MembersFirst Credit Union Austell GA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Membersfirst, your trusted partner in financial wellness since 1953. Located at 3950 Austell Rd, Austell, GA 30106, we are committed to serving our community with reliable and accessible banking solutions. With a membership base of over 27,399 individuals, we pride ourselves on fostering relationships built on trust and integrity. At Membersfirst, we understand that every member's needs are unique. Our total assets amount to a robust $409,563,597, allowing us to provide tailored services ranging from personal checking and savings accounts to auto loans and mortgages. As of now, our total deposits stand at $53,226,168, reflecting the confidence our members place in us. Led by our dedicated CEO Terry Hardy and Board President Richard Dalrymple, our team of 98 employees is here to support you every step of the way. Whether you're looking for assistance with loans where we currently manage a portfolio of 13,667 loans or exploring options for business banking, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 33189, Decatur, GA 30033. With a commitment to providing top-notch service and a wide range of financial products tailored just for you, we invite you to explore what Membersfirst has to offer. Call us today at 770-732-3604 or visit our website at membersfirstga.com to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Call to Action

We invite you to join Membersfirst and experience the difference of being part of a community-focused credit union. Whether you're looking for personal banking solutions or business services, we are here for you. Visit us today or explore our website at Membersfirst for more information about membership eligibility and account openings. Together, let's build a brighter future!

Community Commitment

Our commitment extends beyond banking; we believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, Membersfirst actively participates in initiatives that enhance the lives of residents in Austell and surrounding areas.

Our Evolution

Since our inception, Membersfirst has focused on providing personalized financial services to help our members achieve their dreams. We have continually adapted to meet the needs of our growing community. As technology advanced, so did we. Today, we offer a wide range of digital banking options that make managing finances easier than ever before. Our physical branch is conveniently located near local landmarks, making it accessible for all residents. While members can visit us at 3950 Austell Rd, official correspondence should be sent to PO Box 33189 in Decatur, GA.

Our Mission Statement

At Membersfirst, our mission is clear: to empower our members through quality financial services while actively supporting our community. We understand that financial health is vital for personal success and overall community well-being. This drives us to provide not only traditional banking services like checking and savings accounts but also auto loans, mortgages, personal loans, and credit cards with rewards. We pride ourselves on being more than just a bank; we are a partner in your financial journey. Our dedicated team is here to assist you every step of the way.

Branch Location & Accessibility

Welcome to Membersfirst, your trusted credit union located at 3950 Austell Rd, Austell, GA 30106. Nestled in Cobb County, our branch offers a convenient spot for all your banking needs, right near local landmarks that make it easy to find us. Whether you're visiting the nearby shopping centers or just passing through the area, we're here to help. At Membersfirst, we prioritize accessibility for all our members. Our branch is designed with features that ensure everyone can enjoy our services comfortably. We have ample parking available, and our facility is ADA compliant, featuring ramps and accessible entrances to make your visit as smooth as possible. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us on Mondays and Thursdays from 9:00 AM to 4:30 PM, and on Fridays from 7:00 AM to 2:00 PM. Please note that we take a break for lunch between 10:45 AM and 11:30 AM each day. If you need assistance outside of these hours, don't hesitate to reach out at 770-732-3604; we're always ready to support you. Although we currently do not offer ATM services or drive-thru banking at this location, our friendly team is eager to assist you with various services including personal banking, auto loans, mortgage loans, credit cards with rewards, and more. For official correspondence, please send mail to PO Box 33189 in Decatur, GA 30033. We invite you to come by and discover how Membersfirst can help you achieve your financial goals. Feel free to stop in during our operating hours or give us a call; we look forward to welcoming you!

Member Eligibility

At Membersfirst, we believe in the power of community and support. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the areas we serve. This includes those who are related to current members or employees of our branch. It's all about creating connections and building a strong network. You can find more detailed eligibility criteria at https://membersfirstga.com/membership/ , which is always kept up-to-date. Getting started is easy! Just visit us at our welcoming location at 3950 Austell Rd Austell Ga 30106 or reach out by phone at (770) 732-3604. We're here to guide you through the account opening process, making it simple and straightforward. Check out our account opening details here: https://mobicint.net/dkm/autoenrollment/start . Join us at Membersfirst and take the first step towards better financial solutions tailored just for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,847,102, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine running your café smoothly, where payments are processed quickly and efficiently, allowing you to focus on what you do best serving delicious coffee and pastries. Our services empower local businesses like yours to handle payments effortlessly, giving you more time to grow your brand. Visit us at 3950 Austell Rd Austell Ga 30106, Austell, GA, or call us at (770) 732-3604 to discover how we can partner with you for your business success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have you covered too! Our business banking services, including merchant services and business loans, are designed to help your business grow and thrive. From accepting payments easily to obtaining financing for expansion, we're here to support your entrepreneurial journey.

