MembersFirst Credit Union Sandy Springs GA | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Membersfirst, your trusted community partner located at 8010 Roswell Rd, Sandy Springs, GA 30350. Since our establishment in 1953, we have proudly served 27,399 members with a commitment to providing personalized financial solutions tailored to meet their needs. With total assets exceeding $409,563,597 and total deposits of $53,226,168, we are dedicated to ensuring the financial well-being of our members and the local community. Our leadership team, guided by CEO Terry Hardy and Board President Richard Dalrymple, works tirelessly to foster a culture of trust and reliability. We understand that each member's journey is unique, and we aim to empower you through various services such as personal banking, auto loans, mortgages, and business banking solutions. While you can visit us at our branch for face-to-face assistance during our operating hours from Monday through Friday, 9 AM to 4:30 PM, please note that any official correspondence should be directed to our mailing address at 8010 Roswell Rd, Sandy Springs, GA 30350. At Membersfirst, we believe in making banking accessible and beneficial for everyone. With a net worth of $44,082,257 and cash on hand totaling $4,380,141, our strong financial position allows us to support your goals effectively. Whether you're looking for an auto loan or exploring ways to consolidate debt, our experienced team is here to help you every step of the way. We invite you to discover how Membersfirst can make a positive impact on your financial future. For more information or assistance, don't hesitate to call us at 404-978-0080 or visit our website at membersfirstga.com. Join us today and experience the difference that comes with being part of a cooperative dedicated to its members!

Branch History & Mission

Join Us

We invite you to become part of the Membersfirst family! Experience firsthand the difference of being a member of a credit union that truly cares about its community. With nearly seven decades of experience behind us and an unwavering commitment to your financial well-being, there's no better time than now to join us. Visit our website at membersfirstga.com or come see us at our Sandy Springs branch today!

Our Journey

Over the decades, Membersfirst has evolved significantly while staying true to our core mission: to provide accessible and affordable financial services that empower our members. From humble beginnings to becoming a trusted institution in the area, we have remained committed to fostering financial literacy and supporting local initiatives. We believe that when our members succeed, our community thrives. Our branch is conveniently located near key landmarks that enhance accessibility for all. Whether you are visiting us during our operating hours from Monday through Friday, 9 AM to 4:30 PM, or reaching out via phone at 404-978-0080, we are here to assist you with personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards.

Our Mission

The mission of Membersfirst is simple yet profound: we aim to enrich lives by providing exceptional financial products and personalized service. We understand that each member's journey is unique, and we strive to offer solutions that align with their specific goals. Our commitment extends beyond just banking; we actively engage in community outreach programs and partnerships that uplift those around us. While our branch address is 8010 Roswell Rd, official correspondence can be sent to 8010 Roswell Rd Ste 150, Sandy Springs, GA 30350 if needed. Although we currently do not offer ATM services or drive-thru banking, our focus remains on delivering quality service through online and mobile banking options. As technology advances, so do we. Our digital platforms are designed with ADA compliance in mind, ensuring that everyone can access their accounts effortlessly. We also prioritize customer-centric initiatives like electronic signatures and e-statements to make your banking experience as smooth as possible.

Branch Location & Accessibility

Connect with Us

Got questions? Don't hesitate to give us a call at 404-978-0080. We're always ready to assist you! Come visit us today and discover how Membersfirst can help you achieve your financial dreams.

Nearby Landmarks and Accessibility

You'll find us just a stone's throw away from popular spots such as the beautiful City Springs center. Whether you're running errands or enjoying a day out, stopping by our branch is quick and hassle-free. We have ample parking available for our members, ensuring that your visit is as smooth as possible. Plus, our facility is ADA-compliant with features like ramps to assist those who need extra support.

Operating Hours and Services

Our doors are open Monday through Friday from 9 AM to 4:30 PM, giving you plenty of time throughout the week to drop in and talk with our friendly staff about your financial goals. While we don't currently offer ATM or drive-thru services, our team is eager to help you with personal banking options including checking and savings accounts, auto loans, mortgage refinancing, and more. If official correspondence is needed, please send it to our mailing address at 8010 Roswell Rd, Ste 150, Sandy Springs, GA 30350.

Member Eligibility

At Membersfirst, we believe that everyone deserves a chance to belong to a supportive community that prioritizes your financial well-being. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the areas we serve. This means if you have connections to our vibrant community here in Sandy Springs, you're likely eligible! Plus, as a member, you'll enjoy personalized service and access to a variety of financial products designed just for you. Ready to take the next step? Opening your account is quick and easy just visit us at 8010 Roswell Rd Sandy Springs Ga 30350 or give us a call at (404) 978-0080 for more information. You can also check out the detailed eligibility criteria at https://membersfirstga.com/membership/ to ensure you meet all requirements. We look forward to welcoming you into our family at Membersfirst!

