MembersAlliance Credit Union Roscoe IL | Low Mortgage Rates & Auto Loans

Introduction

At Membersalliance, we believe in putting our members first. Located at 5110 Rockrose Ct, Roscoe, IL 61073, our Roscoe Branch has been a trusted financial partner since 1938. With a strong commitment to serving our community, we take pride in supporting over 21,500 members with personalized banking solutions. As a member of Membersalliance, you can access a wide range of services, from checking and savings accounts to auto loans and mortgages. Our total assets amount to an impressive $274,465,543, ensuring that your funds are secure and available when you need them. We also maintain robust deposits totaling $5,855,762, reflecting our dedication to financial stability. Led by our CEO Cheryl Sio and Board President Greg Hopkins, our dedicated team of 86 employees is here to assist you with all your banking needs. Whether you're visiting us in person or using our online services at membersalliance.org, we strive to make your experience convenient and fulfilling. While members can visit us at our branch location, official correspondence should be sent to the same address: 5110 Rockrose Ct, Roscoe, IL 61073. With cash in hand amounting to $1,851,823 and a net worth of $23,511,590, we are well-equipped to help you achieve your financial goals. Join us at Membersalliance today for a better banking experience! Feel free to reach out at (815) 484-1250 or visit us during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. We look forward to being part of your financial journey!

Branch History & Mission

At Membersalliance, our journey began in 1938, when we first opened our doors in Roscoe, Illinois. Since then, we have proudly served our community from our branch located at 5110 Rockrose Ct, Roscoe, IL 61073. Over the years, we have grown alongside our members, expanding our services and reach to better meet their financial needs. Today, with a total membership of 21,521 and assets totaling $274,465,543, we stand as a pillar of support for individuals and families in the area. Our mission is simple yet profound: to empower our members by providing accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to thrive financially. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our goal is to help you achieve your dreams. We also offer online and mobile banking solutions for added convenience because we know that life can get busy. As we reflect on our history, it's important to highlight how far we've come. From humble beginnings in a single location to becoming an integral part of the Roscoe community, we've embraced technological advancements while maintaining a personal touch. Our commitment to ADA compliance ensures that all members can easily access our services. While members can visit us at 5110 Rockrose Ct, official correspondence should be sent to the same address. If you're looking for convenience, you'll be pleased to know we offer ATM availability and drive-thru banking for quick transactions. Our outreach efforts extend beyond banking; we actively engage with local organizations and initiatives to uplift those around us. By partnering with schools and community groups, we aim to make a meaningful impact that goes beyond financial transactions. We invite you to experience the Membersalliance difference. Join us today and discover how we can support you on your financial journey. For any inquiries or assistance, feel free to contact us at (815) 484-1250 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday. Together, let's build a stronger future!

Branch Location & Accessibility

Welcome to the Membersalliance Roscoe Branch, your friendly neighborhood credit union located at 5110 Rockrose Ct, Roscoe, IL 61073. We take pride in being conveniently situated in Winnebago County, just a stone's throw away from local landmarks that make our branch easy to find. Whether you're heading to or from nearby parks or shopping areas, stopping by for your banking needs has never been simpler. At Membersalliance, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us with ease. If you're driving, you'll find ample parking available right outside our doors. Plus, for those who prefer to bank from their vehicle, we offer a drive-thru service for quick deposits and withdrawals. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 5:00 PM, giving you plenty of time to stop by after work or during your lunch break. And if you can't make it during those hours, don't worry! You can still access your accounts anytime through our ATM located on-site. While members can visit us at 5110 Rockrose Ct for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 815-484-1250. Our dedicated team is here to help with a range of services including personal and auto loans, savings accounts, and much more. We invite you to come see how Membersalliance can support your financial journey. Stop by today or reach out via phone we're excited to assist you!

