MembersFirst Credit Union Savannah GA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Membersfirst, your trusted credit union located at 5007 Paulsen St, Savannah, GA 31405. Since our establishment in 1953, we've been dedicated to serving the financial needs of our community with a personal touch and commitment to excellence. With a total membership of 27,399 and assets exceeding $409,563,597, we strive to provide robust financial solutions tailored for you. At Membersfirst, we understand that every member's financial journey is unique. Whether you're looking for auto loans, mortgage options, or simple checking accounts, our experienced team is here to guide you. Under the leadership of our CEO, Terry Hardy, and Board President Richard Dalrymple, we focus on building lasting relationships based on trust and reliability. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 5007 Paulsen St, Savannah, GA 31405. Our doors are open Monday through Friday, with special hours on Wednesday for your convenience. With total deposits of $53,226,168 and a net worth of $44,082,257, we take pride in maintaining a healthy financial standing while offering competitive rates and services. Our dedicated staff of 98 employees is ready to assist you with personalized service that makes banking easier. We invite you to explore our website at membersfirstga.com for more information about our services or simply give us a call at 912-352-2902. Join us today and experience the difference at Membersfirst!

Branch History & Mission

At Membersfirst, we take pride in our rich legacy that began in 1953 when our Savannah branch first opened its doors. Over the years, we have grown from a small financial cooperative into a trusted institution serving over 27,000 members. Our commitment to the community remains strong as we continue to provide essential financial services to the residents of Savannah, GA, and beyond. Located at 5007 Paulsen St, Savannah, GA 31405, our branch is easily accessible and close to various local landmarks. Whether you're visiting us for personal banking or seeking assistance with loans and credit cards, our team is here to help you navigate your financial journey. While members can visit us at this address, official correspondence should be sent to the same mailing address: 5007 Paulsen St, Savannah, GA 31405. Our mission at Membersfirst is simple yet profound: to empower our members through personalized financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking solutions that cater to their individual needs. From checking and savings accounts to auto loans and business financing, we are dedicated to helping you achieve your financial goals. In addition to traditional banking services, we've embraced modern technology to enhance your experience. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. We also offer ATM services for easy cash withdrawals and a convenient drive-thru for quick transactions. Our commitment to accessibility extends beyond just technology; we ensure our facilities meet ADA compliance standards so that everyone can bank with us comfortably. Community outreach is at the heart of what we do. We partner with local organizations and participate in events that support education, health, and economic development within Savannah. By investing in our community, we aim to make a lasting impact on the lives of those we serve. Join us at Membersfirst and experience the benefits of being part of a credit union that truly values its members. Whether you're looking for reliable banking solutions or eager to get involved in community initiatives, there's a place for you here. We invite you to explore all that we have to offer by visiting our website or calling us at 912-352-2902 today!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You can find us near popular local spots, ensuring that you can easily make us a part of your routine. If you're visiting the nearby parks or shopping areas, we're just a quick stop away. Our branch is accessible with plenty of parking available, including features that comply with ADA standards to assist all members. While members can visit us at 5007 Paulsen St, official correspondence should be sent to the same address for convenience.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Join us Monday, Tuesday, Thursday, and Friday from 9:00 AM to 4:30 PM. On Wednesdays, we open a bit later at 10:00 AM but still close at 4:30 PM.

Services and Features

At Membersfirst, we provide various services tailored to meet your banking needs from personal checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. For those who prefer a more personal touch, our drive-thru service allows you to complete simple transactions without leaving your car. If you're ready to experience convenient banking with a personal touch, we invite you to visit us or call us at 912-352-2902 for any inquiries. Our dedicated team is here to help you every step of the way!

Member Eligibility

At Membersfirst, we believe that becoming a member is like joining a warm and welcoming family that genuinely cares about your financial well-being. If you're looking to be part of our community, it's easy! You can become a member if you live, work, worship, or attend school in the Chatham County area, or if you have a family member who is already part of our credit union. This inclusive approach means that so many people can benefit from the personalized services we offer, from competitive loan rates to high-yield savings options. Opening an account with us is a straightforward process that can set you on the path to better financial health. To get started, simply visit us at 5007 Paulsen St Savannah Ga 31405 or give us a call at (912) 352-2902 for more information. You can also check out the full details on eligibility by visiting https://membersfirstga.com/membership/. We're excited to welcome you into the Membersfirst family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services can simplify your operations. Imagine processing payments quickly and securely while managing your cash flow effectively. With tools designed for real-world use, we help you focus on what you do best growing your business. Visit us at 5007 Paulsen St Savannah Ga 31405 in Savannah, GA, or call us at (912) 352-2902 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,847,102, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we understand that managing finances can be tricky. Our Business Banking services, which include Merchant Services & Business Loans, are designed to support your growth. We know how important it is to have access to funds when opportunities arise, and we're here to assist with tailored solutions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Membersfirst, we prioritize Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, our secure platform puts control in your hands. Need cash quickly? Our ATM & Cash Withdrawal Services make it easy to access your money on the go. For simple transactions like deposits and withdrawals, our drive-thru service provides a hassle-free experience right from your vehicle.

