MembersAlliance Credit Union Rockford IL | Best Auto Loans & Business Banking

Introduction

Welcome to Membersalliance, your trusted partner in financial wellness located at 3902 W Riverside Blvd, Rockford, IL 61101. Established in 1938, our credit union has proudly served over 21,500 members and continues to grow every day. We believe in building a brighter future for our community through personalized banking solutions that meet your needs. At Membersalliance, we understand the importance of having a financial institution that you can rely on. With total assets exceeding $274 million and deposits totaling $5,855,762, we are committed to ensuring the safety and growth of your hard-earned money. Our dedicated team of 86 employees, led by CEO Cheryl Sio and Board President Greg Hopkins, is always here to provide expert guidance and support. Our wide range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also offer business banking solutions like merchant services and business loans, ensuring that both individuals and local businesses have the resources they need to succeed. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 2550 S Alpine Rd, Rockford, IL 61108-7813. Ready to take control of your financial future? Whether you're looking for a new loan or simply want to explore your options, we invite you to stop by or give us a call at (815) 484-5353. Together, let's build a stronger community!

Branch History & Mission

At Membersalliance, we take pride in our rich history and unwavering commitment to the community. Founded in 1938, our West Riverside Branch has been a cornerstone for residents in Rockford, IL, for over eight decades. Located at 3902 W Riverside Blvd, just a stone's throw away from local landmarks like the picturesque Rock River, we have grown alongside this vibrant community. Since opening our doors, Membersalliance has evolved significantly. What began as a small credit union has blossomed into a trusted financial institution with over 21,500 members and total assets of $274,465,543. Our mission is simple yet profound: to empower individuals and families by providing accessible financial services and promoting community well-being. We understand that everyone's financial journey is unique, and we strive to meet those needs with personalized service and innovative solutions. Our commitment extends beyond banking; it encompasses the heart of our community. We believe in giving back through various outreach programs and partnerships that support local initiatives. Whether it's financial education workshops or sponsoring community events, we aim to uplift every member of Rockford. While members can visit us at 3902 W Riverside Blvd, official correspondence should be sent to 2550 S Alpine Rd, Rockford, IL 61108-7813. We're here to serve you during our operating hours from 9 AM to 6 PM, Monday through Friday. Plus, with convenient ATM availability and user-friendly online banking options including mobile payments and person-to-person transfers we're dedicated to making your banking experience as easy as possible. At Membersalliance, we are more than just a credit union; we're your partners in achieving financial wellness. Join us today and discover how we can help you reach your goals while fostering a stronger community together. For any inquiries or assistance, feel free to call us at 815-484-5353 we look forward to welcoming you!

Branch Location & Accessibility

Convenient Access and Features

We understand that accessibility matters to our members. Our branch is equipped with features that meet ADA compliance, ensuring everyone can easily navigate our facilities. Parking is readily available, providing you with a hassle-free experience when you arrive. While we don't offer drive-thru banking at this location, our friendly staff is ready to assist you inside during our lobby hours from 9 AM to 6 PM on weekdays. If you need to send official correspondence, please note that while you can visit us at our physical address, all mail should be directed to our mailing address at 2550 S Alpine Rd, Rockford, IL 61108-7813.

Services Tailored for You

At Membersalliance, we're proud to offer a variety of services designed to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage refinancing options, we've got you covered. Plus, enjoy the convenience of online and mobile banking services that allow you to manage your finances from anywhere. Need cash? We have an ATM available for your convenience right here at the branch. If you ever have questions or need assistance, don't hesitate to reach out! You can call us at 815-484-5353. We invite you to stop by and experience the welcoming atmosphere of Membersalliance. Our dedicated team looks forward to serving you!

Member Eligibility

Joining Membersalliance is more than just opening an account; it's about becoming part of a welcoming community that truly cares about its members. If you're looking to be a part of something special, you'll be happy to know that eligibility at Membersalliance is designed to include a wide range of individuals. Typically, you can become a member if you live, work, or worship in the area surrounding our branch at 3902 W Riverside Blvd Rockford Il 61101. This means that if you're in the Rockford area, there's a good chance you're eligible! Plus, there are many benefits to being a member, from lower fees to personalized service that puts your needs first. Getting started is simple! You can find all the necessary details and criteria on our website at , which provides up-to-date information on who can join. Once you're ready to take the next step, opening an account is just as easy. Feel free to call us at (815) 484-5353 during our operating hours from 9 am to 6 pm for any questions you might have or visit us online for more guidance. We can't wait to welcome you into our Membersalliance family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services are designed to simplify your payment processes. Imagine having a reliable point-of-sale system that makes transactions smooth for both you and your customers. Whether you're a small shop or a growing enterprise, our services allow you to accept payments easily, manage inventory effectively, and keep track of sales all while enjoying competitive rates. Discover how Membersalliance, located at 3902 W Riverside Blvd Rockford Il 61101, can empower your business today! For more information or to get started, call us at (815) 484-5353.

