MembersFirst CT Credit Union Meriden | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Membersfirst Ct, your trusted partner in financial well-being located at 121 Gravel St, Meriden, CT 06450. Established in 1936, our credit union has proudly served over 6,168 members and continues to grow, with total assets reaching an impressive $99,185,228. Our commitment to the community and our members is unwavering, as we strive to provide the best financial services tailored to your needs. At Membersfirst Ct, we believe in building strong relationships with our members. Whether you're looking for personal banking solutions like checking accounts and auto loans or need assistance with business financing, our dedicated team is here to help. We currently manage a robust portfolio of 2,523 loans and leases, ensuring that we have the resources to meet your financial aspirations. While you can always reach out to us at our branch for any inquiries, please note that official correspondence should be sent to the same address: 121 Gravel St, Meriden, CT 06450-4611. With a net worth of $11,392,793 and cash in hand totaling $883,021, we are not only financially sound but also ready to support you through various stages of life. Led by our CEO Edward Hogan and Board President James Suzio, our team of 17 employees is passionate about helping you achieve your financial goals. To learn more about what we offer or to get started on your journey with us, visit our website at Members First CT FCU or give us a call at 203-235-3758. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Connections

As a member-focused credit union, we actively engage in partnerships and outreach initiatives that benefit our community. We understand that true financial health goes beyond numbers; it's about building relationships and supporting local endeavors. We strive to give back through various programs designed to uplift those around us. While members can visit us at 121 Gravel St, official correspondence should be sent to 121 Gravel St, Meriden, CT 06450-4611. For any inquiries or assistance, feel free to reach out to us at 203-235-3758. We invite you to join the Membersfirst Ct family and experience the many benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! Explore membership options today by visiting our website or apply for a loan here.

Our Mission

The mission of Membersfirst Ct is simple yet profound: to empower our members through accessible and reliable financial services while fostering a strong sense of community. We believe in putting people first offering personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. We are also committed to embracing technology that makes banking easier and more efficient. Our online and mobile banking services allow members to manage their finances conveniently from anywhere. While we currently do not offer ATM services or drive-thru banking at this branch, our lobby hours from 11:00 AM to 12:30 PM (Monday through Friday) ensure that you receive personalized service during your visit.

Branch Location & Accessibility

Accessible Banking Experience

At Membersfirst Ct, we prioritize accessibility for all our members. Our branch features ADA-compliant access and ramps to ensure everyone can navigate comfortably. While visiting us, you'll find ample parking available nearby, making your trip even easier.

Operating Hours and Services

We're here for you Monday through Friday from 11:00 AM to 12:30 PM, so you can manage your banking needs during your busy day. While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you with a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. If you need to reach us for any questions or concerns, feel free to call us at 203-235-3758. We're always happy to help!

Visit Us Today!

While official correspondence should be sent to our mailing address at 121 Gravel St, Meriden, CT 06450-4611, we invite you to stop by and experience the exceptional service at Membersfirst Ct. We look forward to welcoming you into our community!

