Membersource Credit Union Houston TX | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Membersource, located at 2800 Post Oak Blvd Fl 56, Houston, TX 77056. Established in 1958, our credit union has been dedicated to serving the financial needs of our community for over six decades. With a proud membership of 13,072, we are committed to providing personalized banking solutions that empower our members to achieve their financial goals. At Membersource, we understand that trust and reliability are essential when it comes to your finances. That's why we take pride in managing assets totaling $184,391,075 while ensuring that your deposits currently amounting to $25,246,444 are safeguarded. Our net worth stands strong at $21,557,440, reflecting our commitment to stability and growth. Our leadership team is here to serve you! Under the guidance of CEO Kenneth Harrington and Board President Patrick Gibson, we strive to create an environment where every member feels valued and supported. With a dedicated team of 55 employees, we aim to offer exceptional service tailored specifically for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, Membersource is ready to help. We also provide online and mobile banking services for your convenience, making it easier than ever to manage your finances on the go. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 10100 Richmond Ave, Houston, TX 77042. If you have any questions or need assistance, feel free to reach out by calling us at 713-627-4000. Join us today at Membersource as we continue fostering financial wellness within our community. Visit us online at membersourcecu.org or stop by the branch we look forward to welcoming you!

Branch History & Mission

Join Us!

As we continue to grow and serve the Houston community, we invite you to join us at Membersource. Experience firsthand the benefits of membership a place where your financial goals are prioritized. Discover how we can assist you by visiting our website or call us at 713-627-4000 today! Together, let's build a brighter financial future.

Our Evolution

Since our inception, Membersource has focused on creating lasting relationships with our members. We've adapted to meet the changing financial landscape while maintaining our core values of integrity, community support, and member service. Over the decades, we have introduced various services such as auto loans, personal banking options, and online banking to enhance convenience for our members. As technology has evolved, so have we offering features like mobile payments and electronic statements to ensure that banking with us is both easy and secure.

Our Mission

At Membersource, our mission goes beyond just providing financial services; it's about empowering individuals and families within our community. We believe that everyone deserves access to quality financial products that help them achieve their dreams be it buying a home, financing a vehicle, or managing day-to-day expenses. We are dedicated to giving back through community outreach initiatives that support local organizations and foster growth. While you can visit us at 2800 Post Oak Blvd Fl 56, official correspondence should be sent to 10100 Richmond Ave, Houston, TX 77042. We are proud to offer ATM availability for your convenience and provide personalized service during our operating hours: Tuesday and Thursday from 9 AM to 12 PM.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to call us at 713-627-4000. Our friendly staff is ready to help with anything from setting up accounts to discussing loan options. While members can visit us at 2800 Post Oak Blvd Fl 56, official correspondence should be sent to our mailing address at 10100 Richmond Ave, Houston, TX 77042. We invite you to stop by and see how we can assist you with your financial goals!

Convenient Access

Our branch features ample parking and is designed with accessibility in mind. You'll find features such as ramps and ADA-compliant entrances, making it easy for everyone to access our services comfortably. While you're here, feel free to take advantage of our ATM, which is available for quick cash withdrawals and balance checks.

Operating Hours

Membersource operates on Tuesdays and Thursdays from 9 AM to 12 PM, providing dedicated hours for you to manage your personal banking needs. We understand that your time is valuable, so we strive to make each visit efficient and welcoming.

Member Eligibility

At Membersource, we believe that everyone deserves a chance to be part of our friendly financial community. Joining is simple and welcoming! To become a member, you need to meet a few basic criteria, which include being an employee or member of certain organizations or living in specific areas. We invite individuals who share our values and commitment to community support. If you're unsure about your eligibility, don't hesitate to check the detailed information on our website at https://www.membersourcecu.org/credit-union-accounts/become-a-member/ . Once you've confirmed that you qualify, opening an account is straightforward! You can start your journey with us online by visiting https://online.membersourcecu.org/auth/enrollment . If you have any questions or need assistance, please feel free to reach out at (713) 627-4000. We're here to help you every step of the way as you take this exciting step toward better banking at Membersource, located at 2800 Post Oak Blvd Fl 56 Houston Tx 77056.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine having the financial support to bring your vision to life. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans, we are dedicated to fostering economic development in our community. If you're seeking financing options in the future, we can offer guidance on the right path for your business.

