MembersAlliance Credit Union Rockford IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Membersalliance, where we believe in empowering our members through financial strength and community support. Located at 6951 Olde Creek Rd, Rockford, IL 61114, our branch has been serving the community since 1938. With a rich history of helping individuals and families manage their finances, we take pride in being a trusted partner for over 21,500 members. At Membersalliance, our commitment goes beyond just banking; we're dedicated to enhancing the lives of our members. With total assets reaching an impressive $274,465,543, and total deposits amounting to $5,855,762, we stand strong as a reliable institution in the financial landscape. Our experienced team of 86 employees, led by CEO Cheryl Sio and Board President Greg Hopkins, is here to provide personalized service tailored to your unique needs. Our offerings include a range of services designed for both personal and business banking whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards. With a focus on ensuring accessibility, we offer convenient features like online banking and mobile payments. While you can visit us at our branch for all your banking needs, any official correspondence should be directed to the same address: 6951 Olde Creek Rd, Rockford, IL 61114. We invite you to experience the Membersalliance difference! Feel free to reach out at (815) 484-1160 or explore more about us on our website here. Whether you're looking to open an account or need assistance with existing services, our team is ready to help you achieve your financial goals.

Branch History & Mission

Community Engagement

Membersalliance takes pride in its community outreach efforts. We partner with local organizations and participate in various events throughout Rockford to promote financial literacy and support local causes. By investing in our community, we not only enhance the lives of our members but also contribute positively to the region's overall well-being. As we look forward to continuing this journey, we invite you to become part of the Membersalliance family. Experience firsthand how we can help you achieve your financial goals while being an integral part of a vibrant community. Join us today at Membersalliance! You can reach us by phone at 815-484-1160 during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. Together, let's build a brighter financial future!

Our Evolution

Since our inception, Membersalliance has dedicated itself to fostering a culture of trust and care. Over the years, we have seen significant growth, reflected in our total assets of $274,465,543. This progress is not merely about numbers; it represents the many lives we've touched through our commitment to providing accessible financial services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to meet the evolving needs of our members. Our physical presence in Rockford ensures that we remain close to those we serve. While members can visit us at our branch address, official correspondence should be sent to the same location: 6951 Olde Creek Rd, Rockford, IL 61114. We also offer convenient drive-thru banking and ATM services for those on the go.

Our Mission

At Membersalliance, our mission is clear: to empower our members through personalized financial solutions while actively supporting our local community. We believe that everyone deserves access to quality financial resources that can help them build a secure future. Our goal extends beyond mere transactions; we aim to foster lasting relationships based on mutual respect and understanding. We are committed to being an inclusive institution. Our efforts include making our services ADA compliant and implementing customer-centric initiatives such as online and mobile banking options. We recognize the importance of adapting to modern needs while maintaining the friendly service that defines us.

Branch Location & Accessibility

Additional Information

While you can always reach out to us at 815-484-1160 with any questions or concerns, official correspondence should be sent to our mailing address at 6951 Olde Creek Rd, Rockford, IL 61114 if different from our physical location. We take pride in offering a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're looking for business banking options or need help with online and mobile banking services, we're here for you too! We invite you to come visit us at Membersalliance today! Experience firsthand how we can support your financial goals while enjoying a warm welcome from our dedicated team.

Convenient Access and Features

At our Olde Creek location, you'll find ample parking available, making it simple to stop by anytime during our operating hours from 8:30 AM to 5:00 PM, Monday through Friday. For those who prefer not to enter the branch, we offer a drive-thru service for quick transactions like deposits and withdrawals. Plus, with an ATM on-site, you can access cash or check your balance anytime without stepping inside. Accessibility is key for us. Our branch is ADA compliant, ensuring that everyone can visit comfortably. Whether you need assistance or just have a quick question, our friendly staff is ready to help you navigate your financial journey.