Member Eligibility

Becoming a member of Membersfirst Ct is like stepping into a welcoming community where your financial needs are understood and prioritized. At Membersfirst Ct, we believe that everyone deserves access to financial services that truly support their goals. To join us, you need to meet some simple eligibility criteria. Generally, membership is open to individuals who live, work, worship, or attend school in the area we serve. This means if you're part of our local community in Meriden or surrounding areas, you're likely eligible! For detailed information on what qualifies you for membership, feel free to visit our website at http://MembersFirstCTFCU.com/about-us/membership/membership. Once you're ready to take the next step, opening an account with us is straightforward and convenient. You can find all the information you need about account opening right here: http://MembersFirstCTFCU.com/loan-zone/apply-for-a-loan. If you have any questions or want to discuss your membership further, don't hesitate to reach out at (203) 235-3758. We can't wait to welcome you to Membersfirst Ct, located at 121 Gravel St Meriden Ct 06450, where together, we can achieve your financial dreams!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that make managing transactions easier for you. Imagine being able to accept payments quickly and efficiently, allowing you to focus more on growing your business rather than getting bogged down in payment processing issues. Our services streamline your operations, giving you the freedom to serve your customers better. Located at 121 Gravel St Meriden Ct 06450 in Meriden, CT, our team is ready to help you explore how our business banking solutions can empower your success. Reach out today at (203) 235-3758 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,816,386, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Membersfirst Ct offers robust business banking solutions including merchant services and business loans. We know how important it is for businesses to thrive, so we work closely with local entrepreneurs to provide the necessary tools they need for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our person-to-person payment feature makes sending money to friends and family easier than ever. At Membersfirst Ct, we pride ourselves on creating an inclusive environment where all members feel welcome and supported. With a commitment to exceptional service and community involvement since our founding in 1936, we're excited about the opportunity to serve you. Ready to explore what we have to offer? Visit us at 121 Gravel St Meriden Ct 06450 or call (203) 235-3758 today! For more details about opening an account or applying for a loan, check out our website at https://www.membersfirstctfcu.com/. Let us help you achieve your financial goals!

Credit Cards & Rewards

For those who enjoy earning rewards on their purchases, our credit cards come with appealing benefits that can enhance your shopping experience. From cash back on groceries to points for travel, you'll find that using our cards offers great value while helping you manage your expenses efficiently.

Loans Made Easy

Looking to purchase a new car? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms. Picture driving off in your dream vehicle without the stress of overpaying. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide great solutions tailored to your situation. We also understand that life can bring unexpected challenges, which is why our personal loans and debt consolidation services can help you regain control over your finances when needed. If you're planning a big purchase or managing existing debts, we are here to guide you through every step.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed to fit different lifestyles and goals. Imagine having a flexible checking account that allows you to easily manage your day-to-day expenses while also building your savings with a high-yield account. Our team is here to help you find the right combination that suits your financial journey.

Digital & Online Banking

Convenience at Your Fingertips

With our mobile payments feature, you can make purchases quickly and securely though currently, this feature isn't available, we're committed to enhancing our services in the future. While we don't support electronic signature authorization just yet, rest assured that we are always looking for ways to improve our offerings. Our digital banking tools aim to provide real-time management of your finances so that you stay informed and in control. Join us today at Membersfirst Ct and experience the peace of mind that comes with secure and convenient banking options!

Key Features

We know security is a priority for our members. Our online banking system incorporates advanced features to protect your information. Plus, you can enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without any hassle. If you're looking to go paperless, we offer e-statements so you can view your account statements digitally, saving trees and keeping things organized. And with our mobile application, you'll have everything you need right at your fingertips. You can manage your accounts directly from your smartphone, whether you're at home or out and about.

Financial Strength

At Membersfirst Ct, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a safe and reliable banking experience. With a net worth of $11,392,793, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,476,489 in share certificates and $15,267,118 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,033,561 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,148 in used auto loans and a total of $41,789,078 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 14 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 12,873, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersfirst Ct is your trusted partner. Visit us at 121 Gravel St Meriden Ct 06450 or call 203-235-3758 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $8,185,134 in used vehicle loans and $1,601,626 in new vehicle loans already helping members get on the road. We offer both new and used vehicle loans to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $1,816,386 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses and helping them thrive. At Membersfirst Ct, we believe everyone deserves access to the right financial tools. If you're interested in any of our loan offerings or want more information about refinancing options and eligibility criteria, don't hesitate to reach out! You can contact us at (203) 235-3758 or visit our website at Members First CT FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines

For those who prefer flexibility, our credit lines amounting to $10,177,105 provide access to funds whenever needed. This product is ideal for managing unexpected expenses or even planning for larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,719,302. This can be a great opportunity for those looking to settle down or invest in real estate.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $2,295,429 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that assistance is available when you need it most.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effectively LendMesh serves its users by facilitating better financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions means that you can trust the offers presented on the platform. LendMesh prioritizes transparency through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what is available. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can make informed choices. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to see current market conditions and choose what suits their needs best.

Membersfirst Ct