MemberSource Credit Union Sugar Land TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Membersource, your trusted partner in financial well-being since 1958. Located at 16535 Lexington Blvd Ste 145, Sugar Land, TX 77479, we pride ourselves on offering personalized banking solutions tailored to meet the needs of our 13,563 members. With total assets exceeding $185 million and a strong commitment to the community, we strive to empower individuals and families with the tools they need for a brighter financial future. At Membersource, you'll find a range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our dedicated team of 55 employees, led by CEO Kenneth Harrington and Board President Patrick Gibson, is here to assist you every step of the way. Whether you're looking for personal loans or business banking options, we're committed to providing exceptional service that makes banking easy and accessible. While members can visit us at our Sugar Land branch, official correspondence should be sent to 16535 Lexington Blvd., Suite 145, Sugar Land, TX 77479-2587. We encourage you to reach out to us at 713-627-4000 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Join us today and discover how Membersource can help you achieve your financial goals. Visit our website at www.membersourcecu.org for more information or explore membership eligibility here. We look forward to welcoming you into our Membersource family!

Branch History & Mission

Welcome to Membersource, a proud pillar of the Sugar Land community since 1958. Located at 16535 Lexington Blvd Ste 145, Sugar Land, TX 77479, our branch has been dedicated to serving our members with integrity and a personal touch. Over the decades, we have grown alongside our members, nurturing strong relationships and fostering financial well-being. From our humble beginnings, Membersource has evolved into a robust financial institution with a total membership of 13,563 and assets amounting to $185,647,182. Our journey reflects not just growth in numbers but also a deep commitment to the people we serve. We believe that banking should be accessible and supportive; that's why we have embraced advancements in technology while maintaining the warmth of community-focused service. Our mission is simple yet powerful: to empower our members with financial tools and resources that enhance their lives. We offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards all designed to meet the unique needs of each member. We are also proud to provide business banking services to support local entrepreneurs and businesses. At Membersource, we understand that community matters. That's why we actively engage in outreach programs and partnerships that uplift those around us. Whether it's through financial education workshops or local sponsorships, we aim to make a positive impact right here in Sugar Land. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM we also offer online banking services for added convenience. Although we currently do not have ATM or drive-thru facilities available, we strive to provide shared service options for members of partner credit unions. If you need assistance or have questions about our services, feel free to reach out at 713-627-4000. While official correspondence can be directed to our mailing address at 16535 Lexington Blvd., Suite 145, Sugar Land, TX 77479-2587, we encourage you to stop by and see how Membersource can help you achieve your financial goals. Join us today and experience the difference of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more about how we can assist you? Feel free to call us at 713-627-4000. We invite you to stop by our Sugar Land branch soon our team looks forward to welcoming you! While members can visit us at 16535 Lexington Blvd Ste 145, official correspondence should be sent to the same address. Experience banking made easy at Membersource!

Nearby Landmarks and Accessibility

Situated in the heart of Sugar Land, our branch is near popular spots like the Sugar Land Town Square and the First Colony Mall, making it a breeze to visit us while running errands or enjoying a day out. We offer ample parking options right at our location, ensuring your visit is hassle-free. Plus, we are committed to accessibility, featuring ramps and ADA-compliant facilities to accommodate all members of our community.

Operating Hours

We understand that life can get busy! That's why we are open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Our friendly staff is ready to assist you during these hours, whether you need help with checking accounts, loans, or any of our other services.

Services Offered

At Membersource, we provide a range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're a member of another credit union, don't worry we also offer basic shared branch transactions for deposits and withdrawals!

Member Eligibility

Becoming a member of Membersource is like stepping into a welcoming community that truly cares about your financial well-being. If you're living, working, or attending school in the Sugar Land area, you're already on your way to joining us! We believe in making banking accessible and friendly, which is why our eligibility criteria are straightforward and inclusive. Whether you're looking for personal loans, checking accounts, or credit cards with rewards, we have something for everyone. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out our detailed guide at https://www.membersourcecu.org/credit-union-accounts/become-a-member/ . Ready to take the next step? Opening an account with us is quick and easy! You can start the process online by visiting https://online.membersourcecu.org/auth/enrollment . If you have any questions or need assistance along the way, don't hesitate to give us a call at (713) 627-4000. We're here to help you every step of the way as you join our thriving community at Membersource, located at 16535 Lexington Blvd Ste 145 Sugar Land Tx 77479. Welcome aboard!

Business Banking & Commercial Services

At Membersource, we understand that running a business requires not just hard work but also the right financial tools. That's why we're dedicated to supporting local businesses in their growth journey. Our commercial lending options are designed to help entrepreneurs like you turn ambitions into reality. Imagine needing extra cash to expand your operations or invest in new equipment. With our tailored commercial loans, you can access the funds necessary for these important decisions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make it easier for you to manage transactions efficiently. Whether you're processing payments or handling payroll, we offer solutions that streamline your operations and save you time. Located at 16535 Lexington Blvd Ste 145 Sugar Land Tx 77479 in Sugar Land, TX, we invite you to visit us or call us at (713) 627-4000 to explore how we can support your business needs today!

