MembersFirst Credit Union Newnan GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Membersfirst, your trusted financial partner in Newnan, GA! Located at 775 Poplar Rd Ste 125, we have been serving our community since 1953 with a commitment to provide exceptional banking services tailored to your needs. With a total membership of 27,399 and assets totaling an impressive $409,563,597, we are dedicated to helping you achieve your financial goals. At Membersfirst, we believe in building strong relationships with our members. That's why we offer a range of services from personal banking, including checking and savings accounts, to auto loans and credit cards with rewards. Our team is here to support you every step of the way. Under the leadership of CEO Terry Hardy and Board President Richard Dalrymple, we take pride in fostering a warm and welcoming atmosphere where members feel valued and respected. With a total of 98 employees, we ensure that expert assistance is always available when you need it most. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 775 Poplar Rd Ste 125, Newnan, GA 30265. Feel free to reach out to us at 678-673-5600 or visit our website at membersfirstga.com for more information on how we can assist you today! Your financial journey starts here let's make it a successful one together!

Branch History & Mission

At Membersfirst, our story began in 1953, when we opened our doors in Newnan, GA. Over the years, we have grown from a small credit union into a trusted financial partner for over 27,000 members. Located at 775 Poplar Rd Ste 125, our branch is situated near the vibrant community of Coweta County, making it easily accessible for all residents. Our mission is clear: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that banking should be more than just transactions; it should be about building relationships and empowering individuals to achieve their financial goals. With total assets exceeding $409 million, Membersfirst stands as a pillar of strength in the local economy. Since our inception, we have adapted to meet the evolving needs of our members. We offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Our commitment to digital advancements ensures that members can access their accounts anytime through online and mobile banking options. Moreover, we pride ourselves on being ADA compliant and focused on customer-centric initiatives that make banking easier for everyone. While our branch address serves as the hub for face-to-face interactions, official correspondence can also be sent to our mailing address at 775 Poplar Rd Ste 125, Newnan, GA 30265. Community outreach has always been at the heart of what we do. Our partnerships with local organizations help us give back and strengthen the neighborhoods we serve. We engage in various initiatives that support education, health services, and financial literacy programs. As we look toward the future, we invite you to join us on this journey. At Membersfirst, you are not just a member; you are part of a family dedicated to your success. Experience the difference today by visiting us or exploring our services online at Membersfirst. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Membersfirst, we prioritize accessibility for all our members. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant entrances and parking options nearby. Whether you're stopping by for a quick transaction or need assistance with your accounts, our friendly staff is here to help. While members can visit us at 775 Poplar Rd Ste 125, official correspondence should be sent to the same address as our mailing address remains unchanged.

Convenient Hours and Services

We know your time is valuable. That's why we're open Monday through Friday from 7:45 AM to 3:30 PM, allowing you to manage your banking needs without the weekend rush. You can reach us at 678-673-5600 if you have any questions or need assistance before your visit. In addition to personal banking services like checking and savings accounts, auto loans, and mortgages, we also offer convenient ATM access right at our location. Unfortunately, we do not have drive-thru banking available at this branch, but our team is always ready to assist you inside.

Nearby Landmarks

Our location is close to several local landmarks, making it easy to combine your errands. Whether you're visiting Piedmont Hospital or enjoying a day out in Newnan, stop by for all your financial needs. We invite you to come experience the community-focused service that makes Membersfirst unique. We look forward to seeing you soon!

Member Eligibility

At Membersfirst, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Newnan area, you're likely eligible to join us. We embrace individuals from diverse backgrounds and encourage anyone who shares our values to reach out. For detailed eligibility criteria, feel free to check out our website at https://membersfirstga.com/membership/. Joining Membersfirst comes with many benefits, including personalized service, competitive rates on loans, and access to various financial products tailored just for you. Plus, the account opening process is straightforward just visit us at https://mobicint.net/dkm/autoenrollment/start or give us a call at (678) 673-5600 for assistance. Our team is here to guide you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced world, having the right tools can make all the difference. Our merchant services empower local businesses to accept payments easily and efficiently. Picture a small shop owner who can now process transactions from anywhere, ensuring a smooth shopping experience for customers. With us, you gain access to reliable payment processing that allows you to focus on what you do best serving your customers. Located at 775 Poplar Rd Ste 125 Newnan Ga 30265, Newnan, GA, we invite you to explore how Membersfirst can partner with you for success. Contact us at (678) 673-5600 or visit us online at https://membersfirstga.com/ to learn more about our offerings tailored just for you!

