-6300.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features, allowing you to manage your accounts 24/7 from anywhere. With options like person-to-person payments, e-statements, and mobile payments, banking has never been easier. If you're looking for reliable financial services delivered with a personal touch, look no further than Memorial. For more information about how we can assist you, please call us at (713) 778-6300 or visit us at Memorial City Branch #2. We're excited to help you navigate your financial journey!

Home Sweet Home

If you're ready to buy a home or refinance an existing mortgage, look no further than our Mortgage Loans & Refinancing services. We understand that purchasing a home is one of the biggest decisions you'll ever make, and we're here to guide you through the process with personalized attention. You can count on us to help you find the right mortgage solution.

Personal Banking Made Easy

We know managing finances can be challenging, which is why we offer Personal Banking solutions like checking and savings accounts. Whether you're saving for a vacation or simply looking to manage your day-to-day expenses, we have accounts designed to fit your lifestyle. Our online and mobile banking services make it easy to check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether you need funds for a medical emergency or want to consolidate high-interest debts into one manageable payment, our loan options are designed to help you regain control over your finances.

Rewards That Matter

With our Credit Cards with Rewards, every purchase brings you closer to exciting benefits. From cash back on everyday purchases to travel rewards for your next adventure, our credit cards are designed to give back while helping you build credit.

Supporting Local Businesses

For entrepreneurs and small businesses, we offer comprehensive Business Banking solutions including merchant services and business loans. Our aim is to support local businesses like yours by providing the financial tools needed for growth and success.

Vehicle Financing That Fits Your Life

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options are designed with you in mind. We provide competitive rates that help make owning a vehicle more accessible. Imagine driving off in that dream car while enjoying the peace of mind that comes from having a loan that fits your budget.

Digital & Online Banking

Convenience at Your Fingertips

Whether you're using our mobile payments feature for quick purchases or accessing your account through our app, managing your finances has never been more convenient. We believe in providing accessible tools that help you stay in control of your money. Experience the ease of digital banking today with Memorial! Whether you're at home or on the move, we've got everything you need right at your fingertips. For more information on how to get started, visit us at https://www.memorialcreditunion.com/ .

Key Features

With 24/7 online banking services, you have the freedom to check your balance, pay bills, and transfer money whenever you need to. Our user-friendly mobile application makes banking on-the-go even easier. You can also enjoy features like person-to-person transfers, allowing you to send money to friends or family instantly no more hassle with cash or checks!

Security You Can Trust

We take your security seriously. Our electronic signature authorization ensures that your transactions are safe and verified. Plus, with e-statements available, you can easily keep track of your financial activity without the clutter of paper statements.

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at 14,851, showing a strong and growing member base that trusts us with their finances. As we look towards the future, our focus remains on maintaining this trust while enhancing the value we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memorial is your trusted partner. Visit us at 915 Gessner Rd Ste 180 Houston Tx 77024 or call (713) 778-6300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $15,201,666 in share certificates and $6,733,950 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,988,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $9,631,994 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity; with $1,489 in used auto loans and $78,347,753 in total loans and leases, we support members' needs across various sectors.

Strong Financial Health

With a net worth of $9,663,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,059,533 in used vehicle loans and $12,023,894 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options make it easy for you to drive away with confidence.

Credit Lines

In addition to our auto and credit card options, we provide credit lines totaling $12,000,000. This is an excellent resource for those who need quick access to cash for unexpected expenses or larger purchases. At Memorial, we believe in making borrowing straightforward and accessible. If you're interested in refinancing existing loans or exploring eligibility options, feel free to reach out to us at (713) 778-6300. Our team is here to answer any questions and assist you in finding the right loan product for your needs. For more insights into our financial performance and offerings, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. You can find us at 915 Gessner Rd Ste 180 Houston Tx 77024, located conveniently in Houston, TX. We look forward to helping you reach your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We provide guidance throughout the process, ensuring you have the support you need every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,681,620 in loans helping members manage their finances effectively. With these cards, you can enjoy peace of mind knowing you have access to funds for emergencies or everyday purchases without tying up your savings.

Loan Aggregator

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MEMORIAL CREDIT UNION