MembersFirst CT Credit Union Wallingford | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Membersfirst Ct, your trusted financial partner located at 163 Washington St, Wallingford, CT 06492. Established in 1936, we have proudly served our community for over eight decades, building lasting relationships with our 6,168 members. Our commitment to you extends beyond just banking; it's about empowering individuals and families with the financial tools they need to thrive. At Membersfirst Ct, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. With total assets exceeding $99 million, we are well-equipped to support your financial goals. Our dedication is reflected in our robust offerings, including more than 2,500 loans and leases and total deposits amounting to $5,826,549. Led by our CEO, Edward Hogan, and Board President, James Suzio, our team of 17 employees is here to provide exceptional service and guidance. If you ever need assistance or have questions about your finances, feel free to reach out at 203-265-0420. We invite you to visit us at our branch or connect online through our website at MembersFirstCTFCU.com where you can find more information on how we can help you achieve your financial dreams. While members can visit us at 163 Washington St, official correspondence should be sent to 163 Washington Ave, Wallingford, CT 6492. Come join a credit union that puts its members first! Your path to better financial health starts here let's build a brighter future together!

Branch History & Mission

Community Focus

As part of our dedication to community support, we actively engage in outreach programs and partnerships that uplift those around us. From sponsoring local events to offering financial literacy workshops, we strive to strengthen the bonds within our community while helping individuals achieve their financial goals.

Innovation & Accessibility

In today's digital world, we understand the importance of convenience. That's why we provide online banking services that allow you to manage your finances anytime, anywhere. Although we do not currently offer ATM services or drive-thru banking, we ensure that your experience with us remains user-friendly through mobile applications and online platforms. With operating hours designed for your convenience Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 12:00 PM we are here when you need us most.

Join Us

If you're looking for a credit union that values its members and prioritizes community well-being, look no further than Membersfirst Ct. We invite you to become part of our family today! Visit us at our branch or check out our website at MembersFirstCTFCU.com for more information about membership opportunities. Together, let's build a brighter financial future!

Our Mission

At Membersfirst Ct, our mission goes beyond just providing financial services; we aim to empower our members and enhance the community we serve. We believe in fostering relationships built on trust and transparency. Our goal is to offer accessible financial solutions that make a meaningful difference in your life. Whether it's through personal banking options like checking and savings accounts or loans for auto financing and mortgages, we are here to support you every step of the way. We take pride in our total assets of nearly $99,185,228, which reflects our financial strength and stability. This enables us to offer competitive rates and reliable services tailored specifically for our members. We are committed to ensuring that everyone has access to essential banking services while maintaining an inclusive environment.

Branch Location & Accessibility

Call to Action

Ready to experience exceptional banking? Visit us today at Membersfirst Ct or give us a call at 203-265-0420. Our friendly staff is eager to assist you with any questions or concerns. We look forward to welcoming you into our community!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9:00 AM to 4:30 PM, and on Fridays from 9:00 AM to 6:00 PM. If you need assistance on Saturdays, we're here for you from 9:00 AM to 12:00 PM. Whether it's during the week or on weekends, we're committed to serving you when it's most convenient.

Parking and Accessibility

At Membersfirst Ct, we prioritize convenience and accessibility. Our branch offers ample parking for visitors, ensuring that you can easily find a spot when you arrive. For those who may require additional support, our facilities are ADA compliant, featuring ramps and accessible entrances.

Services Offered

Membersfirst Ct provides a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit every financial need. Plus, with online and mobile banking available, managing your finances has never been easier.

Member Eligibility

Becoming a member of Membersfirst Ct is like joining a caring family that puts your financial well-being first. If you live, work, or worship in the Wallingford area, you're already on the right track to becoming part of our community! We welcome individuals from all walks of life and believe that everyone deserves access to affordable financial services. To learn more about who can join and what we offer, check out our eligibility criteria at http://MembersFirstCTFCU.com/about-us/membership/membership. The process to open an account is straightforward and friendly just visit us at 163 Washington St Wallingford Ct 06492, or if you prefer, give us a call at (203) 265-0420 for personalized assistance. You can also start your journey online by following the link for account opening details here: http://MembersFirstCTFCU.com/loan-zone/apply-for-a-loan. At Membersfirst Ct, we are excited to help you achieve your financial goals while enjoying the benefits of membership in a supportive environment!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,816,386, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