Member Eligibility

At Membersalliance, we're excited to welcome you into our community! Becoming a member is not just about opening an account; it's about joining a supportive network that prioritizes your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us. We believe everyone deserves access to friendly service and helpful resources, so we invite you to check out the detailed eligibility criteria at . Getting started is simple! Just swing by our branch located at 6951 Olde Creek Rd Rockford Il 61114, or give us a call at (815) 484-1160. Our team is here to guide you through the process of opening your account and answering any questions you might have. With Membersalliance, you'll enjoy personalized banking services that truly cater to your needs. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services

Imagine being able to accept payments effortlessly while focusing on what you do best running your business. Our merchant services make it easy for you to process transactions securely and efficiently. From credit card processing to online payment solutions, we provide tools that can help streamline your operations and improve cash flow. Located at 6951 Olde Creek Rd Rockford Il 61114 in Rockford, IL, our team is ready to partner with you on your journey toward success. Reach out today at (815) 484-1160 to learn more about how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive services such as merchant services and business loans designed to help your business thrive. Whether you're just starting out or looking to expand, we're here to support your entrepreneurial journey.

Commitment to Service

At Membersalliance, we prioritize member experience above all else. Our friendly staff is always ready to assist you with any questions or concerns during our lobby hours from 8:30 AM to 5:00 PM on weekdays. You can reach us at (815) 484-1160 if you need immediate assistance or want more information about any of our services. Join us today at Membersalliance in Rockford and discover how we can support your financial goals! Visit us online at membersalliance.org to learn more about our offerings and take advantage of everything we have in store for you!

Credit Cards

With our credit cards featuring rewards, you can earn while you spend! This is perfect for those who enjoy benefits like cash back or travel rewards as part of their everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. With these tools, accessing your accounts has never been easier whether you're checking balances, transferring funds, or paying bills on the go. Additionally, our ATM services are readily available for cash withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions but value convenience, our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle.

Personal Banking

We understand that managing personal finances can be overwhelming. That's why we offer a variety of checking and savings accounts that fit different lifestyles and goals. Whether you're saving for a special purchase or need a reliable account for daily transactions, we have options that work for you. Our auto loans and vehicle financing make it easier for you to get behind the wheel of your dream car with competitive rates and flexible terms. For those considering homeownership or refinancing, our mortgage loans provide personalized solutions. We guide you through the process to ensure you find a mortgage that suits your financial situation. Additionally, our personal loans can help consolidate debt or cover unexpected expenses, giving you peace of mind.

Digital & Online Banking

Connect with Others Effortlessly

Need to send money to a friend? Our person-to-person transfers make it easy to split bills or send gifts without hassle. It's all about making banking more connected and convenient for you. In summary, our digital and online banking services at Membersalliance are tailored for modern members who value accessibility and efficiency. From secure transactions to real-time account management, we're here to help you take control of your finances with ease. Visit us at https://www.membersalliance.org/ today!

Easy Access Anytime

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills whenever it suits you. You don't have to wait for business hours; your bank is always just a click away. With our mobile application, available for both iOS and Android devices, you can manage your finances right from your pocket. Plus, if you prefer using mobile payments, we've got you covered! Enjoy the ease of making purchases directly from your phone.

Secure Transactions Made Simple

Security is a top priority at Membersalliance. Our electronic signature authorization feature ensures that your transactions are not only quick but also secure. You can trust that your information is protected as you complete important banking tasks online. Additionally, we offer e-statements for a more eco-friendly way to keep track of your finances while ensuring everything remains easily accessible.

Financial Strength

At Membersalliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you put your money, and we are dedicated to ensuring your trust through our strong financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $23,511,590, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,675,177 in share certificates and $26,100,449 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our $21,495,227 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $79,984 in used auto loans and $176,006,079 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $1,008,250, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 2 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Finally, net shares (funds available for lending and investments) stand at $711,305, while our total share accounts number 43,169, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersalliance is your trusted partner. Visit us at 6951 Olde Creek Rd Rockford Il 61114 or call (815) 484-1160 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,957,867 in used vehicle loans and $20,878,367 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Credit Lines

For those who prefer having access to funds as needed, our credit lines totaling $19,000,000 are available for various purposes, providing you with the flexibility and convenience you need in managing your expenses. Our team is committed to helping you explore refinancing options if you're considering it. We encourage you to reach out for eligibility details so that we can assist in finding the best solution for your financial situation. For any inquiries or assistance, feel free to contact us at (815) 484-1160. Visit us at our branch located at 6951 Olde Creek Rd Rockford Il 61114, Rockford, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,925,319, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,533,618 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without tying up other assets.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.