Comprehensive List Of Services

Always Here for You

At Membersalliance, we prioritize making banking easy and accessible. With features like Basic ATM Access for withdrawals and balance checks and a dedicated team ready to assist you via phone at 815-484-5353, we are committed to providing exceptional service. As we continue to adapt to modern banking needs, remember that our digital offerings such as mobile payments and person-to-person transfers keep you connected no matter where life takes you. Ready to explore what Membersalliance can do for you? Visit us online at membersalliance.org or stop by our branch today! Your financial journey starts here!

Business Solutions That Work for You

For our business members, we offer comprehensive solutions including Merchant Services & Business Loans designed to support your growing enterprise. Whether you're just starting out or looking to expand, we have the tools and resources necessary to help your business thrive.

Financing Your Dreams

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easy for you to hit the road in style without breaking the bank. If you're considering buying a home, check out our Mortgage Loans & Refinancing services that can help you secure competitive rates and terms tailored to your financial situation. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options provide flexible solutions that fit into your budget.

Personal Banking Made Simple

Our personal banking services are tailored for convenience and accessibility. We offer Checking & Savings Accounts that help you manage your money effectively while earning interest on your savings. Imagine having quick access to your funds through our Online & Mobile Banking platforms, allowing you to transfer money, pay bills, and even deposit checks from the comfort of your home or on the go. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach when you need it.

Reward Yourself with Our Credit Options

Don't forget to explore our Credit Cards with Rewards, which allow you to earn points for every purchase. These rewards can be redeemed for travel, merchandise, or cash back making each transaction more rewarding.

Digital & Online Banking

Key Services for Your Convenience

Our 24/7 online banking services allow you to check balances, view transactions, and transfer funds anytime you need. No more waiting in line or rushing to the bank before it closes! Plus, with the option for electronic signature authorization, signing documents is quick and secure no need for paper or ink. You can also choose e-statements, which provide a safe and environmentally friendly way to manage your account statements right from your device. Stay organized and help the planet while doing so! For those who love using their smartphones, our mobile application offers easy access to all your banking needs. Make payments instantly with our mobile payments feature, and send money quickly to friends or family with person-to-person transfers. It's like having a branch in your pocket!

Security You Can Trust

At Membersalliance, we prioritize your security. Our digital services are designed with top-notch security measures to keep your information safe while giving you peace of mind. You can bank confidently knowing that your financial data is protected. With our user-friendly interface, managing your accounts has never been easier. Whether you're checking balances or making payments, everything is straightforward and accessible. In summary, our digital and online banking services at Membersalliance offer you convenience, security, and real-time control over your finances. Explore these features today by visiting https://www.membersalliance.org/ your gateway to hassle-free banking!

Financial Strength

At Membersalliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths with you, assuring you that your trust in us is well-placed. With a net worth of $23,511,590, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,675,177 in share certificates and $26,100,449 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,495,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $79,984 in used auto loans and a total of $176,006,079 in loans and leases. Our operational efficiency is reflected in our net income of $1,008,250, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $711,305. We boast a strong and growing member base with a total of 43,169 share accounts, showing the trust members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Membersalliance is your trusted partner. Visit us at 3902 W Riverside Blvd Rockford IL 61101 or call 815-484-5353 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,957,867 in used vehicle loans and $20,878,367 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, we have financing options that make it easier than ever to drive away with confidence.

Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $13,533,618 in loans helping members manage their finances effectively. Our credit cards come with benefits that suit your lifestyle, making them a great option for both everyday purchases and unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,925,319, make buying or refinancing simple. We provide personalized service and competitive rates, ensuring that your journey toward owning a home is as smooth as possible.

Other Financing Options

In addition to auto and mortgage loans, we also provide credit lines totaling $19,000,000. These lines of credit can be useful for larger purchases or consolidating debt. If you're interested in refinancing options or checking your eligibility for any of our products, don't hesitate to ask our staff for more information they're here to help guide you through the process. At Membersalliance, we pride ourselves on offering transparent lending solutions that meet your needs without unnecessary complexity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today at 3902 W Riverside Blvd Rockford Il 61101, and let's explore how we can support you on your financial journey!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Every listed loan reflects the actual terms provided by credible lenders.