Personal Banking Services

For those seeking personal banking options, we offer a variety of accounts tailored just for you. You can choose from our Checking & Savings Accounts that help you manage your everyday finances with ease. Need to buy a new car? Our Auto Loans & Vehicle Financing services can get you on the road quickly without breaking the bank. If you're considering purchasing a home, our Mortgage Loans & Refinancing options provide flexibility and competitive rates. Sometimes life throws unexpected challenges your way. That's why we also offer Personal Loans & Debt Consolidation, allowing you to simplify your payments and reduce stress. Plus, our Credit Cards with Rewards give you the chance to earn while you spend, making every purchase count.

Visit Us Today!

We invite you to visit us at 5007 Paulsen St, Savannah, GA 31405, or give us a call at 912-352-2902. Our friendly team is ready to help you navigate your financial needs and answer any questions about our offerings. Join us at Membersfirst and experience banking that truly puts you first! Explore all that we have to offer by visiting our website. Your financial success starts here!

Digital & Online Banking

Convenient Online Access

With our online banking platform available at https://membersfirstga.com/, you can take control of your accounts from the comfort of your home or on the go. Whether it's checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our 24/7 online banking services ensure that you can manage your money whenever it suits you best.

Mobile Banking at Your Fingertips

For those who prefer managing their finances on the move, our mobile application makes it simple. You'll have access to mobile payments, allowing you to pay for purchases directly from your phone. Plus, with person-to-person transfer capabilities, sending money to friends or family is as easy as sending a text.

Security First

We prioritize your security at every step. Our online banking platform uses robust encryption and safety measures to protect your personal information and transactions. You can rest assured that your financial data is safe while enjoying the flexibility of our services. In short, Membersfirst provides everything you need for convenient and secure banking right at your fingertips. Experience the ease of managing your finances today!

User-Friendly Features

Our digital banking tools are tailored to meet your needs. You can enroll in e-statements for quick access to your account statements without the clutter of paper. Need to sign a document? With electronic signature authorization, completing transactions has never been easier or more efficient.

Financial Strength

Growing Community Trust

We have built trust within our community as shown by our total share accounts of 76,933, indicating a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $9,723,968, which means more opportunities for you to access funds when needed. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst is your trusted partner. Visit us at 5007 Paulsen St Savannah Ga 31405 or call 912-352-2902 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $86,596,038 in share certificates and $21,212,401 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,163,179, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our net income of $0 this period. This allows us to focus on strengthening our offerings rather than just profits. We take pride in having 84 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Growth

With $31,745,240 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $27,477,387 in total loans and leases and $40,490,648 in used auto loans, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $44,082,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $74,630,648 in used vehicle loans and $26,825,169 in new vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we make financing simple and straightforward.

Business Solutions

For business owners, our outstanding commercial loans totaling $29,847,102 provide the capital needed for growth and expansion. We know how crucial it is for businesses to access funds quickly and efficiently. At Membersfirst located at 5007 Paulsen St Savannah Ga 31405, we are committed to helping you find the right loan product for your needs. You can reach us at 912-352-2902 during our operating hours: Monday through Tuesday and Thursday through Friday from 9:00 AM to 4:30 PM; Wednesday from 10:00 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore more about our loan offerings by visiting our website at Membersfirst or check out our eligibility requirements. We're here to support your financial journey!

Credit Lines and Unsecured Loans

For those needing extra flexibility in managing finances, we offer total credit lines amounting to $29,896,504. Additionally, our unsecured credit card loans provide a total of $9,320,613, allowing members to handle unexpected expenses without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,038,745. We simplify the process for first-time buyers and those looking to refinance their current mortgages. Explore your eligibility for refinancing with us our team is here to guide you through every step.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that users receive fair and transparent offers tailored to their financial needs.

Membersfirst