MembersFirst Credit Union Decatur GA | Best Auto Loans & Business Banking

Introduction

Welcome to Membersfirst, your trusted financial partner located at 2476 Lawrenceville Hwy, Decatur, GA 30033. Since our establishment in 1953, we have been committed to serving our community with reliable banking solutions tailored to meet the needs of our members. With over 27,000 members and assets totaling $409,563,597, we pride ourselves on providing a supportive environment where individuals and families can thrive financially. At Membersfirst, we understand that every member's journey is unique. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans and mortgages. Our dedicated team of 98 employees, led by CEO Terry Hardy and Board President Richard Dalrymple, is here to guide you through your financial decisions with care and expertise. While members can visit us at our branch address, official correspondence should be sent to PO Box 33189, Decatur, GA 30033. We invite you to explore all that we offer by visiting our website at membersfirstga.com. If you have any questions or need assistance, don't hesitate to reach out at 404-978-0080. Join us in building a brighter financial future today!

Branch History & Mission

Join Us Today!

We invite you to be part of the Membersfirst family! Whether you're looking for a new account or seeking guidance on loans and financing options, our team is here to help. Experience the difference that comes from being a member of a credit union that truly cares about your success. For inquiries or assistance, feel free to reach out at 404-978-0080 during our operating hours: Monday - Friday from 9:00 am - 4:30 pm and Saturday from 9:00 am - 1:00 pm. Join us today and discover how Membersfirst can support you on your financial journey!

Our Growth Story

From our humble beginnings, we have evolved significantly to meet the needs of our members. Our branch is located at 2476 Lawrenceville Hwy, Decatur, GA 30033, easily accessible for those in the area. Over the years, we've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgages, and even business banking solutions. As we moved forward through the years, our commitment to innovation has remained steadfast. We have embraced digital advancements to enhance your banking experience. Services like online banking and mobile payments are now at your fingertips. Additionally, we prioritize accessibility with ADA-compliant facilities and a drive-thru option for added convenience.

Our Mission

At Membersfirst, our mission is clear: to empower our members through personalized financial services while actively supporting the community around us. We believe that by focusing on both individual financial wellness and community outreach efforts, we can make a meaningful impact. We are dedicated not just to helping you achieve your financial goals but also to enriching the lives of those in Decatur and beyond. Through partnerships with local organizations and community programs, we strive to foster growth and provide assistance where it's needed most. While members can visit us at 2476 Lawrenceville Hwy Decatur Ga 30033, official correspondence should be sent to PO Box 33189, Decatur, GA 30033.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, feel free to give us a call at 404-978-0080. Our dedicated staff is always ready to help you navigate your financial journey. We look forward to welcoming you at Membersfirst!

Convenient Access

Finding us is simple! Whether you're coming from downtown Decatur or nearby neighborhoods, our location is easily accessible. Plus, we offer ample parking for our members and guests. If you're using public transportation, you'll find bus routes nearby that make getting here even easier.

Operating Hours & Services

We're open Monday through Friday from 9:00 AM to 4:30 PM and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. This schedule allows flexibility for those busy weekdays while still providing access over the weekend. In addition to traditional banking services like checking and savings accounts, we also offer personal loans, mortgage options, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals any time, and if you prefer drive-thru banking for deposits or simple transactions, we've got you covered there too.

Welcoming Environment

At Membersfirst, we understand the importance of accessibility. Our branch is equipped with features to assist all members, including ADA-compliant ramps for easy entry. Inside, you'll find a friendly team ready to help you with everything from checking accounts to auto loans.

Member Eligibility

At Membersfirst, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you're living, working, or attending school in DeKalb County, or if you have family members who are already part of our credit union, you're likely eligible to join us. Membership comes with fantastic benefits like personalized service, competitive rates on loans and savings, and access to a wide range of financial products tailored just for you. We want to ensure that you feel right at home here. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://membersfirstga.com/membership/ . Ready to get started? Opening your account is simple! You can initiate the process online by visiting https://mobicint.net/dkm/autoenrollment/start or give us a call at (404) 978-0080. Our friendly team is here to help you every step of the way. Join us at Membersfirst, located at 2476 Lawrenceville Hwy Decatur Ga 30033, and become part of a community that truly cares about your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,847,102, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans! Our merchant services are designed to make daily operations easier for you. Whether it's accepting card payments or managing transactions online, we've got your back. Picture this: you're at a trade show, showcasing your products. With our easy-to-use payment solutions, you can process sales on the spot, ensuring you never miss an opportunity. Located conveniently at 2476 Lawrenceville Hwy Decatur Ga 30033, Decatur, GA, we are here Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 1:00 PM. Call us today at (404) 978-0080 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM availability and cash withdrawal services, accessing your funds has never been easier. Whether you're making a quick stop before work or need cash for an outing with friends, we've got you covered. At Membersfirst, we're more than just a credit union; we're a community committed to serving our members' financial needs with care and dedication. If you'd like more information about any of these services or want to speak with someone directly, feel free to call us at 404-978-0080 during our operating hours: Monday - Friday from 9:00 am - 4:30 pm and Saturday from 9:00 am - 1:00 pm. Explore how we can help shape your financial future today! Visit us online at membersfirstga.com for more details or stop by our branch we're here for you!

