Membersown Credit Union Beatrice NE | Best Auto Loans & Personal Banking

Introduction

Welcome to Membersown, your trusted financial partner located at 2600 Eastside Blvd, Beatrice, NE 68310. Since our establishment in 1984, we've been dedicated to serving our community with personalized banking solutions that meet the unique needs of our members. With a strong membership base of over 9,000 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the Beatrice community. At Membersown, we understand that finances can be overwhelming at times. That's why our friendly team is here to guide you through every step of your financial journey. Whether you're looking for auto loans, mortgage options, or simply need a safe place to deposit your hard-earned money, we have you covered. Our total assets currently stand at an impressive $108,852,876, ensuring that your money is not only safe but also working for you. We offer a range of services tailored to fit your lifestyle, from checking and savings accounts to credit cards with rewards. Our commitment to quality service is reflected in our total deposits of $328,484 and a net worth of $13,695,437. Plus, with a cash reserve of $620,607, we're always prepared to help you seize opportunities as they arise. Under the leadership of our CEO, Linda Carter, and Board President Paul Barnett, we aim to foster growth and stability for all our members. Our dedicated team of 27 employees is here to assist you during our operating hours from 7:30 AM to 5:30 PM on weekdays and 9:00 AM to noon on Saturdays. While members can visit us at our branch location in Beatrice, official correspondence should be sent to the same address listed above. If you have any questions or need assistance, don't hesitate to reach out by calling us at 402-223-4204 or visiting our website at Membersown. Join us today and discover how Membersown can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Membersown is deeply invested in making a positive impact in Beatrice and beyond. Through various partnerships and outreach programs, we actively support local events and initiatives aimed at enhancing the quality of life for all residents. Whether it's sponsoring youth sports teams or participating in community service projects, we strive to give back as much as possible. As technology continues to advance, we embrace digital innovations that enhance member experience while ensuring accessibility for all. With services like online banking, mobile payments, e-statements, and person-to-person transfers, managing your finances is straightforward and efficient. We invite you to join us at Membersown! Experience firsthand how we're dedicated to helping you reach your financial dreams while building a stronger community together. Whether you're looking for a checking account or financing for your next vehicle purchase, our team is here to guide you every step of the way. For more information or assistance, feel free to call us at (402) 223-4204 or visit us online at membersowncu.org. Welcome home!

Our Mission

The mission of Membersown is clear: we aim to improve the financial well-being of our members while fostering community support and engagement. We believe that everyone deserves access to quality financial services tailored to their unique needs. That's why we prioritize not only competitive rates but also personalized service that puts you first. While members can visit us at 2600 Eastside Blvd Beatrice Ne 68310, official correspondence should be sent to 2600 Eastside Blvd, Beatrice, NE 68310 for any matters requiring attention. We offer convenient operating hours from 7:30 AM to 5:30 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays through our drive-thru service. Additionally, with ATM availability right at your fingertips, managing your finances has never been easier.

Branch Location & Accessibility

A Range of Services Just for You

At Membersown, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards our team is ready to guide you every step of the way. Don't forget that we also provide shared services for partner credit union members, allowing for even more flexibility when banking with us. If you prefer digital banking solutions, we've got you covered there too! With online and mobile banking options available, managing your finances has never been easier.

Convenient Access

Members can easily find us near local landmarks, making your trip a breeze. If you're headed to the nearby parks or shopping centers, stop by and see how we can assist you with your financial needs. We have ample parking available, ensuring that your visit starts off hassle-free. Our facility is fully ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours That Fit Your Schedule

We know how busy life can get! That's why our lobby is open Monday through Friday from 7:30 AM to 5:30 PM, so you can visit us at a time that works for you. Plus, if you're in need of drive-thru services on Saturdays, we're here from 9:00 AM until noon to help with deposits, withdrawals, and other simple transactions.

Reach Out Anytime!

Have questions or need assistance? Feel free to give us a call at 402-223-4204; our friendly staff is eager to help! Whether you're stopping by or reaching out over the phone, we look forward to welcoming you into the Membersown family. Visit us soon at 2600 Eastside Blvd!

Member Eligibility

Becoming a member of Membersown is like stepping into a warm, welcoming community where your financial well-being is the top priority. At our branch located at 2600 Eastside Blvd Beatrice Ne 68310, we invite individuals who live, work, worship, or go to school in the surrounding areas to join us. If you're looking for a place that values personal relationships and puts you first, you'll find that here. Membership is open to those who meet our eligibility criteria, which you can explore in detail at . The process of becoming a member is straightforward and friendly just visit us or check out our account opening details online at https://internetloanapplication.cudl.com/membersowncu/. If you have any questions or need assistance, feel free to give us a call at (402) 223-4204. We're excited to welcome you into the Membersown family!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also provide flexible financing options, having extended $0 in non-member commercial loans. This means we're dedicated to ensuring that every local business has access to the capital they need.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processes for businesses. Imagine being able to accept payments from customers seamlessly whether they pay by card or mobile app. Our services simplify transactions, allowing you to focus more on running your business rather than worrying about payment hassles. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Beatrice, NE. If you're ready to take your business to the next level, stop by our branch at 2600 Eastside Blvd Beatrice Ne 68310 or give us a call at (402) 223-4204. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Solutions

For local business owners in Beatrice, Membersown provides essential business banking services including merchant services and business loans. We believe in supporting local businesses because they are the backbone of our community.