Comprehensive List Of Services

Business Services

For our business-minded members, we offer tailored solutions under business banking. This includes essential services like merchant services and business loans, helping you run your operations more efficiently while keeping your financial goals in check.

Convenient Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. You can easily transfer money using our person-to-person payment option or access your statements online without the hassle of paper clutter. While we currently do not have ATM services at this location, we do participate in basic shared branch transactions for partner credit union members. This means you can still make deposits and withdrawals conveniently through other branches.

Get in Touch!

We invite you to explore all that Membersource has to offer by visiting us or giving us a call at 713-627-4000 during our operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Join us today and discover how we can help meet your financial needs! For more information on becoming a member or opening an account, visit our website or check out our membership eligibility.

Loans and Credit Cards

When life throws unexpected expenses your way, our personal loans and debt consolidation options can provide relief. We also offer credit cards with rewards, allowing you to earn while you spend on everyday purchases. These cards come with benefits that can add value back into your budget.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to fit different lifestyles. If you're saving for a big purchase or just want easy access to your funds, our accounts provide flexibility and convenience. Additionally, if you're considering buying a car or need financing for a personal project, our auto loans and vehicle financing options can help make those dreams come true without breaking the bank. For those looking to settle into a new home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through the process smoothly. Our team is dedicated to making homeownership achievable for everyone.

Digital & Online Banking

Convenient Online Banking

Access your accounts anytime through our user-friendly online banking platform at https://www.membersourcecu.org/ . With just a few clicks, you can check balances, transfer funds, and pay bills, all from the comfort of your own home. Our online banking is always available, ensuring you can manage your money whenever it suits you.

Mobile Banking on the Go

Don't forget about our mobile application! With it, you can take your banking experience with you wherever you go. Need to send money to a friend? You can easily use our person-to-person transfer feature. Plus, if you're looking for quick payments, our mobile payments option lets you make purchases right from your smartphone.

Paperless Options for Easy Management

Say goodbye to clutter with our e-statements availability! Enjoy the convenience of receiving your statements electronically, allowing for easier tracking and management of your finances. At Membersource, we believe in making banking accessible and hassle-free. Join us today and experience how easy digital banking can be! For more information or to get started, visit us at https://www.membersourcecu.org/ or give us a call at (713) 627-4000.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, making transactions not only straightforward but also safe. Our commitment to protecting your information means you can bank with confidence.

Financial Strength

A Committed Team Ready to Serve You

We take pride in having 54 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team. Your trust is important to us; that's why we're dedicated to fostering relationships within our growing member base of 13,563 individuals who trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Membersource is your trusted partner. Visit us at 16535 Lexington Blvd Ste 145 Sugar Land TX 77479 or call us at 713-627-4000 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $19,200,450 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $136,518,266 in total loans and leases and 1,847 used auto loans available for those looking to make significant purchases.

Member-Focused Savings

Your savings are secured through $31,923,715 in share certificates and $13,997,436 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,732,000, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our recent net income of -$222,877, which indicates areas for improvement but also highlights our commitment to maintaining quality service without compromising your experience. We remain dedicated to providing competitive loan rates and solid financial products for all our members.

Solid Financial Health

With a net worth of $21,767,603, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,652,207 in used vehicle loans and $26,629,284 in new vehicle loans already helping members get on the road. We have financed a total of 3,694 auto loans so far, making it easier for our members to drive away with confidence. If you're considering refinancing your current auto loan or want to know about eligibility options, our team is here to help you navigate through the process smoothly.

Credit Lines

For those looking for flexibility in managing expenses or unexpected costs, we offer credit lines totaling $46,076,818. This product gives you access to funds when you need them most without having to apply for a new loan each time. Our commitment extends beyond just offering loans; we strive to empower our members with financial knowledge and assistance. If you're interested in exploring any of these options further or want more information on eligibility criteria and refinancing opportunities, please feel free to reach out at 713-627-4000 or visit us at 16535 Lexington Blvd Ste 145 Sugar Land TX 77479. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,589,036, making buying or refinancing simple. With competitive interest rates and flexible terms, we aim to support you every step of the way as you work towards securing your future home.

Total Loans Issued

With over 10,353 loans issued, we've helped thousands of members achieve their financial goals. Our dedicated staff at Membersource is committed to providing personalized service and guidance throughout your borrowing journey.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We also offer flexible terms on unsecured credit card loans, with a total of $8,434,928 in loans available. These cards are designed to provide you with purchasing power while helping you build your credit history responsibly.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy allows users to trust the information they receive when comparing loan options.

Benefits of Using LendMesh

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Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MEMBERSOURCE CREDIT UNION