Tailored Loan Options

Imagine walking into your favorite local café and noticing they've expanded their seating area. That's the kind of growth we aim to foster. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,847,102, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Membersfirst offers business banking solutions including merchant services and business loans. We understand the unique challenges faced by businesses today, and we aim to support your growth through accessible financial products designed just for you.

Credit Card Offerings

Don't forget about our credit cards with rewards! They offer not just spending power but also perks like cashback or travel points that can enhance your lifestyle while keeping you financially savvy.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts anytime, anywhere check balances, transfer funds, or pay bills all from your smartphone or computer. Additionally, our ATM services allow for cash withdrawals and balance checks when you're on the go.

Get in Touch!

We invite you to reach out to us at 678-673-5600 during our lobby hours from Monday through Friday between 7:45 AM and 3:30 PM. Whether you're considering opening an account or have questions about any of our services, we are here to help! Explore how Membersfirst can empower your financial journey by visiting us at our website today!

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored for various lifestyles and goals. Whether you're saving for a new home or planning a family vacation, our accounts can help you get there. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. For those looking to invest in property, we provide mortgage loans and refinancing options that can help you secure the best rates available. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can give you the relief you need.

Digital & Online Banking

Key Features

We offer a range of features designed to enhance your banking experience. For those who prefer to go paperless, we provide e-statements, allowing you to receive account statements electronically. This not only helps the environment but also keeps your information secure and easily accessible. Need to make quick payments? Our mobile payments feature lets you pay for purchases directly from your smartphone. Plus, our mobile application is user-friendly and available for download, giving you access to all your banking needs right in the palm of your hand. If you want to send money to friends or family quickly, our person-to-person transfers make it easy. You can send money securely without needing cash or checks.

Security and Convenience

Your security is our top priority. We utilize electronic signature authorization to ensure that all transactions are safe and verified. This way, you can bank with peace of mind knowing your information is protected. Our digital banking services are designed for everyone whether you're tech-savvy or just starting out with online banking, you'll find it easy to navigate. The combination of accessibility and real-time account management puts you in control of your finances like never before. Explore all these features and more by visiting us at https://membersfirstga.com/. At Membersfirst, we're committed to making banking as convenient as possible for you!

Financial Strength

Growing Trust

We boast a total of 76,933 share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $9,723,968, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst is your trusted partner. Visit us at 775 Poplar Rd Ste 125 Newnan Ga 30265 or call (678) 673-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $86,596,038 in share certificates and $21,212,401 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,163,179, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $31,745,240 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $4,049 in used auto loans and $274,773,871 in total loans and leases. This support empowers our members' financial goals across various sectors.

Strong Foundation

With a net worth of $44,082,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,630,648 in used vehicle loans and $26,825,169 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your next vehicle as smooth as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $29,847,102 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and opportunities; our loan products are tailored to support your business journey. If you're considering refinancing any of these loan types or want more information about eligibility options, don't hesitate to reach out. Our dedicated team at Membersfirst is available at 678-673-5600 and ready to assist you in finding the right financial solution for your needs. Visit us at 775 Poplar Rd Ste 125 Newnan Ga 30265 or check out our website at membersfirstga.com for more details about our services and how we can help you today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,038,745, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,320,613 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses while enjoying the convenience of credit without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring complete transparency in the options presented. Additionally, LendMesh does not prioritize lenders based on paid promotions; this means users receive unbiased results that allow them to make informed decisions without outside influence. The platform also provides real-time rate comparisons from multiple institutions. This feature helps users access up-to-date information, making it easier to find competitive rates that fit their specific situations. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of LendMesh in aiding users through their financial journeys.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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