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make purchasing or refinancing a vehicle straightforward and affordable. With competitive rates, you can drive off in your dream car without breaking the bank. We know how important it is for our members to have dependable transportation, which is why we aim to make auto financing accessible and hassle-free.

Business Banking

If you're a business owner, we recognize the unique challenges you face. Our business banking services include merchant services and business loans that empower you to grow your venture confidently. Having the right financial partner can make all the difference in achieving your business goals.

Credit Cards with Rewards

For those who love to shop or travel, our credit cards come with rewards that enhance your spending experience. Imagine earning points for every dollar spent whether it's on groceries or vacations that you can redeem for exciting rewards later on!

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills with just a few taps on your phone our digital tools are designed for your busy life.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to assist you through the mortgage process. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team will guide you through every detail. Owning a home can be one of the most rewarding experiences, and with our mortgage services, we help turn that dream into reality.

Personal Banking

Whether you're just starting out with budgeting or looking to manage your savings more effectively, our personal banking options are tailored for you. We offer checking and savings accounts that fit your lifestyle, making it easy to access your money when you need it most. Imagine having a reliable checking account that helps you track your spending while earning interest on your savings this is what we strive to provide.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, having access to personal loans can be a lifesaver. Our personal loan options are designed to help you manage those costs effectively. Additionally, if you're feeling overwhelmed by multiple debts, we offer debt consolidation solutions that simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform provides an array of user-friendly features. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking to send money to friends or family, our person-to-person transfer service makes it simple and quick. With the convenience of mobile payments, you can shop or dine out without needing cash or cards. Plus, our mobile application ensures that everything you need is right at your fingertips. Whether you're making a payment or checking your account activity, it's all just a tap away.

Real-Time Account Management

Managing your finances has never been easier! With our online banking services, you can view real-time account balances and activity. This level of accessibility helps you stay on top of your budget and make informed financial decisions. Join us at Membersfirst for an efficient and secure way to handle your banking needs. Experience the convenience of modern banking today!

Security You Can Trust

We prioritize your security with electronic signature authorization for transactions and e-statements to reduce paper clutter while ensuring your information is safe. You'll receive notifications for any transactions, giving you peace of mind that your accounts are always protected.

Financial Strength

A Committed Team

We also take pride in having 84 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 76,933, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst is your trusted partner. Visit us at 2476 Lawrenceville Hwy Decatur GA 30033 or call 404-978-0080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $86,596,038 in share certificates and $21,212,401 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,163,179, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $31,745,240 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity supports members' financial goals across various sectors with $40,490,648 in used auto loans and $274,773,871 in total loans and leases.

Solid Financial Health

With a net worth of $44,082,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,630,648 in used vehicle loans and $26,825,169 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it easier for you to lower your monthly payments or even reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $29,847,102 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in our community. At Membersfirst located at 2476 Lawrenceville Hwy Decatur Ga 30033, our team is here to answer any questions you may have about our loan offerings. You can reach us at 404-978-0080 during our operating hours: Monday - Friday from 9:00 am - 4:30 pm and Saturday from 9:00 am - 1:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today and take the next step toward achieving your financial goals!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing finances, we offer credit lines totaling $29,896,504 along with unsecured credit card loans amounting to $9,320,613. These products are designed to give you access to funds when you need them most without the hassle of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,038,745, make buying or refinancing simple. We guide you through the process every step of the way and can assist with eligibility questions too.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are fair and transparent, allowing you to trust the information presented.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that genuinely reflect available options. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions in real time. This keeps you informed about current rates and helps you find the best deal for your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective and user-friendly the service can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERSFIRST CREDIT UNION