MembersFirst CT Credit Union Meriden | Best Auto Loans & Business Banking

Introduction

Welcome to Membersfirst Ct, your trusted financial partner located at 220 Coe Ave, Meriden, CT 06451. Since our establishment in 1936, we have proudly served our community by providing a wide range of financial services tailored to meet the needs of our members. With over 6,168 members and total assets reaching $99,185,228, we are committed to fostering financial wellness and growth within our community. At Membersfirst Ct, we understand that every member's financial journey is unique. That's why we offer personalized solutions, from checking and savings accounts to auto loans and mortgage refinancing. Our team of dedicated professionals, led by CEO Edward Hogan and Board President James Suzio, works tirelessly to ensure you receive the best support and guidance on your financial path. In addition to our robust offerings which include personal loans, business banking solutions, and online banking services we maintain a strong focus on community impact. Our total deposits amount to $5,826,549, reflecting our members' trust in us as a reliable source for their banking needs. We pride ourselves on having an impressive total loan portfolio of 2,523, helping members achieve their dreams through responsible lending practices. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent directly to our branch address listed above. For inquiries or assistance, feel free to reach out at 203-630-4638. Join us today at Membersfirst Ct your gateway to better financial opportunities! Explore our website at MembersFirstCTFCU.com for more information or to apply for a loan. We look forward to welcoming you into our credit union family!

Branch History & Mission

A Journey Through Time

Our branch at 220 Coe Ave, Meriden, CT 06451 has seen remarkable changes and milestones throughout its history. From our humble beginnings, we embraced the mission of providing accessible financial services to all members of our community. As we expanded our offerings and improved our services, we remained focused on supporting local families and businesses. Our total assets now stand at an impressive $99,185,228, reflecting our stability and commitment to member satisfaction. While visiting us at our branch location, you can easily find us near several well-known landmarks that highlight the vibrancy of Meriden. We are committed not only to being a financial institution but also to being an active participant in our community's growth and success.

Community Connections

Membersfirst Ct is proud to engage in various partnerships and outreach efforts within Meriden. We believe in giving back by supporting local initiatives that uplift those around us. Whether it's sponsoring local events or collaborating with schools and organizations, we are dedicated to making a positive impact in the lives of those we serve. If you're looking for a credit union that puts you first and genuinely cares about your financial well-being, look no further than Membersfirst Ct. Join us today and discover how we can help you reach your goals together! For more information or assistance, please call us at 203-630-4638 or visit our website at MembersFirstCTFCU.com.

Our Mission

At Membersfirst Ct, our mission is clear: to empower our members through exceptional financial products and personalized service while fostering a sense of community. We believe that everyone deserves access to quality banking services that cater to their unique needs. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We strive to create a welcoming environment where every member feels valued. We understand that financial literacy is essential for making informed decisions; hence, we provide educational resources and support to help our members thrive financially. While members can visit us at 220 Coe Ave, official correspondence should be sent to the same address as there is no separate mailing address listed. We invite you to experience our exceptional customer service during our lobby hours from 11:45 AM - 1:30 PM Monday through Thursday.

Branch Location & Accessibility

Accessibility Features

At Membersfirst Ct, we prioritize accessibility for all our members. Our branch is designed to be welcoming with ADA-compliant features, including ramps and spacious parking areas. You'll find plenty of parking available, making your visit hassle-free.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 203-630-4638. We look forward to helping you achieve your financial goals! Come visit us at Membersfirst Ct today; we're excited to welcome you!

Operating Hours

We're open Monday through Thursday from 11:45 AM to 1:30 PM, giving you the perfect opportunity to stop by during lunch or run errands after school drop-offs. While we don't currently offer ATM services or drive-thru banking, our team is ready to assist you inside the branch.

Services Offered

Membersfirst Ct provides a range of personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking to consolidate debt or start a new business venture, we have options tailored just for you. For those who prefer digital banking, we also offer online and mobile banking services.

