MEMORIAL FEDERAL CREDIT UNION

Welcome to Memorial Federal Credit Union, where we believe in putting our members first! Located at 4500 13Th St Rm 11, Gulfport, MS 39501, our credit union has proudly served the community since 1962. With a strong foundation built on trust and reliability, we are dedicated to helping you achieve your financial goals. At Memorial FCU, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions and online banking for your convenience. With over 1,266 members and total assets reaching $6,212,431, we're not just a financial institution we're a community partner committed to making a positive impact. Our net worth stands at an impressive $2,208,515, ensuring that we remain stable and capable of supporting our members' aspirations. Our team of dedicated professionals is led by CEO Karen Lizana and Board President Donna Cook, both of whom are passionate about fostering a welcoming environment where you can feel secure in your financial decisions. Together with our six employees, we strive to provide exceptional service every day from Monday to Friday, 7 AM to 4 PM. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO BOX 1810, Gulfport, MS 39502-1810. If you're looking for a trusted partner in your financial journey or have any questions about our services, don't hesitate to reach out! Call us at (228) 865-3142, or visit our website at memorialfcu.org. Your path to better banking starts here join us today!

Welcome to Memorial Federal Credit Union, a beacon of community strength in Gulfport, MS. Since our establishment in 1962, we have been dedicated to serving our members with integrity and commitment. Located at 4500 13Th St Rm 11, Gulfport, MS 39501, our branch has grown alongside the community, nurturing financial well-being and building lasting relationships. Over the years, Memorial has evolved into a trusted financial partner for over 1,266 members. With total assets amounting to $6,212,431, we pride ourselves on providing a wide range of services tailored to meet the unique needs of our community. Our mission is straightforward: we aim to enhance our members' lives through personalized financial solutions while promoting community growth and support. At Memorial Federal Credit Union, we understand that banking is more than just transactions it's about people. We strive to empower our members with essential tools such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our online and mobile banking services make managing finances easy and accessible. Our commitment extends beyond traditional banking; it includes giving back to the community that has supported us for decades. We actively engage in outreach efforts and partnerships that uplift local initiatives and foster economic development in Gulfport and surrounding areas. While members can visit us at our branch address for personal assistance during our operating hours Monday through Friday from 7 AM to 4 PM official correspondence should be sent to PO BOX 1810, GULFPORT, MS 39502-1810 if needed. As we look towards the future, we remain focused on embracing technological advancements while ensuring ADA compliance for all members. Although we currently do not have ATM or drive-thru services available at this location, we provide shared service center access for basic transactions with partner credit unions. Join us at Memorial Federal Credit Union today and experience firsthand how we can support your financial journey. Together, let's build a brighter future! For more information or to get started, please call us at (228) 865-3142 or visit our website at memorialfcu.org.

At Memorial, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial journey. If you live, work, or worship in our area, you're already on the path to membership! We welcome individuals and families who are seeking a friendly place to manage their finances and achieve their goals. Our members enjoy personalized service, competitive rates, and a range of banking products tailored just for them. For more details on eligibility criteria, feel free to explore this link: https://memorialfcu.org/membership/ . Getting started is simple! Just visit us at 4500 13Th St Rm 11 Gulfport Ms 39501 or give us a call at (228) 865-3142 to learn how you can open an account and become part of our family. We're here to help you every step of the way as you take this exciting next step toward securing your financial future. For further information on opening an account, check out https://apply.creditcardservices.com/credit-card?fi=memorialfcu .

At Memorial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are committed to providing the reassurance you deserve. With a net worth of $2,208,515, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 3555 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,559 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,129,174 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $777,108 in used auto loans and a total of $2,043,189 in loans and leases. We also take pride in having 3 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $845,882 while our total share accounts reflect a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Memorial is your trusted partner. Visit us at 4500 13Th St Rm 11 Gulfport MS 39501 or call 228-865-3142 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

At Memorial, we understand that financing needs can vary greatly, whether you're looking to purchase a vehicle, buy a home, or manage personal expenses. That's why we offer a diverse range of loan products designed to meet your specific needs. With over 456 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with $777,108 in used vehicle loans and $550,425 in new vehicle loans already helping members get on the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. If homeownership is on your mind, our mortgage options make buying or refinancing simple. We currently have Junior Lien 1-4 Family Residential Properties loans totaling $0. This is a great opportunity for those looking to invest in their future. For those managing everyday expenses or wanting to consolidate debt, we also provide unsecured credit card loans. While our total for unsecured credit card loans currently stands at $0, this product offers flexible terms to help you manage your finances effectively. If you're a business owner, our outstanding commercial loans can provide the necessary capital to grow and expand your business. While we currently have no outstanding commercial loans, we're always here to discuss future opportunities. Whether you're interested in refinancing existing loans or exploring eligibility options, our team at Memorial is ready to assist you every step of the way. Our branch is conveniently located at 4500 13Th St Rm 11 Gulfport Ms 39501 in Gulfport, MS, and you can reach us at (228) 865-3142 during our operating hours from Monday to Friday, 7 AM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options today and see how we can help you achieve your financial dreams!