Convenient Access Anytime

Accessibility is key at Membersown. Enjoy the convenience of ATM services for quick cash withdrawals or balance checks without any hassle. Our drive-thru service also allows you to complete simple transactions like deposits and withdrawals without leaving your vehicle.

Credit Cards That Reward You

With our credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits. Whether it's cash back or travel points, using our credit card means earning rewards while managing everyday spending.

Financing Your Dreams

When it comes to financing, Membersown offers a variety of loan options. If you're thinking about buying a new car or refinancing your existing auto loan, our auto loans and vehicle financing solutions provide competitive rates that make it easier than ever to get behind the wheel. For those considering purchasing a home, our mortgage loans and refinancing options can guide you through every step of the process.

Join Us Today!

If you're ready to experience personalized service and comprehensive financial solutions tailored just for you, visit us at 2600 Eastside Blvd, Beatrice, NE 68310, or give us a call at 402-223-4204. Discover how easy banking can be when you're part of the Membersown family! For more information about our services or to open an account online, visit our website. Let us help you achieve your financial goals today!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your finances effortlessly. Imagine opening an account that fits your lifestyle perfectly whether it's for daily transactions or long-term savings goals. Plus, with our online and mobile banking options, you can access your accounts anytime, anywhere. This means you can check balances, transfer funds, and even make payments from the comfort of your home or on-the-go.

Shared Branch Transactions

As part of our commitment to community banking, we offer basic shared branch transactions for partner credit union members. This means if you're traveling or away from home, you can still perform deposits and withdrawals easily.

Support for Personal Needs

We understand that life can sometimes throw unexpected challenges your way. That's why we offer personal loans and debt consolidation services to help you manage expenses during tough times. With flexible repayment terms and support from our friendly staff, you can find peace of mind knowing that we're here to assist you.

Digital & Online Banking

Convenient Access Anytime

Our online banking platform, available at https://membersowncu.org/, provides 24/7 access to your accounts. Whether you're checking balances, transferring funds, or paying bills, everything is right at your fingertips. You can even set up electronic statements to go green and save paper while keeping track of your finances effortlessly.

Easy Management On-the-Go

Our user-friendly mobile application allows for real-time account management right from your smartphone. Check balances, make transfers, and pay bills all on-the-go! The app is designed with ease of use in mind so that even those who aren't tech-savvy can navigate it with confidence. Join us at Membersown today and experience how our digital banking services can make managing your finances easier than ever!

Seamless Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it easy! No more waiting for checks to clear or dealing with cash. Just a quick tap on your mobile application which is also available for download and you're good to go. Plus, if you prefer using mobile payments, we've got you covered there too. It's simple and secure!

Security You Can Trust

We take your security seriously at Membersown. With electronic signature authorization in place, you can sign documents safely from the comfort of your home without worrying about unauthorized access. Our systems are designed with robust security measures to keep your personal information safe while you enjoy the convenience of managing your finances online.

Financial Strength

At Membersown, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which serves as a testament to our commitment to you. With a net worth of $13,695,437, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,082,189 in share certificates and $7,601,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,871,163 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,417,586 in total loans and leases including $36,078,566 in used auto loans. Our operational efficiency is reflected in our net income of $824,274, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 16,530, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersown is your trusted partner. Visit us at 2600 Eastside Blvd Beatrice NE 68310 or call 402-223-4204 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,078,566 in used vehicle loans and $4,565,769 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,222,792, make buying or refinancing simple. We offer various mortgage products tailored to fit your unique situation. If you're interested in refinancing your existing mortgage, we can guide you through eligibility options that may save you money.

Personal & Business Loans

For those seeking personal loans or debt consolidation solutions, our services cover a wide range of financial needs. Although we currently do not have outstanding commercial loans available for business owners at this time, we remain committed to supporting local businesses as opportunities arise. You can always reach us at 402-223-4204 for more information about our loan products or visit us at our branch located at 2600 Eastside Blvd Beatrice NE 68310. We are open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 noon. At Membersown, we prioritize making financing accessible and straightforward for all our members. Let's take the next step together toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,982,401 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to meet your everyday spending needs while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to integrity means that users can trust the information they receive when comparing loans.

Membersown

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

A Range of Services Just for You

Convenient Access

Operating Hours That Fit Your Schedule

Reach Out Anytime!

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access Anytime

Credit Cards That Reward You

Financing Your Dreams

Join Us Today!

Personal Banking Made Easy

Shared Branch Transactions

Support for Personal Needs

Digital & Online Banking

Convenient Access Anytime

Easy Management On-the-Go

Seamless Transactions

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Mortgage Loans

Personal & Business Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community