Business Banking & Commercial Services

Merchant Services That Make Sense

Beyond loans, our merchant services offer practical tools to streamline your operations. From payment processing to cash management, we provide the resources that allow you to focus on what you do best running your business. With us by your side, you can simplify transactions and enhance customer experiences. Visit us at 8010 Roswell Rd Sandy Springs Ga 30350 in Sandy Springs, GA or give us a call at (404) 978-0080 to learn more about how we can support your business journey. Together, let's pave the way for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,847,102, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing services are tailored to provide competitive rates and flexible terms. Whether you're eyeing a brand-new car or looking to refinance an existing loan, we work with you to find the best solution. Picture yourself driving off in your dream car while enjoying manageable monthly payments.

Business Banking

For entrepreneurs and small business owners, our business banking solutions offer everything from merchant services to business loans. We know how crucial it is for businesses to have reliable financial support. That's why we tailor our services to meet the unique needs of local businesses in Sandy Springs.

Credit Cards with Rewards

With our credit cards featuring rewards programs, spending can turn into savings! Enjoy cash back or points on purchases that matter most to you whether it's groceries, travel, or dining out. It's like getting rewarded for being responsible with your finances.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. At Membersfirst, we believe that owning a home should be accessible for everyone. Our team will guide you through the mortgage process, ensuring you understand each step making your path to homeownership as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features give you 24/7 access to your accounts right at your fingertips. From checking balances on-the-go to making transfers instantly, managing your finances has never been easier. We invite you to visit us at 8010 Roswell Rd Sandy Springs Ga 30350 or give us a call at 404-978-0080 during our lobby hours from Monday through Friday between 9 AM and 4:30 PM. Discover how Membersfirst can support your financial journey today! Explore all our services by visiting our website. Your financial well-being is just a conversation away!

Personal Banking

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only meets your everyday banking needs but also helps you save for future goals. With Membersfirst, you can easily manage your funds through our online and mobile banking platforms, making it convenient to check balances, transfer money, or pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, our personal loans and debt consolidation services can help lighten the load. Imagine consolidating multiple debts into one manageable payment, reducing stress and saving money on interest over time. We're dedicated to helping you regain control of your finances.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, making it easy for you to check your balance, pay bills, or transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and securely. You can also enjoy the benefits of mobile payments, giving you the freedom to make purchases directly from your smartphone. For those who prefer to manage their accounts on-the-go, our mobile application is available for download. It puts all the tools you need right at your fingertips, from checking account activity to depositing checks using electronic signature authorization. Plus, with e-statements readily available, you can keep track of your financial activity without the clutter of paper statements.

Security and Accessibility

We take your security seriously. Our digital banking services are equipped with robust security measures, ensuring that your personal information remains safe as you navigate through your financial tasks. You can rest easy knowing that accessing your money is both secure and straightforward. Whether you're at home or out and about, managing your finances has never been easier. At Membersfirst, we're committed to providing accessible banking solutions that fit seamlessly into your lifestyle. Experience the convenience of modern banking today!

Financial Strength

Member Trust

Total Share Accounts stand at 76,933, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $9,723,968, reinforcing our commitment to member service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst is your trusted partner. Visit us at 8010 Roswell Rd Sandy Springs Ga 30350 or call 4049780080 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $31,745,240 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $274,773,871, which includes $40,490,648 in used auto loans. This lending capacity supports our members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $86,596,038 in share certificates and $21,212,401 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,163,179, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $44,082,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,630,648 in used vehicle loans and $26,825,169 in new vehicle loans already helping members get on the road. We have financed a total of $8,098 in auto loans, making it easier than ever for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $29,847,102 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community. At Membersfirst, we pride ourselves on transparency and support. If you're considering refinancing or exploring eligibility options for any of these products, don't hesitate to reach out. Our team is ready to assist you and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For further information or to get started with your loan application, feel free to contact us at (404) 978-0080 during our operating hours from Monday through Friday, 9 AM to 4:30 PM. We look forward to helping you secure the financing you need!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in their finances, our total credit lines amount to $29,896,504, offering you the ability to access funds when needed. We also provide flexible terms on unsecured credit card loans, with a total of $9,320,613 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards can be a valuable tool.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,038,745, make buying or refinancing simple. We are committed to guiding you through the mortgage process with competitive rates and personalized service.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees fair and transparent offers for users seeking loans.

MEMBERSFIRST CREDIT UNION