Membersown Credit Union Lincoln NE | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Membersown, your trusted financial partner located at 1391 S 33rd St, Lincoln, NE 68510. Established in 1984, our credit union has been dedicated to serving the community and supporting its members with a wide range of financial services. With a robust membership of over 9,000 individuals and total assets amounting to an impressive $108,852,876, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At Membersown, we understand that every dollar matters. That's why we are proud to offer total deposits of $328,484 and have granted over 5,708 loans to help our members achieve their dreams. Our commitment to the community is reflected in our net worth of $13,695,437, which allows us to continually reinvest in our services and support local initiatives. Led by our compassionate CEO, Linda Carter, and Board President Paul Barnett, our team of 27 dedicated employees is here to assist you with everything from personal banking and auto loans to mortgage refinancing and business services. We strive not only to meet your banking needs but also to foster relationships built on trust and reliability. While you can visit us at our branch for all your financial needs, please note that official correspondence should be sent to the same address: 1391 S 33rd St, Lincoln, NE 68510-4508. We invite you to explore what Membersown has to offer by visiting our website at membersowncu.org or giving us a call at 402-436-5365. Your financial journey starts here let's build a brighter future together!

Branch History & Mission

At Membersown, we take pride in our journey that began in 1984 in Lincoln, NE. Since our inception, we have remained committed to serving our members and the community with integrity and compassion. Our branch, located at 1391 S 33rd St, Lincoln, NE 68510, has grown from a small local credit union into a trusted financial partner for over 9,033 members. Our mission is clear: to provide accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer a range of services from personal banking and auto loans to mortgage financing and credit cards with rewards all designed with our members' needs in mind. Over the years, Membersown has continuously evolved to meet the changing demands of our members. We've embraced technology to enhance convenience and accessibility. Our services now include online banking, mobile payments, and electronic signatures, making it easier than ever for our members to manage their finances on their terms. Our commitment extends beyond just financial services. We actively engage in community outreach initiatives that support local charities and events. By partnering with various organizations, we aim to uplift those around us and make a positive impact in Lincoln. We also understand the importance of accessibility. That's why we provide an ATM for quick cash withdrawals and a drive-thru service for added convenience during your busy days. Whether you visit us during our lobby hours from 7:30 AM to 5:30 PM Monday through Friday, or drop by on Saturday from 9:00 AM to 12:00 noon, we are here for you. As we look ahead, we remain dedicated to expanding our services while maintaining the personal touch that sets us apart. Our total assets now stand at an impressive $108,852,876, reflecting our growth and stability in these challenging times. While members can visit us at 1391 S 33rd St, official correspondence should be sent to 1391 S 33rd St, Lincoln, NE 68510-4508. Join us today at Membersown and experience how we can help you achieve your financial dreams while supporting your community. Together, let's build a brighter future! For any inquiries or assistance, feel free to call us at 402-436-5365.

Branch Location & Accessibility

Accessibility Features

At Membersown, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious areas that ensure everyone can navigate comfortably. We also offer ample parking nearby, making it easy for you to visit us without any hassle.

Call to Action

We invite you to come visit us at Membersown today! If you have any questions or need further assistance, don't hesitate to give us a call at 402-436-5365. Experience the difference of community-focused banking where we put you first!

Nearby Landmarks

Situated near popular local spots, our branch is easy to find. You can locate us just off major thoroughfares, making it simple to swing by on your way home or during your lunch break. Plus, if you're looking for a quick stop before heading out for errands, we're just a stone's throw away from vibrant shopping areas and parks that make Lincoln such a delightful place to live.

Operating Hours and Services

We are here for you during convenient hours: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM until noon. During these times, our dedicated staff is ready to assist you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more. And if you're in need of quick transactions like deposits or withdrawals, take advantage of our drive-thru service! For those who prefer digital banking solutions, our online and mobile banking services allow you to manage your accounts anytime, anywhere. Need cash? We have an ATM available at our location as well!

Member Eligibility

At Membersown, we believe that becoming a member is like joining a supportive family dedicated to helping you achieve your financial goals. If you live, work, or attend school in the Lincoln area, you're likely eligible to join us! We welcome individuals from various backgrounds, and our community-focused approach ensures that everyone feels at home. For those looking to explore more about eligibility, detailed information can be found at . Opening an account is a breeze! You can start your journey with us by filling out an application online through this link: https://internetloanapplication.cudl.com/membersowncu/. If you have any questions or need assistance, feel free to reach out at (402) 436-5365. Join us at our branch located at 1391 S 33Rd St Lincoln Ne 68510 and discover the benefits of being part of the Membersown family!