Member Eligibility

Becoming a member of Membersfirst Ct feels like joining a warm and welcoming family where your financial needs truly matter. If you're looking to join us at our branch located at 220 Coe Ave Meriden Ct 06451, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the area can become a member. We believe in supporting our community, so whether you're just starting out or looking for a place to grow your financial future, we're here for you. For more specific details on eligibility criteria, feel free to visit our website at http://MembersFirstCTFCU.com/about-us/membership/membership. Joining Membersfirst Ct is not just about accessing services; it's about being part of a supportive community that prioritizes your financial well-being. The process is straightforward and friendly simply reach out to us at (203) 630-4638 or check out how easy it is to open an account by visiting http://MembersFirstCTFCU.com/loan-zone/apply-for-a-loan. We can't wait to welcome you into the Membersfirst Ct family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. This means real capital for equipment upgrades, inventory purchases, or even new facilities whatever it takes to drive your success. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to those who may not yet be part of our credit union family. - With an outstanding commercial loan portfolio of $1,816,386, we continue to drive economic growth by financing new and expanding businesses right here in Meriden, CT.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine effortlessly processing transactions while keeping more of your hard-earned revenue. Our tools help you accept payments easily, manage cash flow efficiently, and focus on what matters most growing your business. Whether you're just starting out or are looking to enhance your existing operations, Membersfirst Ct is here to support you every step of the way. Reach out today at (203) 630-4638 or visit us at 220 Coe Ave Meriden Ct 06451 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? At Membersfirst Ct, we provide auto loans and vehicle financing options that make the process straightforward. Our competitive rates mean you can get behind the wheel without breaking the bank. Plus, our friendly staff is here to guide you through the application process.

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. We understand the challenges small businesses face and are committed to supporting their growth through tailored financial solutions.

Convenience and Accessibility

At Membersfirst Ct, convenience is key. Our online and mobile banking platforms ensure that accessing your account is easy no matter where life takes you. Whether it's making deposits or managing payments, we've got you covered. We invite you to explore all these services in more detail by visiting us or giving us a call at 203-630-4638. Let us partner with you on your financial journey! For more information on becoming a member or opening an account, visit our website.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday spending more rewarding! Whether you're paying for groceries or planning a vacation, enjoy points that add up quickly towards exciting perks.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. We know how important it is to find the right mortgage that fits your budget. Let us help you navigate the different products available so you can find what works best for you.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored for your lifestyle. Need easy access to your funds? Our online and mobile banking features allow you to manage your accounts anytime and anywhere. You can check balances, transfer money, and even pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can be an excellent solution. With flexible terms and reasonable interest rates, we aim to provide solutions that fit your financial situation.

Digital & Online Banking

Key Features

One of the standout features of our online banking is e-statements. With Yes, you can receive your account statements electronically, which not only saves paper but also allows for quick and easy access whenever you need it. Just log in, and you'll have instant access to your financial information without waiting for mail delivery. For those moments when you need to send money to friends or family quickly, our person-to-person transfer service makes it simple. You can send funds directly from your account without needing cash or checks. Plus, our mobile application further enhances your banking experience by allowing you to perform all these tasks right from your smartphone. While we currently do not offer electronic signature authorization or mobile payments, our commitment to providing secure and efficient banking remains strong. The absence of mobile payment options doesn't take away from the convenience of managing your finances via our [mobile app](Yes). At Membersfirst Ct, we prioritize security in all transactions. You can rest assured knowing that your personal information is protected while using our online services. Enjoy real-time account management and peace of mind as you engage with your finances in a way that suits your lifestyle. Explore the full range of digital banking services available at Membersfirst Ct today! Visit us at https://www.membersfirstctfcu.com/ for more information and to get started on managing your finances effortlessly!

Financial Strength

At Membersfirst Ct, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need to feel confident about where you place your trust. That's why we are proud to share our strong financial standing with you. With a net worth of $11,392,793, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,149 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,476,489 in share certificates and $15,267,118 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvestment is evident with $9,033,561 in undivided earnings. This allows us to enhance banking tools, strengthen lending options, and improve security measures for our members. Our lending capacity is also notable; with $514 in used auto loans and $41,789,078 in total loans and leases, we're here to support your financial goals across various sectors. While our operational efficiency is reflected in our $0, our dedicated team ensures you receive the best service possible. We proudly employ 14 full-time employees and 3 part-time employees who are always ready to assist you. In summary, our total share accounts stand at 12,873, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst Ct is your trusted partner. Visit us at 220 Coe Ave Meriden Ct 06451 or call (203) 630-4638 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $8,185,134 in used vehicle loans and $1,601,626 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through every step of the process.

Business Financing

For business owners seeking capital to grow and expand their operations, we have outstanding commercial loans totaling $1,816,386. These loans can help support your business ambitions without added stress. If you're ready to take the next step or want more information about any of our loan products including refinancing or eligibility options please give us a call at 203-630-4638 or visit us at our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Membersfirst Ct be your trusted partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,719,302. If you're considering refinancing an existing mortgage or exploring eligibility options for a new loan, our knowledgeable staff can provide insights tailored to your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $2,295,429 in these loans helping members manage their finances effectively, our credit cards are designed to fit your lifestyle while providing you with the purchasing power you need.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are fair and transparent. Users can trust that the information they receive reflects current market conditions, allowing them to make informed decisions.

Membersfirst Ct