Convenient Access Anytime, Anywhere

We know convenience matters in today's fast-paced world. That's why we offer robust online and mobile banking platforms that empower you to manage your finances wherever you are. You can pay bills, transfer funds, and even use person-to-person payment services with just a few taps on your device.

Credit Cards with Rewards

Who doesn't love earning rewards while spending? Our credit cards come with attractive rewards programs that let you earn points on every purchase. Whether it's for groceries or travel, those points can add up quickly, making your purchases even more rewarding.

Personal Banking Solutions

When it comes to managing your everyday finances, our checking and savings accounts offer flexibility and ease. Imagine having instant access to your funds with online and mobile banking features that allow you to check balances, transfer money, and even make deposits right from your smartphone. Our personal loans can help you consolidate debt or cover unexpected expenses, giving you peace of mind. For those considering a new ride, our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. We also provide mortgage loans and refinancing solutions designed to fit your lifestyle and budget.

Reach Out Today!

Located at 3950 Austell Rd, Austell GA 30106, we're just a phone call away at 770-732-3604. If you're ready to explore all that Membersfirst has to offer or if you have questions about any of our services whether it's personal banking or business solutions don't hesitate to reach out! We look forward to helping you achieve your financial goals with confidence and ease. Visit us online at Membersfirst for more details or to get started today!

Digital & Online Banking

Accessibility and Support

We believe that banking should be accessible for everyone. Our mobile app is available for download on both Android and iOS devices, giving you the power to manage your accounts right from your pocket. Whether you're checking balances or making payments, everything is designed for real-time account management so you can feel in control of your finances. At Membersfirst, we are committed to providing services that empower our members with convenience and security. Join us today and experience how easy digital banking can be! For more details about our offerings, visit https://membersfirstga.com/ or give us a call at (770) 732-3604.

Key Services

Our online banking platform provides a user-friendly experience that allows you to check balances, pay bills, and transfer funds with ease. You can also enjoy the convenience of e-statements, helping you stay organized while protecting the environment. Plus, for those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to send funds directly to friends and family without any hassle. Security is a top priority for us. With features like electronic signature authorization, you can sign documents digitally, ensuring a smooth and safe transaction process without needing to visit a branch. Our mobile application also supports mobile payments, allowing you to make purchases directly from your smartphone perfect for those who are always on the move.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share and Deposit Accounts: 76,933, show a strong and growing member base that trusts us with their finances. This trust fuels our commitment to providing excellent service while maintaining the financial strength necessary to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst is your trusted partner. Visit us at 3950 Austell Rd., Austell GA 30106 or call 770-732-3604 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Resources

Members' savings are secured through $86,596,038 in share certificates and $21,212,401 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,163,179, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $31,745,240 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $40,490,578 in used auto loans and a total of $274,773,871 in loans and leases.

Solid Financial Health

With a net worth of $44,082,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,630,648 in used vehicle loans and $26,825,169 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your next vehicle as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $29,847,102 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for success in today's competitive landscape. At Membersfirst, we prioritize making lending accessible. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out. Our knowledgeable staff is ready to assist you in finding the right loan product for your situation. You can contact us at 770-732-3604 for any inquiries or visit us during our operating hours: Monday and Thursday from 9:00 AM to 4:30 PM and Friday from 7:00 AM to 2:00 PM (closed for lunch from 10:45 AM - 11:30 AM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Membersfirst can help you today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,320,613 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,038,745, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By working only with verified lenders, LendMesh provides users with peace of mind when comparing loan options.

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive reflects accurate market conditions. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that genuinely reflect the best available rates. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without the hassle of searching multiple sites or contacting various lenders. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERSFIRST CREDIT UNION - Austell, GA