Business Banking & Commercial Services

Practical Merchant Services

Alongside our loan offerings, we provide merchant services that simplify transactions for your business. Picture this: accepting payments seamlessly from customers while keeping track of sales effortlessly. Our services make it easier for you to focus on what truly matters growing your business. Located at 1391 S 33Rd St Lincoln Ne 68510 in Lincoln, NE, we're here to partner with you on your journey to success. Reach out at (402) 436-5365 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

At Membersown, we know that sometimes you need quick access to cash or assistance with basic transactions. That's why we provide an accessible ATM for cash withdrawals and balance checks. Our Basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your vehicle perfect for those busy days when time is of the essence. Additionally, if you're a member of one of our partner credit unions, take advantage of our Basic Shared Branch Transactions, which enable deposits and withdrawals right at our branch.

Business Banking Services

For entrepreneurs and small business owners, Membersown offers robust Business Banking solutions. Our Merchant Services make transactions easier for your customers while ensuring your business runs smoothly. Additionally, we provide customized Business Loans that cater to your specific needs, helping you fuel growth and achieve your business goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer a full suite of Online & Mobile Banking features. You can manage your accounts anytime, anywhere with ease. Whether it's checking balances, transferring funds through our secure platform, or making payments on the go with Mobile Payments, we ensure that banking fits into your lifestyle.

Get in Touch!

We invite you to visit us at our branch located at 1391 S 33Rd St Lincoln Ne 68510, or give us a call at (402) 436-5365 during our operating hours from 7:30 AM - 5:30 PM Monday through Friday and 9:00 AM - 12:00 PM on Saturday. Experience firsthand how Membersown can support all aspects of your financial life from personal banking needs to business solutions. Join us today and discover the difference! For more information about opening an account or exploring loan options, visit us online at Lincoln.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer comprehensive Personal Banking options. From Checking & Savings Accounts designed to suit various lifestyles, to Auto Loans & Vehicle Financing that help you get on the road without breaking the bank, our services are here for you. If you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans provide competitive rates and flexible terms tailored to your situation. In times of need, our Personal Loans & Debt Consolidation options can help alleviate financial burdens, allowing you to focus on what matters most. Plus, with our Credit Cards with Rewards, every purchase can bring you closer to earning valuable benefits.

Digital & Online Banking

Easy Access with Online Banking

Visit us at https://membersowncu.org/ to explore all the features available to you. Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You'll appreciate the user-friendly interface that makes navigating your financial information straightforward and efficient.

Manage Your Money on the Go

With our mobile application, available for both iOS and Android devices, you can manage your accounts from the palm of your hand. Want to make a quick payment? Our mobile payments feature lets you do just that! Plus, with person-to-person transfers, sending money to friends or family is fast and hassle-free. Whether you're checking balances during lunch or making payments late at night, our digital banking services provide accessibility and ease-of-use. Join us at Membersown today and experience how simple banking can be!

Secure Transactions

Security is essential when it comes to online banking. At Membersown, we utilize electronic signature authorization for transactions, giving you peace of mind that your information is protected. You can also enroll in e-statements for quick and easy access to your financial documents without the clutter of paper.

Financial Strength

Efficient Operations

Our net income of $824,274 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership

We have a strong community presence with 16,530 total share accounts, showing a growing member base that trusts us with their finances. This trust translates into our ability to maintain substantial net shares available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersown is your trusted partner. Visit us at 1391 S 33Rd St Lincoln Ne 68510 or call 402-436-5365 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $24,082,189 in share certificates and $7,601,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $12,871,163 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have provided $24,417,790 in used auto loans and support various sectors with total loans and leases amounting to $70,199,386.

Solid Foundation

With a net worth of $13,695,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,078,566 in used vehicle loans and $4,565,769 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our flexible financing options can help make your purchase easier.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,982,401 in loans helping members manage their finances effectively. If you need extra funds for unexpected expenses or want to consolidate debt, our credit lines can provide the support you need without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,222,792, make buying or refinancing simple. We provide clear information on eligibility and refinancing options to ensure you have everything you need to make informed decisions about your future.

Why Choose Membersown?

Our commitment goes beyond just providing loans; we aim to build lasting relationships with our members by offering personalized service and guidance. Our team is available at 402-436-5365 during our operating hours from 7:30 AM - 5:30 PM Monday through Friday and 9:00 AM - 12:00 PM Saturday to discuss your financial needs and explore loan options that best suit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or credit options, Membersown is here to assist you every step of the way. Visit us online at membersowncu.org to learn more about our services or start your application today!

Loan Aggregator

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