Member Eligibility

At Membersalliance, we believe that everyone deserves a chance to join our welcoming community and enjoy the many benefits of membership. Becoming a member is simple and inclusive! If you live, work, or attend school in the area, you're likely eligible to join us. We proudly serve individuals and families who are looking for a supportive financial partner. Whether you're seeking personal banking solutions or planning for your future, we're here to help you every step of the way. For detailed eligibility criteria, feel free to visit our website at . Joining Membersalliance opens up a world of opportunities, from personalized service to competitive rates on loans and savings accounts. You can easily start the account opening process by reaching out to us at (815) 484-1250 or visiting us at our branch located at 5110 Rockrose Ct Roscoe Il 61073. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we offer merchant services tailored for your needs. Imagine having a reliable way to accept payments from your customers whether in-store or online. Our solutions streamline transactions, making it easier for you to focus on what matters most: running your business. Located at 5110 Rockrose Ct Roscoe Il 61073 in Roscoe, IL, our team is ready to partner with you on your journey toward success. Give us a call at (815) 484-1250 or visit us today!

Comprehensive List Of Services

Accessibility at Your Fingertips

At Membersalliance, we prioritize accessibility. Our branch located at 5110 Rockrose Ct Roscoe Il 61073 in Roscoe, IL, is open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by during your day. You can reach us at (815) 484-1250 if you have any questions or need assistance. We invite you to explore all the ways that Membersalliance can assist you on your financial journey. Visit us online at Roscoe Branch or stop by our branch today! Let us help you achieve your financial goals with ease and confidence.

Business Banking Services

For local businesses, Membersalliance offers a suite of banking solutions tailored to help you thrive. Our Business Banking services include merchant services that simplify payment processing and Business Loans designed to support growth and expansion.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking features. With these tools, you can easily check balances, transfer money, and pay bills anytime, anywhere. Our ATM & Cash Withdrawal Services ensure that accessing cash is hassle-free, while our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services include everything you need to manage your finances effectively. We offer Checking & Savings Accounts that are simple and straightforward, allowing you to easily access your funds when needed. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easy for you to drive away with confidence. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. If you're facing unexpected expenses or need assistance with managing debt, our Personal Loans & Debt Consolidation options can help you regain control of your finances. Plus, don't forget about our Credit Cards with Rewards, which not only make purchases easier but also give you something back with every transaction.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to manage your finances right from your smartphone. You can make person-to-person transfers with ease, ensuring that sending money to family or friends is quick and hassle-free. Plus, if you prefer electronic statements, we offer e-statements to help you keep track of your finances without the clutter of paper. Security is a top priority for us at Membersalliance. Our electronic signature authorization feature ensures that your transactions are not just easy but also secure. You can rest assured knowing that your sensitive information is protected at all times. For those who love modern payment methods, we support mobile payments so you can pay for purchases directly from your phone. This adds another layer of convenience to your banking experience. In summary, with our comprehensive digital and online banking options at Membersalliance, managing your money has never been more accessible or secure. Explore all these features today and take full advantage of what modern banking has to offer!

Financial Strength

Commitment to Growth

With $21,495,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $79,984 in used auto loans and a total of $176,006,079 in loans and leases available to help you achieve your dreams.

Growing Member Base

With a total of 43,169 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $711,305, further demonstrating our ability to support member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersalliance is your trusted partner. Visit us at 5110 Rockrose Ct Roscoe IL 61073 or call 815-484-1250 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $20,675,177 in share certificates and $26,100,449 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $1,008,250 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $23,511,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 855% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,957,867 in used vehicle loans and $20,878,367 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to guide you through the process and help you secure financing that fits your budget.

Credit Lines

Need some extra funds for unexpected expenses? Our total credit lines amounting to $19,000,000 give you easy access to cash when you need it most. This option allows for greater flexibility and control over how you manage your finances. Our dedicated team at Membersalliance, located at 5110 Rockrose Ct Roscoe Il 61073, is here to discuss all these offerings and help you determine which option best suits your needs. You can reach us at (815) 484-1250 during our operating hours from 8:30 AM to 5 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan products today and take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,925,319, make buying or refinancing simple. We provide personalized assistance throughout your journey, ensuring you understand every step along the way. Plus, if you're interested in refinancing your current mortgage, we have competitive rates available to help you save.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $13,533,618 in loans helping members manage their finances effectively, our credit cards come with features designed to fit your lifestyle while providing peace of mind.

Loan Aggregator

Accurate Loan Comparisons

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