At Membersfirst Ct, we also offer practical merchant services designed to simplify daily operations. Imagine seamlessly accepting payments from customers without any hassle our solutions help streamline transactions so you can focus on what matters most: running your business effectively. If you're ready to explore how our business banking and commercial services can empower your business, visit us at 163 Washington St Wallingford Ct 06492 or give us a call at (203) 265-0420. Let's work together to fuel your success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our services extend beyond personal finance. We provide comprehensive business banking solutions, including merchant services that help streamline your transactions and business loans that support growth initiatives. Whatever your business needs, we're here to assist you every step of the way.

Credit Cards and Rewards

We understand that credit cards can play an essential role in managing expenses. That's why we offer credit cards with rewards, giving you the opportunity to earn benefits while making purchases. Whether it's cashback on groceries or points for travel, you can enjoy rewards that align with your spending habits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, allowing you to manage your accounts from anywhere at any time. With just a few clicks, you can check balances, pay bills, or transfer funds seamlessly. Plus, our ATM and cash withdrawal services ensure that accessing your money is always simple.

Get Started Today!

At Membersfirst Ct, we believe in making banking straightforward and accessible for everyone. Our friendly team is ready to assist you with any questions or needs you may have. To learn more about our full range of services or to open an account, visit us at 163 Washington St Wallingford Ct 06492 or give us a call at (203) 265-0420. Join us today and experience the difference in community-focused banking!

Personal Banking Solutions

Our personal banking services cater to your everyday financial needs. You can choose from various checking and savings accounts that fit your lifestyle, allowing you to manage your money effectively. If you're planning to purchase a new car or need financing for your vehicle, our auto loans and vehicle financing options make it easy to drive away in style without breaking the bank. For those considering buying a home, our mortgage loans and refinancing options provide competitive rates and terms tailored for you. And if you find yourself in need of extra cash, our personal loans and debt consolidation services are here to help simplify your finances.

Digital & Online Banking

Accessibility Anytime

Our online banking services are available 24/7, so whether it's early morning or late at night, you can always access what you need. The ease of use ensures that managing your money doesn't feel like a chore but rather a straightforward task you can accomplish in minutes. With all these features combined, Membersfirst Ct provides a secure and accessible way for members to keep track of their finances and stay connected to their accounts whenever they want. Embrace the convenience of modern banking with us today!

Key Features

One of the standout features is our availability of e-statements, which means you can receive your account statements electronically rather than waiting for them in the mail. This not only saves time but also helps reduce paper waste it's a win-win! And while we don't currently offer mobile payments, our user-friendly mobile application lets you manage your accounts right from your smartphone. If you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. You won't have to worry about cash or checks; just a few taps on your device will do the trick!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 12,873, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $163,089, further highlighting our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst Ct is your trusted partner. Visit us at 163 Washington St Wallingford Ct 06492 or call 203-265-0420 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $20,476,489 in share certificates and $15,267,118 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $9,033,561 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $51,400 in used auto loans and an impressive total of $41,789,078 in loans and leases.

Strong Capital Foundation

With a net worth of $11,392,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,185,134 in used vehicle loans and $1,601,626 in new vehicle loans already helping members get on the road. We also provide flexible options for those interested in refinancing their existing auto loans.

Credit Lines and Commercial Loans

For those looking for additional financial flexibility, we provide credit lines totaling $10,177,105. Business owners can also benefit from our outstanding commercial loans totaling $1,816,386, which are designed to support your business growth and expansion plans. At Membersfirst Ct in Wallingford, CT (163 Washington St), we prioritize your financial well-being. If you're interested in learning more about eligibility options or applying for any of our loan products, feel free to call us at 203-265-0420. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,719,302, make buying or refinancing simple. We have various terms available to fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We currently offer a total of $2,295,429 in these loans to help our members handle their finances effectively. With flexible terms and competitive rates, you can enjoy the benefits without added stress.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prioritizes user experience through several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their financial future. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the real-world impact of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects accurate information that empowers users to make informed decisions without the confusion typically associated with loan shopping.

Membersfirst Ct