MembersFirst CT Credit Union Wallingford

Introduction

Welcome to Membersfirst Ct, your trusted financial partner located at 163 Washington St, Wallingford, CT 06492. Established in 1936, we have proudly served our community for decades, building lasting relationships and ensuring that our members' financial needs are met with care and professionalism. With a growing membership of 6,168 individuals, we are committed to providing personalized services tailored just for you. At Membersfirst Ct, we understand the importance of sound financial management. That's why we have amassed total assets of $99,185,228, enabling us to offer various loan options totaling 2,523 loans and leases. Our deposits stand strong at $5,826,549, reflecting our members' trust in us. We take pride in our net worth of $11,392,793, which highlights our stability and commitment to your financial well-being. Led by our dedicated CEO Edward Hogan and Board President James Suzio, our team of 17 employees is here to support you every step of the way. Whether you're looking for a new vehicle loan or seeking advice on savings accounts, we're here to provide guidance you can count on. While you can always visit us at our Wallingford branch for all your banking needs, please note that official correspondence should be sent to the same address. Explore more about what we offer by visiting our website at MembersFirstCTFCU.com. If you have any questions or need assistance, don't hesitate to reach out at 203-265-0420. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to be a part of our story. Experience the benefits of membership with Membersfirst Ct, where your financial well-being is our priority. Visit us today or explore more about joining us at our website. Let's grow together!

Our Journey

From our humble beginnings, Membersfirst Ct was founded on the principle of serving the financial needs of our local community. Over the decades, we have witnessed significant milestones that reflect our commitment to providing exceptional service and support. Today, with a total membership of 6,168 and assets totaling $99,185,228, we are more than just a credit union; we are a family dedicated to empowering individuals and businesses in Wallingford and beyond. As we evolved, so did our services. We embraced technology to enhance the member experience while ensuring accessibility for everyone. Our branch features modern banking solutions like online banking and mobile applications that allow members to manage their finances conveniently from anywhere.

Our Mission

At Membersfirst Ct, our mission is simple yet powerful: to provide reliable financial services that foster growth and stability within our community. We strive to offer competitive loan options, including auto loans and credit cards, while also encouraging savings through various accounts tailored to meet diverse needs. But our commitment goes beyond finance. We believe in giving back to Wallingford through partnerships with local organizations and community outreach programs. Whether it's sponsoring events or providing financial education workshops, we aim to uplift those around us. For your convenience, while you can visit us at 163 Washington St, official correspondence should be sent to 163 Washington Street, Wallingford, CT 6492 if different.

Branch Location & Accessibility

Connect with Us!

We invite you to come and experience personalized service tailored just for you. Visit us today at Membersfirst Ct Wallingford Branch and discover how we can help with your financial journey!

Convenient Access and Amenities

At Membersfirst Ct, we understand that accessibility is key. Our branch is designed with your needs in mind, featuring ADA-compliant facilities to ensure everyone can navigate comfortably. While you're here, parking is available nearby, making it simple for you to pop in for all your banking needs.

Operating Hours and Services

We are committed to serving you during convenient hours, allowing you to manage your finances around your busy schedule. Please feel free to reach out at 203-265-0420 for specific operating hours or any other inquiries about our services. Although we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you inside the branch. While members can visit us at 163 Washington St, official correspondence should be sent to the same address as our mailing address.

Member Eligibility

At Membersfirst Ct, we believe that becoming a member is like joining a warm and welcoming family where everyone looks out for one another. If you're wondering about eligibility, we're happy to share that joining us is straightforward and inclusive! Residents of New Haven County, along with their family members, are welcome to apply for membership. This means you can enjoy all the benefits we offer, from competitive rates on loans to personalized service that prioritizes your needs. For those interested in learning more about the specific requirements or if you have any questions, please check out our detailed eligibility criteria at http://MembersFirstCTFCU.com/about-us/membership/membership. Once you're ready to take the next step, opening an account at Membersfirst Ct is easy and convenient. We want you to feel supported throughout the process, so don't hesitate to reach out at (203) 265-0420 if you need assistance or have any inquiries. Join us at 163 Washington St Wallingford Ct 06492, and let's start this journey together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. This means more capital for equipment, expansion, or working capital all essential components for thriving in today's competitive landscape.