Practical Merchant Services

Running a business requires efficient payment processing. With our merchant services, you can accept various payment methods seamlessly, ensuring that your customers have a smooth checkout experience. This means faster transactions and happier customers, ultimately driving sales and improving your bottom line. For more information about how Membersource can support your business banking needs, visit us at 2800 Post Oak Blvd Fl 56 Houston Tx 77056 in Houston, TX or give us a call at (713) 627-4000. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For our business members, we have tailored business banking services, including merchant services and business loans. Running a business comes with its challenges, and we aim to support entrepreneurs by providing financial tools that drive success.

Credit Options

To enhance your spending power, we offer credit cards with rewards that allow you to earn points on purchases you already make. Think of it as getting something back while managing everyday expenses it's like earning while you spend!

Digital Convenience

In today's world, convenience is key. That's why we emphasize our online and mobile banking features. With services like ATM access for cash withdrawals and balance checks available at your fingertips, managing your finances has never been easier. You can transfer money between accounts or pay bills from anywhere, anytime. At Membersource, we're not just about numbers; we're about building relationships and supporting our members through every stage of their financial journey. If you're interested in learning more about how our services can work for you or if you're ready to open an account today, don't hesitate to reach out! Call us at 713-627-4000, or visit us online at Membersource. Let's take the next step together towards achieving your financial goals!

Home Financing

If homeownership is on your horizon, we offer mortgage loans and refinancing solutions tailored to help you achieve this goal. We know that buying a home is one of the most important investments you'll make. Our team is here to guide you through the process, ensuring you have the information needed to choose the best mortgage option for your situation.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your finances effectively. Imagine having a place where your money can grow while still being easily accessible for your everyday needs. Our accounts come with features that make banking simple and convenient, whether you're making deposits online or checking your balance through our mobile app.

Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help alleviate financial burdens. Whether it's for a medical bill or home repairs, we aim to provide fast access to funds so you can focus on what really matters.

Vehicle Financing

For those considering purchasing a car, our auto loans and vehicle financing options provide competitive rates that fit your budget. We understand that buying a vehicle is a significant decision, which is why we strive to make the financing process straightforward and supportive. Picture driving away in your dream car without the stress of complicated loans.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services provide you with 24/7 access to your accounts. You can check balances, transfer funds, and manage transactions all from the comfort of your own device. Plus, with our mobile application available for download, banking has never been more accessible. Need to send money quickly? Our person-to-person transfer feature lets you do just that without any hassle.

Making Payments Easy

Enjoy the convenience of mobile payments! With this feature, you can make purchases directly from your phone, making it simpler than ever to pay bills or shop without needing cash or cards. In summary, our digital and online banking services at Membersource are here to enhance your banking experience. From user-friendly features to robust security measures, we aim to empower you with the tools you need for effective account management. Join us today and experience banking that works for you!

Security You Can Trust

Security is a top priority for us at Membersource. We offer electronic signature authorization to ensure that your transactions are both easy and secure. Additionally, with e-statements available, you can keep track of your financial activities while reducing paper waste a win-win!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersource is your trusted partner. Visit us at 2800 Post Oak Blvd Fl 56 Houston Tx 77056 or call (713) 627-4000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Dedicated Team

We also take pride in having 54 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings

Members' savings are secured through $31,016,812 in share certificates and $12,929,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $21,557,440, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,169 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $18,873,684 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,651 in used auto loans and $127,784,687 in total loans and leases. Our operational efficiency is reflected in our $-55,810, which empowers us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,653,472 in used vehicle loans and $21,038,157 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your budget. Plus, refinancing options are available if you're looking to lower your monthly payments or reduce your interest rate.

Credit Lines

For those who need additional flexibility, we have credit lines totaling $44,396,406. This option allows you to borrow as needed while only paying interest on what you use ideal for managing fluctuating expenses or unexpected costs. At Membersource, we strive to empower our members through financial education and personalized service. You can reach us at 713-627-4000 for any questions regarding eligibility or how to apply for one of our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $34,973,386, providing you with the support you need to secure your dream home. Our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,071,913 in loans helping members manage their finances effectively. Our credit cards come with rewarding benefits and can be a great tool for building your credit history while enjoying everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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MEMBERSOURCE CREDIT UNION