MembersAlliance Credit Union Rockford IL | Best Auto Loans & ATM Access

Introduction

Welcome to Membersalliance, your trusted credit union located at 2550 S Alpine Rd, Rockford, IL 61108. Since our establishment in 1938, we have been dedicated to serving our community and empowering over 21,500 members with a range of financial solutions tailored to their needs. With total assets exceeding $274 million and deposits of $5,855,762, we take pride in maintaining a solid financial foundation that ensures your money is safe and secure. At Membersalliance, we believe in putting our members first. Our commitment is reflected not only in our competitive loan offerings totaling 118,809 loans and leases but also in the personalized service you can expect from our friendly staff. Led by our CEO Cheryl Sio and Board President Greg Hopkins, our team is here to guide you on your financial journey, whether it's through auto loans, personal banking services, or online banking solutions. While members can visit us at our branch location, official correspondence should be sent to the same address: 2550 S Alpine Rd, Rockford, IL 61108. If you have any questions or need assistance, don't hesitate to reach out to us at (815) 226-2260 during our lobby hours from 8:30 a.m. to 5:00 p.m., Monday through Friday. Join us today at Membersalliance and experience the difference of being part of a community-focused credit union where your financial well-being is our top priority! Visit us online at membersalliance.org for more information on how we can help you achieve your financial goals.

Branch History & Mission

Community Engagement

Over the years, Membersalliance has built strong partnerships within the community through outreach programs and initiatives that focus on education and financial literacy. We understand that our success is intertwined with the well-being of those around us. That's why we actively engage with local organizations and participate in events that uplift our neighbors and foster a sense of belonging. As we look toward the future, we invite you to join us on this journey. Experience the warmth of a credit union dedicated to your financial success and well-being. Whether you're looking for a checking account or seeking advice on loans, Membersalliance is here for you every step of the way. To learn more about how you can become a member or explore our services further, don't hesitate to reach out at (815) 226-2260 or visit us online at Membersalliance. Together, let's build a stronger community!

Our Mission

Our mission is straightforward: to empower individuals and families through personalized financial solutions while fostering a spirit of community support. We believe that everyone deserves access to fair and transparent banking options. This guiding principle drives us to offer services such as personal banking accounts, auto loans, mortgage options, and business banking solutions tailored to meet the diverse needs of our members. We take pride in providing not only financial products but also valuable resources and support for making informed decisions about money management. As we embrace digital advancements like online banking and mobile payments, we remain dedicated to ensuring that our services are accessible for all especially for those who may face challenges due to disabilities or other barriers.

Branch Location & Accessibility

Operating Hours

We want to ensure that you can visit us when it's most convenient for you. Our lobby hours are Monday through Friday from 8:30 a.m. to 5:00 p.m., allowing you plenty of time to take care of your banking needs.

Services Offered

At Membersalliance, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial journey covered. Need cash? Our ATM is always available for withdrawals and balance checks. Plus, if you're in a hurry, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car. If you have questions or need assistance, don't hesitate to give us a call at 815-226-2260. Our friendly staff is ready to assist you with whatever you need! So why wait? Come visit us today at Membersalliance on S Alpine Rd and discover how we can help make your financial life easier!

Member Eligibility

At Membersalliance, we believe that everyone deserves access to a supportive financial community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the Rockford area, you're likely eligible to join us. We welcome individuals from various backgrounds and circumstances, creating an inclusive environment where you can thrive. Plus, as a member of Membersalliance, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a range of convenient banking options. To learn more about our membership criteria and see if you qualify, feel free to visit our website at . If you're ready to take the next step toward joining our family, opening an account is simple! You can reach out to us at (815) 226-2260 for assistance or stop by our branch located at 2550 S Alpine Rd Rockford Il 61108. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services designed to streamline your operations. Imagine simplifying payment processing so you can focus on what truly matters growing your business. Our tools make it easy for you to accept payments quickly and securely, enhancing customer satisfaction while boosting your bottom line. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Rockford, IL. Discover how Membersalliance can partner with you on your journey toward success. Visit us at 2550 S Alpine Rd Rockford Il 61108 or call us at (815) 226-2260 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various business scenarios.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Membersalliance provides business banking services including merchant services and business loans. We recognize the hard work that goes into running a business and aim to support local enterprises with financial products that foster growth and success.