Merchant Services

In addition to loans, we provide robust merchant services that simplify the payment process for your customers. Imagine a busy café where customers can effortlessly pay with their cards or mobile devices. Our merchant solutions make transactions easy and secure, allowing you to focus on what you do best serving your clients. With an outstanding commercial loan portfolio of $1,816,386, we continue to drive economic growth by financing new and expanding businesses in Wallingford, CT. Whether you're a member or looking to join our community, Membersfirst Ct is here to support your ambitions every step of the way. For more information or to discuss how we can help your business grow, give us a call at (203) 265-0420 or visit us at 163 Washington St Wallingford Ct 06492. Let's build your success story together!

Comprehensive List Of Services

Accessible Digital Banking

At Membersfirst Ct, we believe banking should be as accessible as possible. Our online banking platform allows you to manage your accounts from the comfort of your home or while you're out and about. You can pay bills, transfer money between accounts, and monitor your finances with just a few clicks. Plus, if you prefer using a mobile device, our mobile application offers similar functionalities right at your fingertips.

Community-Focused Approach

We take pride in being part of the Wallingford community. Our services not only cater to individual needs but also support local initiatives that enhance the well-being of our members. By choosing us, you're not just making a financial decision; you're becoming part of a community that values collaboration and growth.

Join Us Today!

With so many ways to manage your finances conveniently and effectively, we invite you to explore what Membersfirst Ct has to offer. If you're interested in becoming a member or learning more about our services, please give us a call at 203-265-0420 or visit our website at Members First CT FCU. Together, let's navigate your financial journey!

Personalized Banking Solutions

In today's busy world, convenience matters. That's why we offer ATM Services Only that allow you to access your funds easily whenever you need them. With our ATM services, you can withdraw cash and check your balance without stepping into the branch. Imagine being on the go and needing cash for an unexpected expense our ATMs are here to help!

Digital & Online Banking

Key Features

We offer several features designed with your convenience in mind. For instance, our E-Statements provide an easy way to keep track of your finances without the clutter of paper statements. Enjoy the peace of mind knowing you have quick access to your financial records whenever you need them. For those moments when you want to send money to friends or family, our person-to-person transfers make it simple and fast. Just a few taps on your mobile device and you're set! Speaking of mobile devices, we also have a dedicated mobile application that puts all these features right in your pocket. With this app, you can manage your accounts, check balances, and even deposit checks all from the convenience of your smartphone.

Security & Accessibility

Your security is our top priority. We use advanced security measures to ensure that your information is safe while you enjoy our digital services. Plus, for added convenience, we support electronic signature authorization, making it easier for you to complete transactions securely. In today's busy world, we know that flexibility is key. That's why we're committed to providing accessible banking solutions tailored to fit your lifestyle. Whether you're using a desktop computer or mobile device, managing your finances with Membersfirst Ct is straightforward and hassle-free. Experience the future of banking today at https://www.membersfirstctfcu.com/, where convenience meets security!

Financial Strength

At Membersfirst Ct, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reinforcing our commitment to being a reliable partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $11,392,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,476,489 in share certificates and $15,267,118 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,033,561 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,145,134 in used auto loans and a total of $41,789,078 in loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 12,873, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst Ct is your trusted partner. Visit us at 163 Washington St Wallingford Ct 06492 or call 203-265-0420 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial dreams or want more information about refinancing options available at Membersfirst Ct, feel free to visit us online or call us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $8,185,134 in used vehicle loans and $1,601,626 in new vehicle loans, helping members get on the road with ease. If you're considering financing your next vehicle purchase or refinancing an existing loan, our team can guide you through the eligibility options available.

Business Loans

For business owners, our outstanding commercial loans totaling $1,816,386 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $7,719,302, we are here to assist you every step of the way. Our competitive rates and flexible terms mean you can focus more on what matters making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,295,429 in loans helping members manage their finances effectively, this option allows you to make purchases when needed without collateral. It's an excellent way to build credit while keeping your expenses under control.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing accurate data ensures fair and transparent offers for consumers. Users benefit from several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

User Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective the platform is in assisting individuals with their financial needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Membersfirst Ct