Commitment to You

We pride ourselves on being more than just a financial institution; we are a community partner committed to improving the lives of our members. With operating hours from 8:30 a.m. to 5:00 p.m., we're here when you need us most. If you have any questions or would like more information about how we can assist you further, don't hesitate to give us a call at 815-226-2260 or visit us at www.membersalliance.org. Let Membersalliance be your trusted partner in achieving financial wellness!

Credit Cards

Reward yourself with our credit cards featuring fantastic benefits! Whether you're planning a vacation or just want to earn points on everyday purchases, our credit card options are designed with members like you in mind.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Manage your accounts anytime, anywhere with features like mobile payments, e-statements, and person-to-person transfers. Our ATM services make cash withdrawal easy and accessible while our drive-thru service provides quick assistance for deposits and simple transactions without leaving your car.

Loans and Financing

Life brings many opportunities, and sometimes, you need extra support to seize them. Our auto loans and vehicle financing options make purchasing a new car more accessible than ever. Picture yourself driving off in that dream vehicle without breaking the bank! Additionally, we offer mortgage loans and refinancing options, ensuring that homeownership is within reach for everyone. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide flexible solutions tailored to your situation.

Personal Banking

Whether you're looking to open a checking or savings account, Membersalliance offers personal banking solutions tailored just for you. Imagine having a checking account that not only keeps your money safe but also helps you manage your budget effectively. Our savings accounts allow you to grow your funds over time, making it easier to achieve your financial goals.

Digital & Online Banking

Convenience at Your Fingertips

With mobile payments enabled, you can leave your wallet at home and pay directly from your phone. It's an easy way to handle everyday expenses without the hassle of cash or cards. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with digital banking, you'll feel comfortable navigating your financial options. At Membersalliance, we're committed to providing our members with tools that enhance their banking experience. From managing accounts in real-time to utilizing innovative features, our digital and online banking services put convenience right at your fingertips. Join us today and discover how easy banking can be!

Key Features

Our online banking platform lets you check balances, transfer funds, and pay bills with just a few clicks. You can even send money to friends or family using our convenient person-to-person transfer feature. Plus, with our mobile application, you can manage your accounts on the go whether you're commuting or enjoying a weekend getaway. We prioritize your security by providing electronic signature authorization for transactions, making it simple to sign documents safely from home. E-statements are also available, allowing you to stay organized while keeping your personal information secure.

Financial Strength

At Membersalliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services, we are proud to share our strong financial position with you. With a net worth of $23,511,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,675,177 in share certificates and $26,100,449 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,495,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $79,984 in used auto loans and an impressive $176,006,079 in total loans and leases available to help our members achieve their financial goals. Our operational efficiency shines through with a net income of $1,008,250, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $711,305. The total number of share accounts has reached 43,169, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersalliance is your trusted partner. Visit us at 2550 S Alpine Rd Rockford IL 61108 or call 815-226-2260 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,957,867 in used vehicle loans and $20,878,367 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or opting for a reliable used vehicle, we have financing options tailored for you.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in their spending, our total credit lines loans amounting to $19,000,000 can give you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $13,533,618 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,925,319, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to meet your needs.

Why Choose Us?

At Membersalliance, we pride ourselves on transparency and support. Our experienced staff is available to discuss refinancing options and eligibility requirements that may suit your situation better. You can reach us at (815) 226-2260 during our operating hours from 8:30 a.m. - 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you take the next step towards achieving your financial dreams!

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